Trust Bank (XGHA:TBL) OCF Margin %: 87.11% (As of Dec. 2023)


XGHA:TBL Trust Bank Ltd XGHA:TBL
13 GF Score
Price GHS1.20
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What is Trust Bank OCF Margin %?

Trust Bank XGHA:TBL 13 OCF Margin % is 87.11% as of Dec. 2023. GuruFocus rates XGHA:TBL with a GF Score™ of 13/100.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Trust Bank's Cash Flow from Operations for the six months ended in Dec. 2023 was GHS136.0 Mil. Trust Bank's Revenue for the six months ended in Dec. 2023 was GHS156.1 Mil. Therefore, Trust Bank's OCF Margin % for the quarter that ended in Dec. 2023 was 87.11%.

As of today, Trust Bank's current OCF Yield % is 0.00%.

The historical rank and industry rank for Trust Bank's OCF Margin % or its related term are showing as below:

XGHA:TBL' s OCF Margin % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 0
Current: 87.11

XGHA:TBL's OCF Margin % is not ranked
in the Banks industry.
Industry Median: 29.44 vs XGHA:TBL: 87.11

Trust Bank OCF Margin % Related Terms

Trust Bank OCF Margin % Historical Data

* Premium members only.

The historical data trend for Trust Bank's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trust Bank OCF Margin % Chart

Trust Bank Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 88.64 175.70 115.39 -53.50 87.11

Trust Bank Semi-Annual Data
Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 88.64 175.70 115.39 -53.50 87.11

XGHA:TBL vs PNC, USB, NU: OCF Margin % Comparison

For the Banks - Regional subindustry, Trust Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Trust Bank OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Trust Bank's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Trust Bank's OCF Margin % falls into.


XGHA:TBL
13GF Score
Trust Bank Ltd XGHA:TBL
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Trust Bank OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Trust Bank's OCF Margin for the fiscal year that ended in Dec. 2023 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=136.017/156.141
=87.11 %

Trust Bank's OCF Margin for the quarter that ended in Dec. 2023 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2023 )/Revenue (Q: Dec. 2023 )
=136.017/156.141
=87.11 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 87.11% mean?
Trust Bank (XGHA:TBL) has a OCF Margin % of 87.11% as of Dec. 2023. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Trust Bank and its competitors.
Is Trust Bank's OCF Margin % too high?
Trust Bank's current OCF Margin % is 87.11%. The Banks industry median OCF Margin % is 29.44. Trust Bank's value of 87.11% is 195.9% above this industry median. Overall, Trust Bank has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does Trust Bank's OCF Margin % compare to PNC and USB?
Trust Bank's OCF Margin % of 87.11% can be compared against companies in the Banks industry. The industry median OCF Margin % is 29.44. Trust Bank's value of 87.11% is 195.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trust Bank's current OCF Margin % of 87.11% is 195.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Trust Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trust Bank's current OCF Margin % is 87.11%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trust Bank stock overvalued right now?
Trust Bank (XGHA:TBL) has a current OCF Margin % of 87.11%. The current OCF Margin % is 87.11% and 195.9% above the Banks industry median of 29.44. Trust Bank's overall GF Score™ is 13/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Trust Bank (XGHA:TBL), the current OCF Margin % is 87.11% as of Dec. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Trust Bank Business Description

Address 3-4 Ecowas Avenue, P.O. Box 1018, Banjul, GMB
Trust Bank Ltd is engaged in providing commercial banking services. Its activities include receiving deposits, provision of loans, a system of payments and clearing, dealing in financial instruments of the money market, foreign currencies exchange services, providing banking information, performing mortgage activities and others. The company's only reportable segment is the provision of banking and related services.
13GF Score

Get the complete analysis for XGHA:TBL

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS1.20
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