Trust Bank (XGHA:TBL) FCF Margin %: 65.02% (As of Dec. 2023)


XGHA:TBL Trust Bank Ltd XGHA:TBL
13 GF Score
Price GHS1.20
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What is Trust Bank FCF Margin %?

Trust Bank XGHA:TBL 13 FCF Margin % is 65.02% as of Dec. 2023. GuruFocus rates XGHA:TBL with a GF Score™ of 13/100.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Trust Bank's Free Cash Flow for the six months ended in Dec. 2023 was GHS101.5 Mil. Trust Bank's Revenue for the six months ended in Dec. 2023 was GHS156.1 Mil. Therefore, Trust Bank's FCF Margin % for the quarter that ended in Dec. 2023 was 65.02%.

As of today, Trust Bank's current FCF Yield % is 0.00%.

The historical rank and industry rank for Trust Bank's FCF Margin % or its related term are showing as below:

XGHA:TBL' s FCF Margin % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 65.02
Current: 65.02

During the past 13 years, the highest FCF Margin % of Trust Bank was 65.02%. The lowest was 0.00%. And the median was 0.00%.

XGHA:TBL's FCF Margin % is not ranked
in the Banks industry.
Industry Median: 26.55 vs XGHA:TBL: 65.02

Trust Bank FCF Margin % Related Terms

Trust Bank FCF Margin % Historical Data

* Premium members only.

The historical data trend for Trust Bank's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trust Bank FCF Margin % Chart

Trust Bank Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 83.10 158.54 106.55 -62.96 65.02

Trust Bank Semi-Annual Data
Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 83.10 158.54 106.55 -62.96 65.02

XGHA:TBL vs PNC, USB, NU: FCF Margin % Comparison

For the Banks - Regional subindustry, Trust Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Trust Bank FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Trust Bank's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Trust Bank's FCF Margin % falls into.


XGHA:TBL
13GF Score
Trust Bank Ltd XGHA:TBL
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Trust Bank FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Trust Bank's FCF Margin for the fiscal year that ended in Dec. 2023 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=101.526/156.141
=65.02 %

Trust Bank's FCF Margin for the quarter that ended in Dec. 2023 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2023 )/Revenue (Q: Dec. 2023 )
=101.526/156.141
=65.02 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 65.02% mean?
Trust Bank (XGHA:TBL) has a FCF Margin % of 65.02% as of Dec. 2023. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Trust Bank and its competitors.
Is Trust Bank's FCF Margin % too high?
Trust Bank's current FCF Margin % is 65.02%. The Banks industry median FCF Margin % is 26.55. Trust Bank's value of 65.02% is 144.9% above this industry median. Overall, Trust Bank has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does Trust Bank's FCF Margin % compare to PNC and USB?
Trust Bank's FCF Margin % of 65.02% can be compared against companies in the Banks industry. The industry median FCF Margin % is 26.55. Trust Bank's value of 65.02% is 144.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trust Bank's current FCF Margin % of 65.02% is 144.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Trust Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trust Bank's current FCF Margin % is 65.02%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trust Bank stock overvalued right now?
Trust Bank (XGHA:TBL) has a current FCF Margin % of 65.02%. The current FCF Margin % is 65.02% and 144.9% above the Banks industry median of 26.55. Trust Bank's overall GF Score™ is 13/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Trust Bank (XGHA:TBL), the current FCF Margin % is 65.02% as of Dec. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Trust Bank Business Description

Address 3-4 Ecowas Avenue, P.O. Box 1018, Banjul, GMB
Trust Bank Ltd is engaged in providing commercial banking services. Its activities include receiving deposits, provision of loans, a system of payments and clearing, dealing in financial instruments of the money market, foreign currencies exchange services, providing banking information, performing mortgage activities and others. The company's only reportable segment is the provision of banking and related services.
13GF Score

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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS1.20
Price