Trust Bank (XGHA:TBL) Dividend Payout Ratio: 0.47 (As of Dec. 2023)


XGHA:TBL Trust Bank Ltd XGHA:TBL
13 GF Score
Price GHS1.20
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What is Trust Bank Dividend Payout Ratio?

Trust Bank XGHA:TBL 13 Dividend Payout Ratio is 0.47 as of Dec. 2023. GuruFocus rates XGHA:TBL with a GF Score™ of 13/100.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Trust Bank's Dividend Payout Ratio for the months ended in Dec. 2023 was 0.47.

The historical rank and industry rank for Trust Bank's Dividend Payout Ratio or its related term are showing as below:

XGHA:TBL' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0   Med: 0   Max: 0.47
Current: 0.47


During the past 13 years, the highest Dividend Payout Ratio of Trust Bank was 0.47. The lowest was 0.00. And the median was 0.00.

XGHA:TBL's Dividend Payout Ratio is not ranked
in the Banks industry.
Industry Median: 0.32 vs XGHA:TBL: 0.47

As of today (2026-07-05), the Dividend Yield % of Trust Bank is 10.80%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Trust Bank was 10.80%. The lowest was 0.00%. And the median was 0.00%.

Trust Bank's Dividends per Share for the months ended in Dec. 2023 was GHS0.09.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Trust Bank (XGHA:TBL) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Trust Bank Dividend Payout Ratio Related Terms


Trust Bank Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Trust Bank's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trust Bank Dividend Payout Ratio Chart

Trust Bank Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.73 0.00 0.67 0.00 0.47

Trust Bank Semi-Annual Data
Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.73 0.00 0.67 0.00 0.47

XGHA:TBL vs PNC, USB, NU: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Trust Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trust Bank Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Trust Bank's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Trust Bank's Dividend Payout Ratio falls into.


XGHA:TBL
13GF Score
Trust Bank Ltd XGHA:TBL
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Trust Bank Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Trust Bank's Dividend Payout Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2023 )/ EPS without NRI (A: Dec. 2023 )
=0.094/ 0.202
=0.47

Trust Bank's Dividend Payout Ratio for the quarter that ended in Dec. 2023 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2023 )/ EPS without NRI (Q: Dec. 2023 )
=0.094/ 0.202
=0.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.47 mean?
Trust Bank (XGHA:TBL) has a Dividend Payout Ratio of 0.47 as of Dec. 2023. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Trust Bank and its competitors.
Is Trust Bank's Dividend Payout Ratio too high?
Trust Bank's current Dividend Payout Ratio is 0.47. The Banks industry median Dividend Payout Ratio is 0.32. Trust Bank's value of 0.47 is 46.9% above this industry median. Overall, Trust Bank has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does Trust Bank's Dividend Payout Ratio compare to PNC and USB?
Trust Bank's Dividend Payout Ratio of 0.47 can be compared against companies in the Banks industry. The industry median Dividend Payout Ratio is 0.32. Trust Bank's value of 0.47 is 46.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trust Bank's current Dividend Payout Ratio of 0.47 is 46.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Trust Bank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trust Bank's current Dividend Payout Ratio is 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trust Bank stock overvalued right now?
Trust Bank (XGHA:TBL) has a current Dividend Payout Ratio of 0.47. The current Dividend Payout Ratio is 0.47 and 46.9% above the Banks industry median of 0.32. Trust Bank's overall GF Score™ is 13/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Trust Bank (XGHA:TBL), the current Dividend Payout Ratio is 0.47 as of Dec. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Trust Bank Business Description

Address 3-4 Ecowas Avenue, P.O. Box 1018, Banjul, GMB
Trust Bank Ltd is engaged in providing commercial banking services. Its activities include receiving deposits, provision of loans, a system of payments and clearing, dealing in financial instruments of the money market, foreign currencies exchange services, providing banking information, performing mortgage activities and others. The company's only reportable segment is the provision of banking and related services.
13GF Score

Get the complete analysis for XGHA:TBL

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS1.20
Price