PVBK (Pacific Valley Bancorp) EPS (Basic): $0.72 (TTM As of Dec. 2025)

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PVBK Pacific Valley Bancorp PVBK
55 GF Score
Price $9.35
GF Value $10.37
Valuation Modestly Undervalued
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What is Pacific Valley Bancorp EPS (Basic)?

Pacific Valley Bancorp PVBK 55 EPS (Basic) is $0.72 as of Dec. 2025. GuruFocus rates PVBK with a GF Score™ of 55/100 and a GF Value™ of $10.37 (Modestly Undervalued).

Pacific Valley Bancorp's basic earnings per share (Basic EPS) for the six months ended in Dec. 2025 was $0.72. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.72.

Pacific Valley Bancorp's EPS (Diluted) for the six months ended in Dec. 2025 was $0.72. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.72.

Pacific Valley Bancorp's EPS without NRI for the six months ended in Dec. 2025 was $0.72. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was 0.72.

During the past 12 months, Pacific Valley Bancorp's average EPS without NRIGrowth Rate was -20.00% per year. During the past 3 years, the average EPS without NRI Growth Rate was -12.50% per year. During the past 5 years, the average EPS without NRI Growth Rate was 1.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 10 years, Pacific Valley Bancorp's highest 3-Year average EPS without NRI Growth Rate was 24.70% per year. The lowest was -12.50% per year. And the median was 9.10% per year.

Pacific Valley Bancorp  (OTCPK:PVBK) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Pacific Valley Bancorp EPS (Basic) Related Terms

Pacific Valley Bancorp EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Pacific Valley Bancorp's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pacific Valley Bancorp EPS (Basic) Chart

Pacific Valley Bancorp Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.78 1.07 0.99 0.90 0.72

Pacific Valley Bancorp Semi-Annual Data
Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.78 1.07 0.99 0.90 0.72
PVBK
55GF Score
Pacific Valley Bancorp PVBK
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Pacific Valley Bancorp EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Pacific Valley Bancorp's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(3.593-0)/4.869
=0.74

Pacific Valley Bancorp's Basic EPS for the quarter that ended in Dec. 2025 is calculated as

Basic EPS (Q: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(3.593-0)/4.869
=0.74

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of $0.72 mean?
Pacific Valley Bancorp (PVBK) has a EPS (Basic) of $0.72 as of Dec. 2025. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Pacific Valley Bancorp and its competitors.
Is Pacific Valley Bancorp's EPS (Basic) too high?
Pacific Valley Bancorp's current EPS (Basic) is $0.72. Overall, Pacific Valley Bancorp has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pacific Valley Bancorp's EPS (Basic) compare to FSBH and SCYT?
Pacific Valley Bancorp's EPS (Basic) of $0.72 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Pacific Valley Bancorp and its competitors. Pacific Valley Bancorp's current EPS (Basic) is $0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Valley Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Pacific Valley Bancorp (PVBK) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.37, compared to a current price of $9.35 — trading 9.8% below its estimated fair value. The current EPS (Basic) is $0.72. Pacific Valley Bancorp's overall GF Score™ is 55/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Pacific Valley Bancorp (PVBK), the current EPS (Basic) is $0.72 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pacific Valley Bancorp (PVBK) Overvalued in 2026?

Based on GuruFocus' analysis, Pacific Valley Bancorp stock appears to be undervalued. The current stock price of $9.35 is trading 9.8% below its estimated GF Value™ of $10.37. GuruFocus considers Pacific Valley Bancorp to be Modestly Undervalued.

Key valuation signals for PVBK:

  • EPS (Basic): $0.72
  • GF Value™: $10.37 vs. price of $9.35 (9.8% below fair value)
  • GF Score™: 55/100

No single metric tells the full story. See the PVBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pacific Valley Bancorp Business Description

Address 150 Main Street, Suite 210, Salinas, CA, USA, 93901
Pacific Valley Bancorp provides personal and business banking products and services. It offers commercial, agricultural, and real estate lending products. The Bank offers a complete array of checking and savings accounts, along with money management products that would satisfy any individual or business banking customer's needs. It also offers online banking, mobile banking, and other services. Its portfolio segments includes Construction and Land Development, Real Estate-Other, Commercial and Agriculture, and Consumer.
55GF Score

Get the complete analysis for PVBK

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.35
Price
$10.37
GF Value