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Pacific Valley BancorpPVBK +0.54%55 Median PS Value is $12.44 as of Aug. 04, 2026, which is 1757% above its 10-year median of 0.67. GuruFocus rates PVBK with a GF Score™ of 55/100 and a GF Value™ of $10.37 (Modestly Undervalued). Among 1,049 Banks companies, Pacific Valley Bancorp ranks better than 87.42% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Pacific Valley Bancorp (OTCPK:PVBK) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Pacific Valley Bancorp's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
9.35
/
12.44
=
0.75
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pacific Valley Bancorp Median PS Value Related Terms
Pacific Valley Bancorp Median PS Value Historical Data
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The historical data trend for Pacific Valley Bancorp's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PVBK vs FSBH, SCYT, TCBS: Median PS Value Comparison
For the Banks - Regional subindustry, Pacific Valley Bancorp's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pacific Valley Bancorp Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Pacific Valley Bancorp's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Pacific Valley Bancorp's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 2.7749.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Pacific Valley Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $4.483.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pacific Valley Bancorp (PVBK) has a Median PS Value of $12.44 as of Aug. 04, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Pacific Valley Bancorp and its competitors. This is 1757% above median its historical median of 0.67. Over the past decade, Pacific Valley Bancorp's Median PS Value has ranged from 0.52 to 0.79. According to the industry distribution chart, Pacific Valley Bancorp ranks #132 out of 1049 companies in the Banks industry, placing it in the top 12.6%.
Is Pacific Valley Bancorp's Median PS Value too high?
Pacific Valley Bancorp's current Median PS Value of $12.44 is 1757% above median its 10-year median of 0.67. Over the past 10 years, this metric has ranged from a low of 0.52 to a high of 0.79. The Banks industry median Median PS Value is 1.13. Pacific Valley Bancorp's value of $12.44 is 1000.9% above this industry median. Based on the distribution chart, Pacific Valley Bancorp ranks #132 out of 1049 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Pacific Valley Bancorp has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pacific Valley Bancorp's Median PS Value compare to FSBH and SCYT?
According to the Banks industry distribution chart, Pacific Valley Bancorp ranks #132 out of 1049 companies for Median PS Value. This places Pacific Valley Bancorp in the top 13% of its industry — outperforming the majority of peers. The industry median Median PS Value is 1.13. Pacific Valley Bancorp's value of $12.44 is 1000.9% above this benchmark. Historically, Pacific Valley Bancorp's own Median PS Value has ranged from 0.52 to 0.79 over the past decade. While the company's 10-year median is 0.67 vs. the industry median of 1.13, Pacific Valley Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.13, based on 1,049 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pacific Valley Bancorp's current Median PS Value of $12.44 is 1000.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Pacific Valley Bancorp and its competitors. For the Banks industry, the median Median PS Value is 1.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Valley Bancorp's current Median PS Value is $12.44, which is 1757% above median its own 10-year median of 0.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Valley Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Pacific Valley Bancorp (PVBK) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.37, compared to a current price of $9.35 — trading 9.8% below its estimated fair value. The current Median PS Value is $12.44, which is 1757% above median its 10-year median of 0.67 and 1000.9% above the Banks industry median of 1.13. Pacific Valley Bancorp's overall GF Score™ is 55/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Pacific Valley Bancorp (PVBK), the current Median PS Value is $12.44 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pacific Valley Bancorp (PVBK) Overvalued in 2026?
Based on GuruFocus' analysis, Pacific Valley Bancorp stock appears to be undervalued.
The current stock price of $9.35 is trading 9.8% below its estimated GF Value™ of $10.37.
GuruFocus considers Pacific Valley Bancorp to be Modestly Undervalued.
Key valuation signals for PVBK:
Median PS Value: $12.44 (1757% above median its 10-year median of 0.67)
GF Value™: $10.37 vs. price of $9.35 (9.8% below fair value)
Industry Position: 1000.9% above the Banks median (#132 of 1049)
No single metric tells the full story. See the PVBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pacific Valley Bancorp provides personal and business banking products and services. It offers commercial, agricultural, and real estate lending products. The Bank offers a complete array of checking and savings accounts, along with money management products that would satisfy any individual or business banking customer's needs. It also offers online banking, mobile banking, and other services. Its portfolio segments includes Construction and Land Development, Real Estate-Other, Commercial and Agriculture, and Consumer.
55GF Score
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Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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