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Pacific Valley BancorpPVBK +0.54%55 PEG Ratio is 1.53 as of Aug. 04, 2026, which is 25% above its 10-year median of 1.22. GuruFocus rates PVBK with a GF Score™ of 55/100 and a GF Value™ of $10.37 (Modestly Undervalued). Among 1,230 Banks companies, Pacific Valley Bancorp ranks better than 51.06% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Pacific Valley Bancorp's PEG Ratio or its related term are showing as below:
PVBK'
s PEG Ratio Range Over the Past 10 Years
Min: 0.73 Med: 1.22 Max: 1.79
Current: 1.53
During the past 10 years, Pacific Valley Bancorp's highest PEG Ratio was 1.79. The lowest was 0.73. And the median was 1.22.
PVBK's PEG Ratio is ranked better than 51.06% of 1230
companies
in the Banks industry
Industry Median: 1.56
vs PVBK: 1.53
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Pacific Valley Bancorp (OTCPK:PVBK) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Pacific Valley Bancorp's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pacific Valley Bancorp PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Pacific Valley Bancorp's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Pacific Valley Bancorp's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Pacific Valley Bancorp (PVBK) has a PEG Ratio of 1.53 as of Aug. 04, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Pacific Valley Bancorp and its competitors. This is 25% above median its historical median of 1.22. Over the past decade, Pacific Valley Bancorp's PEG Ratio has ranged from 0.73 to 1.79. According to the industry distribution chart, Pacific Valley Bancorp ranks #602 out of 1230 companies in the Banks industry, placing it in the top 48.9%.
Is Pacific Valley Bancorp's PEG Ratio too high?
Pacific Valley Bancorp's current PEG Ratio of 1.53 is 25% above median its 10-year median of 1.22. Over the past 10 years, this metric has ranged from a low of 0.73 to a high of 1.79. The Banks industry median PEG Ratio is 1.56. Pacific Valley Bancorp's value of 1.53 is 1.9% below this industry median. Based on the distribution chart, Pacific Valley Bancorp ranks #602 out of 1230 companies in the Banks industry, which is above the industry midpoint. Overall, Pacific Valley Bancorp has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pacific Valley Bancorp's PEG Ratio compare to FSBH and SCYT?
According to the Banks industry distribution chart, Pacific Valley Bancorp ranks #602 out of 1230 companies for PEG Ratio. This puts Pacific Valley Bancorp in the upper half of its industry. The industry median PEG Ratio is 1.56. Pacific Valley Bancorp's value of 1.53 is 1.9% below this benchmark. Historically, Pacific Valley Bancorp's own PEG Ratio has ranged from 0.73 to 1.79 over the past decade. While the company's 10-year median is 1.22 vs. the industry median of 1.56, Pacific Valley Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,230 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pacific Valley Bancorp's current PEG Ratio of 1.53 is 1.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Pacific Valley Bancorp and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Valley Bancorp's current PEG Ratio is 1.53, which is 25% above median its own 10-year median of 1.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Valley Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Pacific Valley Bancorp (PVBK) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.37, compared to a current price of $9.35 — trading 9.8% below its estimated fair value. The current PEG Ratio is 1.53, which is 25% above median its 10-year median of 1.22 and 1.9% below the Banks industry median of 1.56. Pacific Valley Bancorp's overall GF Score™ is 55/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Pacific Valley Bancorp (PVBK), the current PEG Ratio is 1.53 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pacific Valley Bancorp (PVBK) Overvalued in 2026?
Based on GuruFocus' analysis, Pacific Valley Bancorp stock appears to be undervalued.
The current stock price of $9.35 is trading 9.8% below its estimated GF Value™ of $10.37.
GuruFocus considers Pacific Valley Bancorp to be Modestly Undervalued.
Key valuation signals for PVBK:
PEG Ratio: 1.53 (25% above median its 10-year median of 1.22)
GF Value™: $10.37 vs. price of $9.35 (9.8% below fair value)
Industry Position: 1.9% below the Banks median (#602 of 1230)
No single metric tells the full story. See the PVBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pacific Valley Bancorp provides personal and business banking products and services. It offers commercial, agricultural, and real estate lending products. The Bank offers a complete array of checking and savings accounts, along with money management products that would satisfy any individual or business banking customer's needs. It also offers online banking, mobile banking, and other services. Its portfolio segments includes Construction and Land Development, Real Estate-Other, Commercial and Agriculture, and Consumer.
55GF Score
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