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Pacific Valley BancorpPVBK +0.54%55 OCF Yield % is 7.09 as of Aug. 04, 2026, which is 37% below its 10-year median of 11.21. GuruFocus rates PVBK with a GF Score™ of 55/100 and a GF Value™ of $10.37 (Modestly Undervalued). Among 1,497 Banks companies, Pacific Valley Bancorp ranks worse than 59.25% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Pacific Valley Bancorp OCF Yield % Related Terms
Pacific Valley Bancorp OCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Pacific Valley Bancorp's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pacific Valley Bancorp OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Pacific Valley Bancorp's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Pacific Valley Bancorp's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pacific Valley Bancorp (PVBK) has a OCF Yield % of 7.09 as of Aug. 04, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Pacific Valley Bancorp and its competitors. This is 37% below median its historical median of 11.21. Over the past decade, Pacific Valley Bancorp's OCF Yield % has ranged from 6.58 to 19.87. According to the industry distribution chart, Pacific Valley Bancorp ranks #887 out of 1497 companies in the Banks industry, placing it in the top 59.3%.
Is Pacific Valley Bancorp's OCF Yield % too high?
Pacific Valley Bancorp's current OCF Yield % of 7.09 is 37% below median its 10-year median of 11.21. Over the past 10 years, this metric has ranged from a low of 6.58 to a high of 19.87. The Banks industry median OCF Yield % is 8.97. Pacific Valley Bancorp's value of 7.09 is 21% below this industry median. Based on the distribution chart, Pacific Valley Bancorp ranks #887 out of 1497 companies in the Banks industry, which is below the industry midpoint. Overall, Pacific Valley Bancorp has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pacific Valley Bancorp's OCF Yield % compare to FSBH and SCYT?
According to the Banks industry distribution chart, Pacific Valley Bancorp ranks #887 out of 1497 companies for OCF Yield %. This places Pacific Valley Bancorp in the lower half of its industry. The industry median OCF Yield % is 8.97. Pacific Valley Bancorp's value of 7.09 is 21% below this benchmark. Historically, Pacific Valley Bancorp's own OCF Yield % has ranged from 6.58 to 19.87 over the past decade. While the company's 10-year median is 11.21 vs. the industry median of 8.97, Pacific Valley Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 8.97, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pacific Valley Bancorp's current OCF Yield % of 7.09 is 21% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Pacific Valley Bancorp and its competitors. For the Banks industry, the median OCF Yield % is 8.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific Valley Bancorp's current OCF Yield % is 7.09, which is 37% below median its own 10-year median of 11.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Valley Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Pacific Valley Bancorp (PVBK) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.37, compared to a current price of $9.35 — trading 9.8% below its estimated fair value. The current OCF Yield % is 7.09, which is 37% below median its 10-year median of 11.21 and 21% below the Banks industry median of 8.97. Pacific Valley Bancorp's overall GF Score™ is 55/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Pacific Valley Bancorp (PVBK), the current OCF Yield % is 7.09 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pacific Valley Bancorp (PVBK) Overvalued in 2026?
Based on GuruFocus' analysis, Pacific Valley Bancorp stock appears to be undervalued.
The current stock price of $9.35 is trading 9.8% below its estimated GF Value™ of $10.37.
GuruFocus considers Pacific Valley Bancorp to be Modestly Undervalued.
Key valuation signals for PVBK:
OCF Yield %: 7.09 (37% below median its 10-year median of 11.21)
GF Value™: $10.37 vs. price of $9.35 (9.8% below fair value)
Industry Position: 21% below the Banks median (#887 of 1497)
No single metric tells the full story. See the PVBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pacific Valley Bancorp provides personal and business banking products and services. It offers commercial, agricultural, and real estate lending products. The Bank offers a complete array of checking and savings accounts, along with money management products that would satisfy any individual or business banking customer's needs. It also offers online banking, mobile banking, and other services. Its portfolio segments includes Construction and Land Development, Real Estate-Other, Commercial and Agriculture, and Consumer.
55GF Score
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