PVBK (Pacific Valley Bancorp) Total Noninterest Expense: $16.72 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PVBK Pacific Valley Bancorp PVBK
55 GF Score
Price $9.35
GF Value $10.37
Valuation Modestly Undervalued
View Full Analysis

What is Pacific Valley Bancorp Total Noninterest Expense?

Pacific Valley Bancorp PVBK +0.54% 55 Total Noninterest Expense is $16.72 Mil as of Dec. 2025. GuruFocus rates PVBK with a GF Score™ of 55/100 and a GF Value™ of $10.37 (Modestly Undervalued).

Pacific Valley Bancorp's Total Noninterest Expense for the six months ended in Dec. 2025 was $16.72 Mil. Pacific Valley Bancorp's Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $16.72 Mil.


Pacific Valley Bancorp Total Noninterest Expense Related Terms


Pacific Valley Bancorp Total Noninterest Expense Historical Data

* Premium members only.

The historical data trend for Pacific Valley Bancorp's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pacific Valley Bancorp Total Noninterest Expense Chart

Pacific Valley Bancorp Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.67 13.41 12.67 12.63 16.72

Pacific Valley Bancorp Semi-Annual Data
Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.67 13.41 12.67 12.63 16.72
PVBK
55GF Score
Pacific Valley Bancorp PVBK
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pacific Valley Bancorp Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $16.72 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $16.72 Mil mean?
Pacific Valley Bancorp (PVBK) has a Total Noninterest Expense of $16.72 Mil as of Dec. 2025. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Pacific Valley Bancorp and its competitors.
Is Pacific Valley Bancorp's Total Noninterest Expense too high?
Pacific Valley Bancorp's current Total Noninterest Expense is $16.72 Mil. Overall, Pacific Valley Bancorp has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pacific Valley Bancorp's Total Noninterest Expense compare to FSBH and SCYT?
Pacific Valley Bancorp's Total Noninterest Expense of $16.72 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Pacific Valley Bancorp and its competitors. Pacific Valley Bancorp's current Total Noninterest Expense is $16.72 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Valley Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Pacific Valley Bancorp (PVBK) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.37, compared to a current price of $9.35 — trading 9.8% below its estimated fair value. The current Total Noninterest Expense is $16.72 Mil. Pacific Valley Bancorp's overall GF Score™ is 55/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Pacific Valley Bancorp (PVBK), the current Total Noninterest Expense is $16.72 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pacific Valley Bancorp (PVBK) Overvalued in 2026?

Based on GuruFocus' analysis, Pacific Valley Bancorp stock appears to be undervalued. The current stock price of $9.35 is trading 9.8% below its estimated GF Value™ of $10.37. GuruFocus considers Pacific Valley Bancorp to be Modestly Undervalued.

Key valuation signals for PVBK:

  • Total Noninterest Expense: $16.72 Mil
  • GF Value™: $10.37 vs. price of $9.35 (9.8% below fair value)
  • GF Score™: 55/100

No single metric tells the full story. See the PVBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pacific Valley Bancorp Business Description

Address 150 Main Street, Suite 210, Salinas, CA, USA, 93901
Pacific Valley Bancorp provides personal and business banking products and services. It offers commercial, agricultural, and real estate lending products. The Bank offers a complete array of checking and savings accounts, along with money management products that would satisfy any individual or business banking customer's needs. It also offers online banking, mobile banking, and other services. Its portfolio segments includes Construction and Land Development, Real Estate-Other, Commercial and Agriculture, and Consumer.
55GF Score

Get the complete analysis for PVBK

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.35
Price
$10.37
GF Value