PVBK (Pacific Valley Bancorp) Tariff Resilience Score: 9/10 (As of Aug. 04, 2026)

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PVBK Pacific Valley Bancorp PVBK
55 GF Score
Price $9.35
GF Value $10.37
Valuation Modestly Undervalued
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What is Pacific Valley Bancorp Tariff Resilience Score?

Pacific Valley Bancorp PVBK +0.54% 55 Tariff Resilience Score is 9 as of Aug. 04, 2026. GuruFocus rates PVBK with a GF Score™ of 55/100 and a GF Value™ of $10.37 (Modestly Undervalued). Among 1,605 Banks companies, Pacific Valley Bancorp ranks better than 99.31% on this metric.

Pacific Valley Bancorp has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Pacific Valley Bancorp has Pacific Valley Bancorp, similar to other financial institutions, has minimal exposure to tariffs. The company operates domestically with no significant international dependencies. Historical tariff changes have not affected its operations, making it highly resilient to trade-related risks.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Pacific Valley Bancorp might have Highly Resilient.

Pacific Valley Bancorp  (OTCPK:PVBK) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Pacific Valley Bancorp Tariff Resilience Score Related Terms

PVBK vs FSBH, SCYT, TCBS: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Pacific Valley Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Pacific Valley Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Pacific Valley Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Pacific Valley Bancorp's Tariff Resilience Score falls into.


PVBK
55GF Score
Pacific Valley Bancorp PVBK
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Pacific Valley Bancorp (PVBK) has a Tariff Resilience Score of 9 as of Aug. 04, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Pacific Valley Bancorp ranks #11 out of 1605 companies in the Banks industry, placing it in the top 0.7%.
Is Pacific Valley Bancorp's Tariff Resilience Score too high?
Pacific Valley Bancorp's current Tariff Resilience Score is 9. Based on the distribution chart, Pacific Valley Bancorp ranks #11 out of 1605 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Pacific Valley Bancorp has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pacific Valley Bancorp's Tariff Resilience Score compare to FSBH and SCYT?
According to the Banks industry distribution chart, Pacific Valley Bancorp ranks #11 out of 1605 companies for Tariff Resilience Score. This places Pacific Valley Bancorp in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Pacific Valley Bancorp's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific Valley Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Pacific Valley Bancorp (PVBK) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.37, compared to a current price of $9.35 — trading 9.8% below its estimated fair value. The current Tariff Resilience Score is 9. Pacific Valley Bancorp's overall GF Score™ is 55/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Pacific Valley Bancorp (PVBK), the current Tariff Resilience Score is 9 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pacific Valley Bancorp (PVBK) Overvalued in 2026?

Based on GuruFocus' analysis, Pacific Valley Bancorp stock appears to be undervalued. The current stock price of $9.35 is trading 9.8% below its estimated GF Value™ of $10.37. GuruFocus considers Pacific Valley Bancorp to be Modestly Undervalued.

Key valuation signals for PVBK:

  • Tariff Resilience Score: 9
  • GF Value™: $10.37 vs. price of $9.35 (9.8% below fair value)
  • GF Score™: 55/100

No single metric tells the full story. See the PVBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pacific Valley Bancorp Business Description

Address 150 Main Street, Suite 210, Salinas, CA, USA, 93901
Pacific Valley Bancorp provides personal and business banking products and services. It offers commercial, agricultural, and real estate lending products. The Bank offers a complete array of checking and savings accounts, along with money management products that would satisfy any individual or business banking customer's needs. It also offers online banking, mobile banking, and other services. Its portfolio segments includes Construction and Land Development, Real Estate-Other, Commercial and Agriculture, and Consumer.
55GF Score

Get the complete analysis for PVBK

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.35
Price
$10.37
GF Value