Pioneer Credit (FRA:0PI) EPS (Diluted): €0.05 (TTM As of Dec. 2025)


FRA:0PI Pioneer Credit Ltd FRA:0PI
33 GF Score
Price €0.40
GF Value €0.31
Valuation Modestly Overvalued
! 10 Warning Signs
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What is Pioneer Credit EPS (Diluted)?

Pioneer Credit FRA:0PI +2.23% 33 EPS (Diluted) is €0.05 as of Dec. 2025. GuruFocus rates FRA:0PI with a GF Score™ of 33/100 and a GF Value™ of €0.31 (Modestly Overvalued). The stock has 10 warning signs investors should review.

Pioneer Credit's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was €0.04. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.05.

Pioneer Credit's EPS (Basic) for the six months ended in Dec. 2025 was €0.04. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.05.

Pioneer Credit's EPS without NRI for the six months ended in Dec. 2025 was €0.04. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was €0.05.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.


Pioneer Credit  (FRA:0PI) EPS (Diluted) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Pioneer Credit EPS (Diluted) Related Terms


Pioneer Credit EPS (Diluted) Historical Data

* Premium members only.

The historical data trend for Pioneer Credit's EPS (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pioneer Credit EPS (Diluted) Chart

Pioneer Credit Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
EPS (Diluted)
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.19 -0.27 0.00 -0.05 0.02

Pioneer Credit Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EPS (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 -0.05 0.01 0.02 0.04

FRA:0PI vs V, MA, AXP: EPS (Diluted) Comparison

For the Credit Services subindustry, Pioneer Credit's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pioneer Credit PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Pioneer Credit's PE Ratio distribution charts can be found below:

* The bar in red indicates where Pioneer Credit's PE Ratio falls into.


FRA:0PI
33GF Score
Pioneer Credit Ltd FRA:0PI
EPS (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pioneer Credit EPS (Diluted) Calculation

EPS (Diluted) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Diluted EPS takes into account all of the outstanding dilutive securities that could potentially be exercised (such as stock options and convertible preferred stock) and shows how such an action would impact earnings per share.

Pioneer Credit's Diluted EPS for the fiscal year that ended in Jun. 2025 is calculated as

Diluted EPS (A: Jun. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(3.762-0)/182.575
=0.02

Pioneer Credit's Diluted EPS for the quarter that ended in Dec. 2025 is calculated as

Diluted EPS (Q: Dec. 2025 )=(Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(5.776-0)/167.143
=0.03

EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €0.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Diluted) →
What does a EPS (Diluted) of €0.05 mean?
Pioneer Credit (FRA:0PI) has a EPS (Diluted) of €0.05 as of Dec. 2025. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Pioneer Credit and its competitors.
Is Pioneer Credit's EPS (Diluted) too high?
Pioneer Credit's current EPS (Diluted) is €0.05. Overall, Pioneer Credit has a GF Score™ of 33/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pioneer Credit's EPS (Diluted) compare to V and MA?
Pioneer Credit's EPS (Diluted) of €0.05 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Diluted) for a Credit Services company?
A good EPS (Diluted) depends on the Credit Services industry context. However, EPS (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Diluted) mean?
A high EPS (Diluted) can signal that a stock is expensive relative to its fundamentals. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Pioneer Credit and its competitors. Pioneer Credit's current EPS (Diluted) is €0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pioneer Credit stock overvalued right now?
Based on GuruFocus' analysis, Pioneer Credit (FRA:0PI) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.31, compared to a current price of €0.40 — trading 27.4% above its estimated fair value. The current EPS (Diluted) is €0.05. Pioneer Credit's overall GF Score™ is 33/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Diluted) calculated?
EPS (Diluted) is calculated from a company's financial statements. For Pioneer Credit (FRA:0PI), the current EPS (Diluted) is €0.05 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pioneer Credit (FRA:0PI) Overvalued in 2026?

Based on GuruFocus' analysis, Pioneer Credit stock appears to be overvalued. The current stock price of €0.40 is trading 27.4% above its estimated GF Value™ of €0.31. GuruFocus considers Pioneer Credit to be Modestly Overvalued.

Key valuation signals for FRA:0PI:

  • EPS (Diluted): €0.05
  • GF Value™: €0.31 vs. price of €0.40 (27.4% above fair value)
  • GF Score™: 33/100 with 10 warning signs

No single metric tells the full story. See the FRA:0PI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pioneer Credit Business Description

Other Exchanges PNC:Australia
Address No. 108 St. Georges Terrace, Level 6, Perth, WA, AUS, 6000
Pioneer Credit Ltd provides financial services in Australia. Its primary business involves the acquisition and servicing of Purchased Debt Portfolios (PDPs). The company has launched its app, called Pioneer Path, which is a personal finance and budget management app that helps customers spend less, save more, and reduce debt.
33GF Score

Get the complete analysis for FRA:0PI

EPS (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.40
Price
€0.31
GF Value