Pioneer Credit (FRA:0PI) ROE % Adjusted to Book Value: 0.00% (As of Dec. 2025)


FRA:0PI Pioneer Credit Ltd FRA:0PI
33 GF Score
Price €0.40
GF Value €0.31
Valuation Modestly Overvalued
! 10 Warning Signs
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What is Pioneer Credit ROE % Adjusted to Book Value?

Pioneer Credit FRA:0PI +2.23% 33 ROE % Adjusted to Book Value is 0.00% as of Dec. 2025. GuruFocus rates FRA:0PI with a GF Score™ of 33/100 and a GF Value™ of €0.31 (Modestly Overvalued). The stock has 10 warning signs investors should review.

Pioneer Credit's ROE % for the quarter that ended in Dec. 2025 was 31.10%. Pioneer Credit's PB Ratio for the quarter that ended in Dec. 2025 was N/A. Pioneer Credit's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was N/A.

Pioneer Credit ROE % Adjusted to Book Value Related Terms

Pioneer Credit ROE % Adjusted to Book Value Historical Data

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The historical data trend for Pioneer Credit's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pioneer Credit ROE % Adjusted to Book Value Chart

Pioneer Credit Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Pioneer Credit Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FRA:0PI vs V, MA, AXP: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, Pioneer Credit's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Pioneer Credit ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Pioneer Credit's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Pioneer Credit's ROE % Adjusted to Book Value falls into.


FRA:0PI
33GF Score
Pioneer Credit Ltd FRA:0PI
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Pioneer Credit ROE % Adjusted to Book Value Calculation

Pioneer Credit's ROE % Adjusted to Book Value for the fiscal year that ended in Jun. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.24% / N/A
=N/A

Pioneer Credit's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=31.10% / N/A
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 0.00% mean?
Pioneer Credit (FRA:0PI) has a ROE % Adjusted to Book Value of 0.00% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Pioneer Credit and its competitors.
Is Pioneer Credit's ROE % Adjusted to Book Value too high?
Pioneer Credit's current ROE % Adjusted to Book Value is 0.00%. Overall, Pioneer Credit has a GF Score™ of 33/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pioneer Credit's ROE % Adjusted to Book Value compare to V and MA?
Pioneer Credit's ROE % Adjusted to Book Value of 0.00% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Pioneer Credit and its competitors. Pioneer Credit's current ROE % Adjusted to Book Value is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pioneer Credit stock overvalued right now?
Based on GuruFocus' analysis, Pioneer Credit (FRA:0PI) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.31, compared to a current price of €0.40 — trading 27.4% above its estimated fair value. The current ROE % Adjusted to Book Value is 0.00%. Pioneer Credit's overall GF Score™ is 33/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Pioneer Credit (FRA:0PI), the current ROE % Adjusted to Book Value is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pioneer Credit (FRA:0PI) Overvalued in 2026?

Based on GuruFocus' analysis, Pioneer Credit stock appears to be overvalued. The current stock price of €0.40 is trading 27.4% above its estimated GF Value™ of €0.31. GuruFocus considers Pioneer Credit to be Modestly Overvalued.

Key valuation signals for FRA:0PI:

  • ROE % Adjusted to Book Value: 0.00%
  • GF Value™: €0.31 vs. price of €0.40 (27.4% above fair value)
  • GF Score™: 33/100 with 10 warning signs

No single metric tells the full story. See the FRA:0PI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pioneer Credit Business Description

Other Exchanges PNC:Australia
Address No. 108 St. Georges Terrace, Level 6, Perth, WA, AUS, 6000
Pioneer Credit Ltd provides financial services in Australia. Its primary business involves the acquisition and servicing of Purchased Debt Portfolios (PDPs). The company has launched its app, called Pioneer Path, which is a personal finance and budget management app that helps customers spend less, save more, and reduce debt.
33GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.40
Price
€0.31
GF Value