Pioneer Credit (FRA:0PI) Long-Term Debt: €168.63 Mil (As of Dec. 2025)


FRA:0PI Pioneer Credit Ltd FRA:0PI
33 GF Score
Price €0.40
GF Value €0.31
Valuation Modestly Overvalued
! 10 Warning Signs
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What is Pioneer Credit Long-Term Debt?

Pioneer Credit FRA:0PI +2.23% 33 Long-Term Debt is €168.63 Mil as of Dec. 2025. GuruFocus rates FRA:0PI with a GF Score™ of 33/100 and a GF Value™ of €0.31 (Modestly Overvalued). The stock has 10 warning signs investors should review.

Pioneer Credit's Long-Term Debt for the quarter that ended in Dec. 2025 was €168.63 Mil.

Pioneer Credit's quarterly Long-Term Debt declined from Dec. 2024 (€169.63 Mil) to Jun. 2025 (€161.83 Mil) but then increased from Jun. 2025 (€161.83 Mil) to Dec. 2025 (€168.63 Mil).

Pioneer Credit's annual Long-Term Debt declined from Jun. 2023 (€191.59 Mil) to Jun. 2024 (€39.44 Mil) but then increased from Jun. 2024 (€39.44 Mil) to Jun. 2025 (€161.83 Mil).

Pioneer Credit  (FRA:0PI) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Pioneer Credit Long-Term Debt Related Terms

Pioneer Credit Long-Term Debt Historical Data

* Premium members only.

The historical data trend for Pioneer Credit's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pioneer Credit Long-Term Debt Chart

Pioneer Credit Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 127.33 193.09 191.59 39.44 161.83

Pioneer Credit Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 170.52 39.44 169.63 161.83 168.63
FRA:0PI
33GF Score
Pioneer Credit Ltd FRA:0PI
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €168.63 Mil mean?
Pioneer Credit (FRA:0PI) has a Long-Term Debt of €168.63 Mil as of Dec. 2025.
Is Pioneer Credit's Long-Term Debt too high?
Pioneer Credit's current Long-Term Debt is €168.63 Mil. Overall, Pioneer Credit has a GF Score™ of 33/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pioneer Credit's Long-Term Debt compare to V and MA?
Pioneer Credit's Long-Term Debt of €168.63 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Credit Services company?
A good Long-Term Debt depends on the Credit Services industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Pioneer Credit's current Long-Term Debt is €168.63 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pioneer Credit stock overvalued right now?
Based on GuruFocus' analysis, Pioneer Credit (FRA:0PI) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.31, compared to a current price of €0.40 — trading 27.4% above its estimated fair value. The current Long-Term Debt is €168.63 Mil. Pioneer Credit's overall GF Score™ is 33/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Pioneer Credit (FRA:0PI), the current Long-Term Debt is €168.63 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pioneer Credit (FRA:0PI) Overvalued in 2026?

Based on GuruFocus' analysis, Pioneer Credit stock appears to be overvalued. The current stock price of €0.40 is trading 27.4% above its estimated GF Value™ of €0.31. GuruFocus considers Pioneer Credit to be Modestly Overvalued.

Key valuation signals for FRA:0PI:

  • Long-Term Debt: €168.63 Mil
  • GF Value™: €0.31 vs. price of €0.40 (27.4% above fair value)
  • GF Score™: 33/100 with 10 warning signs

No single metric tells the full story. See the FRA:0PI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pioneer Credit Business Description

Other Exchanges PNC:Australia
Address No. 108 St. Georges Terrace, Level 6, Perth, WA, AUS, 6000
Pioneer Credit Ltd provides financial services in Australia. Its primary business involves the acquisition and servicing of Purchased Debt Portfolios (PDPs). The company has launched its app, called Pioneer Path, which is a personal finance and budget management app that helps customers spend less, save more, and reduce debt.
33GF Score

Get the complete analysis for FRA:0PI

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.40
Price
€0.31
GF Value