Pioneer Credit (FRA:0PI) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:0PI Pioneer Credit Ltd FRA:0PI
49 GF Score
Price €0.39
GF Value €0.32
! 7 Warning Signs
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What is Pioneer Credit Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

FRA:0PI
49GF Score
Pioneer Credit Ltd FRA:0PI
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Pioneer Credit (FRA:0PI) Overvalued in 2026?

Based on GuruFocus' analysis, Pioneer Credit stock appears to be overvalued. The current stock price of €0.39 is trading 20.9% above its estimated GF Value™ of €0.32.

Key valuation signals for FRA:0PI:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €0.32 vs. price of €0.39 (20.9% above fair value)
  • GF Score™: 49/100 with 7 warning signs

No single metric tells the full story. See the FRA:0PI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pioneer Credit Business Description

Other Exchanges PNC:Australia
Address No. 108 St. Georges Terrace, Level 6, Perth, WA, AUS, 6000
Pioneer Credit Ltd provides financial services in Australia. Its primary business involves the acquisition and servicing of Purchased Debt Portfolios (PDPs). The company has launched its app, called Pioneer Path, which is a personal finance and budget management app that helps customers spend less, save more, and reduce debt.
49GF Score

Get the complete analysis for FRA:0PI

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.39
Price
€0.32
GF Value