Pioneer Credit (FRA:0PI) 3-1 Month Momentum %: 15.86% (As of Aug. 14, 2026)

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Director of Data and Quant Analytics at GuruFocus
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FRA:0PI Pioneer Credit Ltd FRA:0PI
53 GF Score
Price €0.39
GF Value €0.32
! 7 Warning Signs
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What is Pioneer Credit 3-1 Month Momentum %?

Pioneer Credit FRA:0PI +1.55% 53 3-1 Month Momentum % is 15.86% as of Aug. 14, 2026. GuruFocus rates FRA:0PI with a GF Score™ of 53/100 and a GF Value™ of €0.32. The stock has 7 warning signs investors should review. Among 564 Credit Services companies, Pioneer Credit ranks better than 77.3% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-14), Pioneer Credit's 3-1 Month Momentum % is 15.86%.

The industry rank for Pioneer Credit's 3-1 Month Momentum % or its related term are showing as below:

FRA:0PI's 3-1 Month Momentum % is ranked better than
77.3% of 564 companies
in the Credit Services industry
Industry Median: -1.445 vs FRA:0PI: 15.86

Pioneer Credit  (FRA:0PI) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Pioneer Credit 3-1 Month Momentum % Related Terms


FRA:0PI vs V, MA, AXP: 3-1 Month Momentum % Comparison

For the Credit Services subindustry, Pioneer Credit's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pioneer Credit 3-1 Month Momentum % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Pioneer Credit's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Pioneer Credit's 3-1 Month Momentum % falls into.


FRA:0PI
53GF Score
Pioneer Credit Ltd FRA:0PI
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Pioneer Credit  (FRA:0PI) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 15.86% mean?
Pioneer Credit (FRA:0PI) has a 3-1 Month Momentum % of 15.86% as of Aug. 14, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Pioneer Credit and its competitors. According to the industry distribution chart, Pioneer Credit ranks #128 out of 564 companies in the Credit Services industry, placing it in the top 22.7%.
Is Pioneer Credit's 3-1 Month Momentum % too high?
Pioneer Credit's current 3-1 Month Momentum % is 15.86%. Based on the distribution chart, Pioneer Credit ranks #128 out of 564 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Pioneer Credit has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Pioneer Credit's 3-1 Month Momentum % compare to V and MA?
According to the Credit Services industry distribution chart, Pioneer Credit ranks #128 out of 564 companies for 3-1 Month Momentum %. This places Pioneer Credit in the top 23% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
A good 3-1 Month Momentum % depends on the Credit Services industry context. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Pioneer Credit and its competitors. Pioneer Credit's current 3-1 Month Momentum % is 15.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pioneer Credit stock overvalued right now?
Pioneer Credit (FRA:0PI) has a current 3-1 Month Momentum % of 15.86%. The stock's GF Value™ is €0.32, compared to a current price of €0.39 — trading 20.9% above its estimated fair value. The current 3-1 Month Momentum % is 15.86%. Pioneer Credit's overall GF Score™ is 53/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Pioneer Credit (FRA:0PI), the current 3-1 Month Momentum % is 15.86% as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pioneer Credit (FRA:0PI) Overvalued in 2026?

Based on GuruFocus' analysis, Pioneer Credit stock appears to be overvalued. The current stock price of €0.39 is trading 20.9% above its estimated GF Value™ of €0.32.

Key valuation signals for FRA:0PI:

  • 3-1 Month Momentum %: 15.86%
  • GF Value™: €0.32 vs. price of €0.39 (20.9% above fair value)
  • GF Score™: 53/100 with 7 warning signs

No single metric tells the full story. See the FRA:0PI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pioneer Credit Business Description

Other Exchanges PNC:Australia
Address No. 108 St. Georges Terrace, Level 6, Perth, WA, AUS, 6000
Pioneer Credit Ltd provides financial services in Australia. Its primary business involves the acquisition and servicing of Purchased Debt Portfolios (PDPs). The company has launched its app, called Pioneer Path, which is a personal finance and budget management app that helps customers spend less, save more, and reduce debt.
53GF Score

Get the complete analysis for FRA:0PI

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.39
Price
€0.32
GF Value