Credit Group (STU:2RC) EPS (Diluted): €0.77 (TTM As of Dec. 2025)


STU:2RC Credit Corp Group Ltd STU:2RC
59 GF Score
Price €7.70
GF Value €14.06
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Credit Group EPS (Diluted)?

Credit Group STU:2RC +1.32% 59 EPS (Diluted) is €0.77 as of Dec. 2025. GuruFocus rates STU:2RC with a GF Score™ of 59/100 and a GF Value™ of €14.06 (Significantly Undervalued). The stock has 5 warning signs investors should review.

Credit Group's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was €0.36. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.77.

Credit Group's EPS (Basic) for the six months ended in Dec. 2025 was €0.37. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.78.

Credit Group's EPS without NRI for the six months ended in Dec. 2025 was €0.36. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was €0.77.

During the past 12 months, Credit Group's average EPS without NRIGrowth Rate was -12.20% per year. During the past 3 years, the average EPS without NRIGrowth Rate was -2.70% per year. During the past 5 years, the average EPS without NRI Growth Rate was 20.70% per year. During the past 10 years, the average EPS without NRI Growth Rate was 1.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Credit Group's highest 3-Year average EPS without NRI Growth Rate was 105.70% per year. The lowest was -39.40% per year. And the median was 15.80% per year.

Credit Group  (STU:2RC) EPS (Diluted) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Credit Group EPS (Diluted) Related Terms

Credit Group EPS (Diluted) Historical Data

* Premium members only.

The historical data trend for Credit Group's EPS (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Group EPS (Diluted) Chart

Credit Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
EPS (Diluted)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.82 0.99 0.82 0.45 0.77

Credit Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EPS (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.11 0.56 0.39 0.41 0.36

STU:2RC vs V, MA, AXP: EPS (Diluted) Comparison

For the Credit Services subindustry, Credit Group's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Credit Group PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Credit Group's PE Ratio distribution charts can be found below:

* The bar in red indicates where Credit Group's PE Ratio falls into.


STU:2RC
59GF Score
Credit Corp Group Ltd STU:2RC
EPS (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Group EPS (Diluted) Calculation

EPS (Diluted) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Diluted EPS takes into account all of the outstanding dilutive securities that could potentially be exercised (such as stock options and convertible preferred stock) and shows how such an action would impact earnings per share.

Credit Group's Diluted EPS for the fiscal year that ended in Jun. 2025 is calculated as

Diluted EPS (A: Jun. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(53.112-0)/68.884
=0.77

Credit Group's Diluted EPS for the quarter that ended in Dec. 2025 is calculated as

Diluted EPS (Q: Dec. 2025 )=(Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(25.038-0)/68.836
=0.36

EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €0.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Diluted) →
What does a EPS (Diluted) of €0.77 mean?
Credit Group (STU:2RC) has a EPS (Diluted) of €0.77 as of Dec. 2025. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Credit Group and its competitors.
Is Credit Group's EPS (Diluted) too high?
Credit Group's current EPS (Diluted) is €0.77. Overall, Credit Group has a GF Score™ of 59/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Group's EPS (Diluted) compare to V and MA?
Credit Group's EPS (Diluted) of €0.77 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Diluted) for a Credit Services company?
A good EPS (Diluted) depends on the Credit Services industry context. However, EPS (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Diluted) mean?
A high EPS (Diluted) can signal that a stock is expensive relative to its fundamentals. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Credit Group and its competitors. Credit Group's current EPS (Diluted) is €0.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Group stock overvalued right now?
Based on GuruFocus' analysis, Credit Group (STU:2RC) is currently considered Significantly Undervalued. The stock's GF Value™ is €14.06, compared to a current price of €7.70 — trading 45.2% below its estimated fair value. The current EPS (Diluted) is €0.77. Credit Group's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Diluted) calculated?
EPS (Diluted) is calculated from a company's financial statements. For Credit Group (STU:2RC), the current EPS (Diluted) is €0.77 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Group (STU:2RC) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Group stock appears to be undervalued. The current stock price of €7.70 is trading 45.2% below its estimated GF Value™ of €14.06. GuruFocus considers Credit Group to be Significantly Undervalued.

Key valuation signals for STU:2RC:

  • EPS (Diluted): €0.77
  • GF Value™: €14.06 vs. price of €7.70 (45.2% below fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the STU:2RC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credit Group Business Description

Other Exchanges CCP:Australia
Address 201 Kent Street, Level 15, Sydney, NSW, AUS, 2000
Credit Corp operates in the distressed consumer debt market. In its core business, it acquires purchased debt ledgers, or PDLs, in Australia and is expanding this business globally by buying PDLs in the United States. These PDLs consist of unsecured debt that are at least six months in arrears and have already been through a collection process. Since 2012, Credit Corp also diversified its business into providing consumer credit to customers who are unable to gain access to credit from primary sources such as banks because of a poor credit history. Its consumer credit business is gaining scale, but can be subject to increased regulatory scrutiny as it grows.
59GF Score

Get the complete analysis for STU:2RC

EPS (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.70
Price
€14.06
GF Value