Credit Group (STU:2RC) Total Liabilities: €308.4 Mil (As of Dec. 2025)


STU:2RC Credit Corp Group Ltd STU:2RC
59 GF Score
Price €7.70
GF Value €14.06
Valuation Significantly Undervalued
! 5 Warning Signs
View Full Analysis

What is Credit Group Total Liabilities?

Credit Group STU:2RC +1.32% 59 Total Liabilities is €308.4 Mil as of Dec. 2025. GuruFocus rates STU:2RC with a GF Score™ of 59/100 and a GF Value™ of €14.06 (Significantly Undervalued). The stock has 5 warning signs investors should review.

Credit Group's Total Liabilities for the quarter that ended in Dec. 2025 was €308.4 Mil.

Credit Group's quarterly Total Liabilities declined from Dec. 2024 (€309.65 Mil) to Jun. 2025 (€286.67 Mil) but then increased from Jun. 2025 (€286.67 Mil) to Dec. 2025 (€308.39 Mil).

Credit Group's annual Total Liabilities increased from Jun. 2023 (€267.22 Mil) to Jun. 2024 (€307.61 Mil) but then declined from Jun. 2024 (€307.61 Mil) to Jun. 2025 (€286.67 Mil).

Credit Group Total Liabilities Historical Data

* Premium members only.

The historical data trend for Credit Group's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Group Total Liabilities Chart

Credit Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 72.46 155.54 267.22 307.61 286.67

Credit Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 280.69 307.61 309.65 286.67 308.39
STU:2RC
59GF Score
Credit Corp Group Ltd STU:2RC
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Group Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Credit Group's Total Liabilities for the fiscal year that ended in Jun. 2025 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=44.753+(236.444+0.704
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+3.659+1.107+0)
=286.7

Total Liabilities=Total Assets (A: Jun. 2025 )-Total Equity (A: Jun. 2025 )
=789.186-502.519
=286.7

Credit Group's Total Liabilities for the quarter that ended in Dec. 2025 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=38.746+(264.135+1.621
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+3.892+0+0)
=308.4

Total Liabilities=Total Assets (Q: Dec. 2025 )-Total Equity (Q: Dec. 2025 )
=815.092-506.698
=308.4

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of €308.4 Mil mean?
Credit Group (STU:2RC) has a Total Liabilities of €308.4 Mil as of Dec. 2025. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Credit Group and its competitors.
Is Credit Group's Total Liabilities too high?
Credit Group's current Total Liabilities is €308.4 Mil. Overall, Credit Group has a GF Score™ of 59/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Group's Total Liabilities compare to V and MA?
Credit Group's Total Liabilities of €308.4 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Credit Services company?
A good Total Liabilities depends on the Credit Services industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Credit Group and its competitors. Credit Group's current Total Liabilities is €308.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Group stock overvalued right now?
Based on GuruFocus' analysis, Credit Group (STU:2RC) is currently considered Significantly Undervalued. The stock's GF Value™ is €14.06, compared to a current price of €7.70 — trading 45.2% below its estimated fair value. The current Total Liabilities is €308.4 Mil. Credit Group's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Credit Group (STU:2RC), the current Total Liabilities is €308.4 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Group (STU:2RC) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Group stock appears to be undervalued. The current stock price of €7.70 is trading 45.2% below its estimated GF Value™ of €14.06. GuruFocus considers Credit Group to be Significantly Undervalued.

Key valuation signals for STU:2RC:

  • Total Liabilities: €308.4 Mil
  • GF Value™: €14.06 vs. price of €7.70 (45.2% below fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the STU:2RC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credit Group Business Description

Other Exchanges CCP:Australia
Address 201 Kent Street, Level 15, Sydney, NSW, AUS, 2000
Credit Corp operates in the distressed consumer debt market. In its core business, it acquires purchased debt ledgers, or PDLs, in Australia and is expanding this business globally by buying PDLs in the United States. These PDLs consist of unsecured debt that are at least six months in arrears and have already been through a collection process. Since 2012, Credit Corp also diversified its business into providing consumer credit to customers who are unable to gain access to credit from primary sources such as banks because of a poor credit history. Its consumer credit business is gaining scale, but can be subject to increased regulatory scrutiny as it grows.
59GF Score

Get the complete analysis for STU:2RC

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.70
Price
€14.06
GF Value