Credit GroupSTU:2RC +1.32%59 PEG Ratio is 0.59 as of Jun. 26, 2026, which is 55% below its 10-year median of 1.31. GuruFocus rates STU:2RC with a GF Score™ of 59/100 and a GF Value™ of €14.06 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 235 Credit Services companies, Credit Group ranks better than 65.53% on this metric.
* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Credit Group's PEG Ratio or its related term are showing as below:
STU:2RC'
s PEG Ratio Range Over the Past 10 Years
Min: 0.41 Med: 1.31 Max: 5.26
Current: 0.57
During the past 13 years, Credit Group's highest PEG Ratio was 5.26. The lowest was 0.41. And the median was 1.31.
STU:2RC's PEG Ratio is ranked better than 65.53% of 235
companies
in the Credit Services industry
Industry Median: 0.86
vs STU:2RC: 0.57
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Credit Group (STU:2RC) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Credit Group PEG Ratio Related Terms
Credit Group PEG Ratio Historical Data
* Premium members only.
The historical data trend for Credit Group's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Credit Group's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Group PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Credit Group's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Credit Group's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Credit Group (STU:2RC) has a PEG Ratio of 0.59 as of Jun. 26, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Credit Group and its competitors. This is 55% below median its historical median of 1.31. Over the past decade, Credit Group's PEG Ratio has ranged from 0.41 to 5.26. According to the industry distribution chart, Credit Group ranks #81 out of 235 companies in the Credit Services industry, placing it in the top 34.5%.
Is Credit Group's PEG Ratio too high?
Credit Group's current PEG Ratio of 0.59 is 55% below median its 10-year median of 1.31. Over the past 10 years, this metric has ranged from a low of 0.41 to a high of 5.26. The Credit Services industry median PEG Ratio is 0.86. Credit Group's value of 0.59 is 31.4% below this industry median. Based on the distribution chart, Credit Group ranks #81 out of 235 companies in the Credit Services industry, which is above the industry midpoint. Overall, Credit Group has a GF Score™ of 59/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Group's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Credit Group ranks #81 out of 235 companies for PEG Ratio. This puts Credit Group in the upper half of its industry. The industry median PEG Ratio is 0.86. Credit Group's value of 0.59 is 31.4% below this benchmark. Historically, Credit Group's own PEG Ratio has ranged from 0.41 to 5.26 over the past decade. While the company's 10-year median is 1.31 vs. the industry median of 0.86, Credit Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.86, based on 235 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Group's current PEG Ratio of 0.59 is 31.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Credit Group and its competitors. For the Credit Services industry, the median PEG Ratio is 0.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Group's current PEG Ratio is 0.59, which is 55% below median its own 10-year median of 1.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Group stock overvalued right now?
Based on GuruFocus' analysis, Credit Group (STU:2RC) is currently considered Significantly Undervalued. The stock's GF Value™ is €14.06, compared to a current price of €7.70 — trading 45.2% below its estimated fair value. The current PEG Ratio is 0.59, which is 55% below median its 10-year median of 1.31 and 31.4% below the Credit Services industry median of 0.86. Credit Group's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Credit Group (STU:2RC), the current PEG Ratio is 0.59 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Group (STU:2RC) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Group stock appears to be undervalued.
The current stock price of €7.70 is trading 45.2% below its estimated GF Value™ of €14.06.
GuruFocus considers Credit Group to be Significantly Undervalued.
Key valuation signals for STU:2RC:
PEG Ratio: 0.59 (55% below median its 10-year median of 1.31)
GF Value™: €14.06 vs. price of €7.70 (45.2% below fair value)
Industry Position: 31.4% below the Credit Services median (#81 of 235)
No single metric tells the full story. See the STU:2RC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Corp operates in the distressed consumer debt market. In its core business, it acquires purchased debt ledgers, or PDLs, in Australia and is expanding this business globally by buying PDLs in the United States. These PDLs consist of unsecured debt that are at least six months in arrears and have already been through a collection process. Since 2012, Credit Corp also diversified its business into providing consumer credit to customers who are unable to gain access to credit from primary sources such as banks because of a poor credit history. Its consumer credit business is gaining scale, but can be subject to increased regulatory scrutiny as it grows.
59GF Score
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