Credit Group (STU:2RC) Total Assets: €815.1 Mil (As of Dec. 2025)


STU:2RC Credit Corp Group Ltd STU:2RC
59 GF Score
Price €7.70
GF Value €14.06
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Credit Group Total Assets?

Credit Group STU:2RC +1.32% 59 Total Assets is €815.1 Mil as of Dec. 2025. GuruFocus rates STU:2RC with a GF Score™ of 59/100 and a GF Value™ of €14.06 (Significantly Undervalued). The stock has 5 warning signs investors should review.

Credit Group's Total Assets for the quarter that ended in Dec. 2025 was €815.1 Mil.

Warning Sign:

If a company builds assets at 13.2% a year, faster than its revenue growth rate of 6.4% over the past 5 years, it means that the company may be getting less efficient.

During the past 12 months, Credit Group's average Total Assets Growth Rate was 4.10% per year. During the past 3 years, the average Total Assets Growth Rate was 12.40% per year. During the past 5 years, the average Total Assets Growth Rate was 13.20% per year. During the past 10 years, the average Total Assets Growth Rate was 21.00% per year.

During the past 13 years, Credit Group's highest 3-Year average Total Assets Growth Rate was 104.70%. The lowest was -23.90%. And the median was 25.20%.

Total Assets is connected with ROA %. Credit Group's annualized ROA % for the quarter that ended in Dec. 2025 was 6.24%. Total Assets is also linked to Revenue through Asset Turnover. Credit Group's Asset Turnover for the quarter that ended in Dec. 2025 was 0.18.


Credit Group  (STU:2RC) Total Assets Explanation

Total Assets is connected with ROA %.

Credit Group's annualized ROA % for the quarter that ended in Dec. 2025 is

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=50.076/( (789.186+815.092)/ 2 )
=50.076/802.139
=6.24 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

Credit Group's Asset Turnover for the quarter that ended in Dec. 2025 is

Asset Turnover
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=141.405/( (789.186+815.092)/ 2 )
=141.405/802.139
=0.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

Credit Group Total Assets Related Terms


Credit Group Total Assets Historical Data

* Premium members only.

The historical data trend for Credit Group's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Group Total Assets Chart

Credit Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 556.55 647.92 773.58 816.93 789.19

Credit Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 747.69 816.93 844.91 789.19 815.09
STU:2RC
59GF Score
Credit Corp Group Ltd STU:2RC
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Group Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

Credit Group's Total Assets for the fiscal year that ended in Jun. 2025 is calculated as

Total Assets=Total Equity (A: Jun. 2025 )+Total Liabilities (A: Jun. 2025 )
=502.519+286.667
=789.2

Credit Group's Total Assets for the quarter that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (Q: Dec. 2025 )+Total Liabilities (Q: Dec. 2025 )
=506.698+308.394
=815.1

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of €815.1 Mil mean?
Credit Group (STU:2RC) has a Total Assets of €815.1 Mil as of Dec. 2025. The total amount of assets as recorded on a company's balance sheet. View historical data on Credit Group and its competitors.
Is Credit Group's Total Assets too high?
Credit Group's current Total Assets is €815.1 Mil. Overall, Credit Group has a GF Score™ of 59/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit Group's Total Assets compare to V and MA?
Credit Group's Total Assets of €815.1 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Credit Services company?
A good Total Assets depends on the Credit Services industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Credit Group and its competitors. Credit Group's current Total Assets is €815.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Group stock overvalued right now?
Based on GuruFocus' analysis, Credit Group (STU:2RC) is currently considered Significantly Undervalued. The stock's GF Value™ is €14.06, compared to a current price of €7.70 — trading 45.2% below its estimated fair value. The current Total Assets is €815.1 Mil. Credit Group's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Credit Group (STU:2RC), the current Total Assets is €815.1 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Group (STU:2RC) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Group stock appears to be undervalued. The current stock price of €7.70 is trading 45.2% below its estimated GF Value™ of €14.06. GuruFocus considers Credit Group to be Significantly Undervalued.

Key valuation signals for STU:2RC:

  • Total Assets: €815.1 Mil
  • GF Value™: €14.06 vs. price of €7.70 (45.2% below fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the STU:2RC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Group Business Description

Other Exchanges CCP:Australia
Address 201 Kent Street, Level 15, Sydney, NSW, AUS, 2000
Credit Corp operates in the distressed consumer debt market. In its core business, it acquires purchased debt ledgers, or PDLs, in Australia and is expanding this business globally by buying PDLs in the United States. These PDLs consist of unsecured debt that are at least six months in arrears and have already been through a collection process. Since 2012, Credit Corp also diversified its business into providing consumer credit to customers who are unable to gain access to credit from primary sources such as banks because of a poor credit history. Its consumer credit business is gaining scale, but can be subject to increased regulatory scrutiny as it grows.
59GF Score

Get the complete analysis for STU:2RC

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.70
Price
€14.06
GF Value