Liberty Financial Group (ASX:LFG) EPS without NRI: A$0.45 (TTM As of Dec. 2025)


ASX:LFG Liberty Financial Group Ltd ASX:LFG
58 GF Score
Price A$3.40
GF Value A$5.73
Valuation Significantly Undervalued
! 4 Warning Signs
View Full Analysis

What is Liberty Financial Group EPS without NRI?

Liberty Financial Group ASX:LFG 58 EPS without NRI is A$0.45 as of Dec. 2025. GuruFocus rates ASX:LFG with a GF Score™ of 58/100 and a GF Value™ of A$5.73 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 430 Credit Services companies, Liberty Financial Group ranks worse than 81.16% on this metric.

Liberty Financial Group's earnings per share without non-recurring items for the six months ended in Dec. 2025 was A$0.25. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.45.

During the past 12 months, Liberty Financial Group's average earnings per share (NRI) Growth Rate was 30.10% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was -15.40% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 1.60% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 0.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Liberty Financial Group's EPS without NRI or its related term are showing as below:

ASX:LFG' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -15.4   Med: -14   Max: 29.3
Current: -15.4

During the past 6 years, Liberty Financial Group's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 29.30% per year. The lowest was -15.40% per year. And the median was -14.00% per year.

ASX:LFG's 3-Year EPS without NRI Growth Rate is ranked worse than
81.16% of 430 companies
in the Credit Services industry
Industry Median: 11.5 vs ASX:LFG: -15.40

Liberty Financial Group's EPS (Diluted) for the six months ended in Dec. 2025 was A$0.25. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.45.

Liberty Financial Group's EPS (Basic) for the six months ended in Dec. 2025 was A$0.25. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.45.


Liberty Financial Group  (ASX:LFG) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Liberty Financial Group EPS without NRI Related Terms


Liberty Financial Group EPS without NRI Historical Data

* Premium members only.

The historical data trend for Liberty Financial Group's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Liberty Financial Group EPS without NRI Chart

Liberty Financial Group Annual Data
Trend Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
EPS without NRI
Get a 7-Day Free Trial 0.63 0.73 0.63 0.40 0.44

Liberty Financial Group Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.21 0.13 0.22 0.20 0.25

ASX:LFG vs V, MA, AXP: EPS without NRI Comparison

For the Credit Services subindustry, Liberty Financial Group's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Liberty Financial Group PE Ratio without NRI vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Liberty Financial Group's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Liberty Financial Group's PE Ratio without NRI falls into.


ASX:LFG
58GF Score
Liberty Financial Group Ltd ASX:LFG
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Liberty Financial Group EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$0.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of A$0.45 mean?
Liberty Financial Group (ASX:LFG) has a EPS without NRI of A$0.45 as of Dec. 2025. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Liberty Financial Group and its competitors. According to the industry distribution chart, Liberty Financial Group ranks #349 out of 430 companies in the Credit Services industry, placing it in the top 81.2%.
Is Liberty Financial Group's EPS without NRI too high?
Liberty Financial Group's current EPS without NRI is A$0.45. Based on the distribution chart, Liberty Financial Group ranks #349 out of 430 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Liberty Financial Group has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Liberty Financial Group's EPS without NRI compare to V and MA?
According to the Credit Services industry distribution chart, Liberty Financial Group ranks #349 out of 430 companies for EPS without NRI. This places Liberty Financial Group in the lower half of its industry. The industry median EPS without NRI is 11.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Credit Services company?
The median EPS without NRI among Credit Services companies is 11.50, based on 430 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Liberty Financial Group and its competitors. For the Credit Services industry, the median EPS without NRI is 11.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liberty Financial Group's current EPS without NRI is A$0.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liberty Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Liberty Financial Group (ASX:LFG) is currently considered Significantly Undervalued. The stock's GF Value™ is A$5.73, compared to a current price of A$3.40 — trading 40.7% below its estimated fair value. The current EPS without NRI is A$0.45. Liberty Financial Group's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Liberty Financial Group (ASX:LFG), the current EPS without NRI is A$0.45 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Liberty Financial Group (ASX:LFG) Overvalued in 2026?

Based on GuruFocus' analysis, Liberty Financial Group stock appears to be undervalued. The current stock price of A$3.40 is trading 40.7% below its estimated GF Value™ of A$5.73. GuruFocus considers Liberty Financial Group to be Significantly Undervalued.

Key valuation signals for ASX:LFG:

  • EPS without NRI: A$0.45
  • GF Value™: A$5.73 vs. price of A$3.40 (40.7% below fair value)
  • GF Score™: 58/100 with 4 warning signs

No single metric tells the full story. See the ASX:LFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Liberty Financial Group Business Description

Address 535 Bourke Street, Level 16, Melbourne, VIC, AUS, 3000
Founded in 1997, Liberty Financial Group is a nonbank lender operating in Australia and New Zealand. Unlike banks, nonbanks are unable to take customer deposits, a privilege exclusive to Authorized deposit-taking institutions, or ADIs. Liberty operates three business segments: residential, secured finance, and financial services. Mortgages make up about 52% of the loan book, with a focus on higher-risk borrowers. Secured finance makes up 41% of loans, including motor finance, commercial property loans, and self-managed superannuation fund loans. The financial services division includes unsecured personal and small and midsize business loans, mortgage broking, and distribution of general and life insurance.
58GF Score

Get the complete analysis for ASX:LFG

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$3.40
Price
A$5.73
GF Value