Liberty Financial GroupASX:LFG +2.22%58 PEG Ratio is 2.32 as of Jun. 30, 2026, which is 19% below its 10-year median of 2.88. GuruFocus rates ASX:LFG with a GF Score™ of 58/100 and a GF Value™ of A$5.67 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 234 Credit Services companies, Liberty Financial Group ranks worse than 76.5% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Liberty Financial Group's PEG Ratio or its related term are showing as below:
ASX:LFG'
s PEG Ratio Range Over the Past 10 Years
Min: 2.25 Med: 2.88 Max: 3.24
Current: 2.32
During the past 6 years, Liberty Financial Group's highest PEG Ratio was 3.24. The lowest was 2.25. And the median was 2.88.
ASX:LFG's PEG Ratio is ranked worse than 76.5% of 234
companies
in the Credit Services industry
Industry Median: 0.875
vs ASX:LFG: 2.32
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Liberty Financial Group (ASX:LFG) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Liberty Financial Group's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Liberty Financial Group PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Liberty Financial Group's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Liberty Financial Group's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Liberty Financial Group (ASX:LFG) has a PEG Ratio of 2.32 as of Jun. 30, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Liberty Financial Group and its competitors. This is 19% below median its historical median of 2.88. Over the past decade, Liberty Financial Group's PEG Ratio has ranged from 2.25 to 3.24. According to the industry distribution chart, Liberty Financial Group ranks #179 out of 234 companies in the Credit Services industry, placing it in the top 76.5%.
Is Liberty Financial Group's PEG Ratio too high?
Liberty Financial Group's current PEG Ratio of 2.32 is 19% below median its 10-year median of 2.88. Over the past 10 years, this metric has ranged from a low of 2.25 to a high of 3.24. The Credit Services industry median PEG Ratio is 0.88. Liberty Financial Group's value of 2.32 is 165.1% above this industry median. Based on the distribution chart, Liberty Financial Group ranks #179 out of 234 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Liberty Financial Group has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Liberty Financial Group's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Liberty Financial Group ranks #179 out of 234 companies for PEG Ratio. This places Liberty Financial Group in the lower half of its industry. The industry median PEG Ratio is 0.88. Liberty Financial Group's value of 2.32 is 165.1% above this benchmark. Historically, Liberty Financial Group's own PEG Ratio has ranged from 2.25 to 3.24 over the past decade. While the company's 10-year median is 2.88 vs. the industry median of 0.88, Liberty Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.88, based on 234 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Liberty Financial Group's current PEG Ratio of 2.32 is 165.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Liberty Financial Group and its competitors. For the Credit Services industry, the median PEG Ratio is 0.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liberty Financial Group's current PEG Ratio is 2.32, which is 19% below median its own 10-year median of 2.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liberty Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Liberty Financial Group (ASX:LFG) is currently considered Significantly Undervalued. The stock's GF Value™ is A$5.67, compared to a current price of A$3.23 — trading 43% below its estimated fair value. The current PEG Ratio is 2.32, which is 19% below median its 10-year median of 2.88 and 165.1% above the Credit Services industry median of 0.88. Liberty Financial Group's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Liberty Financial Group (ASX:LFG), the current PEG Ratio is 2.32 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Liberty Financial Group (ASX:LFG) Overvalued in 2026?
Based on GuruFocus' analysis, Liberty Financial Group stock appears to be undervalued.
The current stock price of A$3.23 is trading 43% below its estimated GF Value™ of A$5.67.
GuruFocus considers Liberty Financial Group to be Significantly Undervalued.
Key valuation signals for ASX:LFG:
PEG Ratio: 2.32 (19% below median its 10-year median of 2.88)
GF Value™: A$5.67 vs. price of A$3.23 (43% below fair value)
Industry Position: 165.1% above the Credit Services median (#179 of 234)
No single metric tells the full story. See the ASX:LFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1997, Liberty Financial Group is a nonbank lender operating in Australia and New Zealand. Unlike banks, nonbanks are unable to take customer deposits, a privilege exclusive to Authorized deposit-taking institutions, or ADIs. Liberty operates three business segments: residential, secured finance, and financial services. Mortgages make up about 52% of the loan book, with a focus on higher-risk borrowers. Secured finance makes up 41% of loans, including motor finance, commercial property loans, and self-managed superannuation fund loans. The financial services division includes unsecured personal and small and midsize business loans, mortgage broking, and distribution of general and life insurance.
58GF Score
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