Liberty Financial Group (ASX:LFG) Moat Score: 0/10 (As of Jul. 01, 2026)


ASX:LFG Liberty Financial Group Ltd ASX:LFG
58 GF Score
Price A$3.23
GF Value A$5.67
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Liberty Financial Group Moat Score?

Liberty Financial Group has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Liberty Financial Group has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Liberty Financial Group might have No Moat - No discernible moat.

Liberty Financial Group  (ASX:LFG) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Liberty Financial Group Moat Score Related Terms

ASX:LFG
58GF Score
Liberty Financial Group Ltd ASX:LFG
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Liberty Financial Group (ASX:LFG) Overvalued in 2026?

Based on GuruFocus' analysis, Liberty Financial Group stock appears to be undervalued. The current stock price of A$3.23 is trading 43% below its estimated GF Value™ of A$5.67. GuruFocus considers Liberty Financial Group to be Significantly Undervalued.

Key valuation signals for ASX:LFG:

  • Moat Score: 0
  • GF Value™: A$5.67 vs. price of A$3.23 (43% below fair value)
  • GF Score™: 58/100 with 4 warning signs

No single metric tells the full story. See the ASX:LFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Liberty Financial Group Business Description

Address 535 Bourke Street, Level 16, Melbourne, VIC, AUS, 3000
Founded in 1997, Liberty Financial Group is a nonbank lender operating in Australia and New Zealand. Unlike banks, nonbanks are unable to take customer deposits, a privilege exclusive to Authorized deposit-taking institutions, or ADIs. Liberty operates three business segments: residential, secured finance, and financial services. Mortgages make up about 52% of the loan book, with a focus on higher-risk borrowers. Secured finance makes up 41% of loans, including motor finance, commercial property loans, and self-managed superannuation fund loans. The financial services division includes unsecured personal and small and midsize business loans, mortgage broking, and distribution of general and life insurance.
58GF Score

Get the complete analysis for ASX:LFG

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$3.23
Price
A$5.67
GF Value