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5-Year Return on Invested Incremental Capital (5-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 5-year.
Liberty Financial Group does not have enough data to calculate 5-Year ROIIC %.
Liberty Financial Group (ASX:LFG) 5-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Liberty Financial Group 5-Year ROIIC % Related Terms
Liberty Financial Group 5-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Liberty Financial Group's 5-Year ROIIC %, along with its competitors' market caps and 5-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Liberty Financial Group 5-Year ROIIC % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Liberty Financial Group's 5-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Liberty Financial Group's 5-Year ROIIC % falls into.
Liberty Financial Group 5-Year ROIIC % Calculation
Liberty Financial Group's 5-Year ROIIC % for the quarter that ended in Jun. 2026 is calculated as:
5-Year ROIIC %
=
5-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
5-Year Incremental Invested Capital**
=
( (Jun. 2026) - (Jun. 2021) )
/
( (Jun. 2026) - (Jun. 2021) )
=
/
=
N/A%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 5-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Liberty Financial Group (ASX:LFG) has a 5-Year ROIIC % of 0.00 as of Jun. 2026. 5-Year ROIIC % measures the change in earnings as a percentage of change in investment over 5-year. View historical data on Liberty Financial Group and its competitors. According to the industry distribution chart, Liberty Financial Group ranks #999999 out of 378 companies in the Credit Services industry.
Is Liberty Financial Group's 5-Year ROIIC % too high?
Liberty Financial Group's current 5-Year ROIIC % is 0.00. Based on the distribution chart, Liberty Financial Group ranks #999999 out of 378 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Liberty Financial Group has a GF Score™ of 49/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Liberty Financial Group's 5-Year ROIIC % compare to V and MA?
According to the Credit Services industry distribution chart, Liberty Financial Group ranks #999999 out of 378 companies for 5-Year ROIIC %. This places Liberty Financial Group in the lower half of its industry. The industry median 5-Year ROIIC % is 3.17. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year ROIIC % for a Credit Services company?
The median 5-Year ROIIC % among Credit Services companies is 3.17, based on 378 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year ROIIC % mean?
A high 5-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 5-Year ROIIC % measures the change in earnings as a percentage of change in investment over 5-year. View historical data on Liberty Financial Group and its competitors. For the Credit Services industry, the median 5-Year ROIIC % is 3.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liberty Financial Group's current 5-Year ROIIC % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liberty Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Liberty Financial Group (ASX:LFG) is currently considered Modestly Undervalued. The stock's GF Value™ is A$3.82, compared to a current price of A$3.25 — trading 14.9% below its estimated fair value. The current 5-Year ROIIC % is 0.00. Liberty Financial Group's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year ROIIC % calculated?
5-Year ROIIC % is calculated from a company's financial statements. For Liberty Financial Group (ASX:LFG), the current 5-Year ROIIC % is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Liberty Financial Group (ASX:LFG) Overvalued in 2026?
Based on GuruFocus' analysis, Liberty Financial Group stock appears to be undervalued.
The current stock price of A$3.25 is trading 14.9% below its estimated GF Value™ of A$3.82.
GuruFocus considers Liberty Financial Group to be Modestly Undervalued.
Key valuation signals for ASX:LFG:
5-Year ROIIC %: 0.00
GF Value™: A$3.82 vs. price of A$3.25 (14.9% below fair value)
No single metric tells the full story. See the ASX:LFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1997, Liberty Financial Group is a nonbank lender operating in Australia and New Zealand. Unlike banks, nonbanks are unable to take customer deposits, a privilege exclusive to Authorized deposit-taking institutions, or ADIs. Liberty operates three business segments: residential, secured finance, and financial services. Mortgages make up about 52% of the loan book, with a focus on higher-risk borrowers. Secured finance makes up 41% of loans, including motor finance, commercial property loans, and self-managed superannuation fund loans. The financial services division includes unsecured personal and small and midsize business loans, mortgage broking, and distribution of general and life insurance.
49GF Score
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5-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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