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Jianpu TechnologyAIJTY 37 Equity-to-Asset is 0.57 as of Jun. 2026, which is 12% above its 10-year median of 0.51. GuruFocus rates AIJTY with a GF Score™ of 37/100 and a GF Value™ of $0.58 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 548 Credit Services companies, Jianpu Technology ranks better than 66.06% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Jianpu Technology's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $43.0 Mil. Jianpu Technology's Total Assets for the quarter that ended in Jun. 2026 was $75.5 Mil.
Therefore, Jianpu Technology's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.57.
The historical rank and industry rank for Jianpu Technology's Equity-to-Asset or its related term are showing as below:
AIJTY'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.39 Med: 0.51 Max: 0.8
Current: 0.57
During the past 11 years, the highest Equity to Asset Ratio of Jianpu Technology was 0.80. The lowest was 0.39. And the median was 0.51.
AIJTY's Equity-to-Asset is ranked better than 66.06% of 548
companies
in the Credit Services industry
Industry Median: 0.4
vs AIJTY: 0.57
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Jianpu Technology Equity-to-Asset Related Terms
Jianpu Technology Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Jianpu Technology's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AIJTY vs STQN, JF, SPST: Equity-to-Asset Comparison
For the Credit Services subindustry, Jianpu Technology's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jianpu Technology Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Jianpu Technology's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Jianpu Technology's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Jianpu Technology's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jianpu Technology (AIJTY) has a Equity-to-Asset of 0.57 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Jianpu Technology and its competitors. This is 12% above median its historical median of 0.51. Over the past decade, Jianpu Technology's Equity-to-Asset has ranged from 0.39 to 0.80. According to the industry distribution chart, Jianpu Technology ranks #186 out of 548 companies in the Credit Services industry, placing it in the top 33.9%.
Is Jianpu Technology's Equity-to-Asset too high?
Jianpu Technology's current Equity-to-Asset of 0.57 is 12% above median its 10-year median of 0.51. Over the past 10 years, this metric has ranged from a low of 0.39 to a high of 0.80. The Credit Services industry median Equity-to-Asset is 0.40. Jianpu Technology's value of 0.57 is 42.5% above this industry median. Based on the distribution chart, Jianpu Technology ranks #186 out of 548 companies in the Credit Services industry, which is above the industry midpoint. Overall, Jianpu Technology has a GF Score™ of 37/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jianpu Technology's Equity-to-Asset compare to STQN and JF?
According to the Credit Services industry distribution chart, Jianpu Technology ranks #186 out of 548 companies for Equity-to-Asset. This puts Jianpu Technology in the upper half of its industry. The industry median Equity-to-Asset is 0.40. Jianpu Technology's value of 0.57 is 42.5% above this benchmark. Historically, Jianpu Technology's own Equity-to-Asset has ranged from 0.39 to 0.80 over the past decade. While the company's 10-year median is 0.51 vs. the industry median of 0.40, Jianpu Technology has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 548 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jianpu Technology's current Equity-to-Asset of 0.57 is 42.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Jianpu Technology and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jianpu Technology's current Equity-to-Asset is 0.57, which is 12% above median its own 10-year median of 0.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jianpu Technology stock overvalued right now?
Based on GuruFocus' analysis, Jianpu Technology (AIJTY) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.58, compared to a current price of $0.90 — trading 55.4% above its estimated fair value. The current Equity-to-Asset is 0.57, which is 12% above median its 10-year median of 0.51 and 42.5% above the Credit Services industry median of 0.40. Jianpu Technology's overall GF Score™ is 37/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Jianpu Technology (AIJTY), the current Equity-to-Asset is 0.57 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jianpu Technology (AIJTY) Overvalued in 2026?
Based on GuruFocus' analysis, Jianpu Technology stock appears to be overvalued.
The current stock price of $0.90 is trading 55.4% above its estimated GF Value™ of $0.58.
GuruFocus considers Jianpu Technology to be Significantly Overvalued.
Key valuation signals for AIJTY:
Equity-to-Asset: 0.57 (12% above median its 10-year median of 0.51)
GF Value™: $0.58 vs. price of $0.90 (55.4% above fair value)
Industry Position: 42.5% above the Credit Services median (#186 of 548)
No single metric tells the full story. See the AIJTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jianpu Technology Inc is an independent open platform for providing online discovery and recommendation services for financial products in China. The company provides users with personalized search results and recommendations services such as loan applications, credit card services, and advertising and marketing services to its financial needs and credit profile. The individual users have access to financial products through the platform, including credit cards, and wealth management products. In addition, it also offers data risk management solutions to financial service providers which help in application approval, fraud detection and prevention, and other credit underwriting processes.
37GF Score
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