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10-Year Return on Invested Incremental Capital (10-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 10-year.
Jianpu Technology's 10-Year ROIIC % for the quarter that ended in Dec. 2025 was 136.78%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Jianpu Technology's 10-Year ROIIC % or its related term are showing as below:
AIJTY's 10-Year ROIIC % is ranked better than 97.71% of 349
companies
in the Credit Services industry
Industry Median: 2.82
vs AIJTY: 136.78
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Jianpu Technology 10-Year ROIIC % Related Terms
Jianpu Technology 10-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for Jianpu Technology's 10-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AIJTY vs JF, SPST, SPFX: 10-Year ROIIC % Comparison
For the Credit Services subindustry, Jianpu Technology's 10-Year ROIIC %, along with its competitors' market caps and 10-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jianpu Technology 10-Year ROIIC % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Jianpu Technology's 10-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Jianpu Technology's 10-Year ROIIC % falls into.
Jianpu Technology's 10-Year ROIIC % for the quarter that ended in Dec. 2025 is calculated as:
10-Year ROIIC %
=
10-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
10-Year Incremental Invested Capital**
=
( 3.394 (Dec. 2025) - -30.421 (Dec. 2015) )
/
( 28.045 (Dec. 2025) - 3.322 (Dec. 2015) )
=
33.815
/
24.723
=
136.78%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 10-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Jianpu Technology (AIJTY) has a 10-Year ROIIC % of 136.78 as of Dec. 2025. 10-Year ROIIC % measures the change in earnings as a percentage of change in investment over 10-year. View historical data on Jianpu Technology and its competitors. According to the industry distribution chart, Jianpu Technology ranks #8 out of 349 companies in the Credit Services industry, placing it in the top 2.3%.
Is Jianpu Technology's 10-Year ROIIC % too high?
Jianpu Technology's current 10-Year ROIIC % is 136.78. The Credit Services industry median 10-Year ROIIC % is 2.82. Jianpu Technology's value of 136.78 is 4750.4% above this industry median. Based on the distribution chart, Jianpu Technology ranks #8 out of 349 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Jianpu Technology has a GF Score™ of 37/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jianpu Technology's 10-Year ROIIC % compare to JF and SPST?
According to the Credit Services industry distribution chart, Jianpu Technology ranks #8 out of 349 companies for 10-Year ROIIC %. This places Jianpu Technology in the top 2% of its industry — outperforming the majority of peers. The industry median 10-Year ROIIC % is 2.82. Jianpu Technology's value of 136.78 is 4750.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year ROIIC % for a Credit Services company?
The median 10-Year ROIIC % among Credit Services companies is 2.82, based on 349 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jianpu Technology's current 10-Year ROIIC % of 136.78 is 4750.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year ROIIC % mean?
A high 10-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 10-Year ROIIC % measures the change in earnings as a percentage of change in investment over 10-year. View historical data on Jianpu Technology and its competitors. For the Credit Services industry, the median 10-Year ROIIC % is 2.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jianpu Technology's current 10-Year ROIIC % is 136.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jianpu Technology stock overvalued right now?
Based on GuruFocus' analysis, Jianpu Technology (AIJTY) is currently considered Fairly Valued. The stock's GF Value™ is $0.83, compared to a current price of $0.90 — trading 8.4% above its estimated fair value. The current 10-Year ROIIC % is 136.78 and 4750.4% above the Credit Services industry median of 2.82. Jianpu Technology's overall GF Score™ is 37/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year ROIIC % calculated?
10-Year ROIIC % is calculated from a company's financial statements. For Jianpu Technology (AIJTY), the current 10-Year ROIIC % is 136.78 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jianpu Technology (AIJTY) Overvalued in 2026?
Based on GuruFocus' analysis, Jianpu Technology stock appears to be overvalued.
The current stock price of $0.90 is trading 8.4% above its estimated GF Value™ of $0.83.
GuruFocus considers Jianpu Technology to be Fairly Valued.
Key valuation signals for AIJTY:
10-Year ROIIC %: 136.78
GF Value™: $0.83 vs. price of $0.90 (8.4% above fair value)
Industry Position: 4750.4% above the Credit Services median (#8 of 349)
No single metric tells the full story. See the AIJTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jianpu Technology Inc is an independent open platform for providing online discovery and recommendation services for financial products in China. The company provides users with personalized search results and recommendations services such as loan applications, credit card services, and advertising and marketing services to its financial needs and credit profile. The individual users have access to financial products through the platform, including credit cards, and wealth management products. In addition, it also offers data risk management solutions to financial service providers which help in application approval, fraud detection and prevention, and other credit underwriting processes.
37GF Score
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