AIJTY (Jianpu Technology) Scaled Net Operating Assets: 0.08 (As of Dec. 2025)

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AIJTY Jianpu Technology Inc AIJTY
37 GF Score
Price $0.90
GF Value $0.83
Valuation Fairly Valued
! 3 Warning Signs
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What is Jianpu Technology Scaled Net Operating Assets?

Jianpu Technology AIJTY -2.80% 37 Scaled Net Operating Assets is 0.08 as of Dec. 2025. GuruFocus rates AIJTY with a GF Score™ of 37/100 and a GF Value™ of $0.83 (Fairly Valued). The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Jianpu Technology's operating assets for the quarter that ended in Dec. 2025 was $51.1 Mil. Jianpu Technology's operating liabilities for the quarter that ended in Dec. 2025 was $39.7 Mil. Jianpu Technology's Total Assets for the quarter that ended in Jun. 2025 was $138.1 Mil. Therefore, Jianpu Technology's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.08.


Jianpu Technology Scaled Net Operating Assets Historical Data

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The historical data trend for Jianpu Technology's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jianpu Technology Scaled Net Operating Assets Chart

Jianpu Technology Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Scaled Net Operating Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.16 0.30 0.28 0.31 0.08

Jianpu Technology Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.29 0.35 0.32 0.34 0.08

AIJTY vs JF, SPST, SPFX: Scaled Net Operating Assets Comparison

For the Credit Services subindustry, Jianpu Technology's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jianpu Technology Scaled Net Operating Assets vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Jianpu Technology's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where Jianpu Technology's Scaled Net Operating Assets falls into.


AIJTY
37GF Score
Jianpu Technology Inc AIJTY
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Jianpu Technology Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Jianpu Technology's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(51.071-39.733)/138.122
=0.08

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=81.494 - 30.423
=51.071

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=39.771 - 0 - 0.038
=39.733

Jianpu Technology's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Jun. 2025 )
=(51.071-39.733)/138.074
=0.08

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=81.494 - 30.423
=51.071

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=39.771 - 0 - 0.038
=39.733

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.08 mean?
Jianpu Technology (AIJTY) has a Scaled Net Operating Assets of 0.08 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Jianpu Technology and its competitors.
Is Jianpu Technology's Scaled Net Operating Assets too high?
Jianpu Technology's current Scaled Net Operating Assets is 0.08. Overall, Jianpu Technology has a GF Score™ of 37/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jianpu Technology's Scaled Net Operating Assets compare to JF and SPST?
Jianpu Technology's Scaled Net Operating Assets of 0.08 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Jianpu Technology and its competitors. Jianpu Technology's current Scaled Net Operating Assets is 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jianpu Technology stock overvalued right now?
Based on GuruFocus' analysis, Jianpu Technology (AIJTY) is currently considered Fairly Valued. The stock's GF Value™ is $0.83, compared to a current price of $0.90 — trading 8.4% above its estimated fair value. The current Scaled Net Operating Assets is 0.08. Jianpu Technology's overall GF Score™ is 37/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Jianpu Technology (AIJTY), the current Scaled Net Operating Assets is 0.08 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jianpu Technology (AIJTY) Overvalued in 2026?

Based on GuruFocus' analysis, Jianpu Technology stock appears to be overvalued. The current stock price of $0.90 is trading 8.4% above its estimated GF Value™ of $0.83. GuruFocus considers Jianpu Technology to be Fairly Valued.

Key valuation signals for AIJTY:

  • Scaled Net Operating Assets: 0.08
  • GF Value™: $0.83 vs. price of $0.90 (8.4% above fair value)
  • GF Score™: 37/100 with 3 warning signs

No single metric tells the full story. See the AIJTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jianpu Technology Business Description

Address 19 South Haidian Road, 5F Times Cyber Building, Haidian District, Beijing, CHN, 100086
Jianpu Technology Inc is an independent open platform for providing online discovery and recommendation services for financial products in China. The company provides users with personalized search results and recommendations services such as loan applications, credit card services, and advertising and marketing services to its financial needs and credit profile. The individual users have access to financial products through the platform, including credit cards, and wealth management products. In addition, it also offers data risk management solutions to financial service providers which help in application approval, fraud detection and prevention, and other credit underwriting processes.
37GF Score

Get the complete analysis for AIJTY

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.90
Price
$0.83
GF Value