AIJTY (Jianpu Technology) GF Value Rank: 6 (As of Aug. 20, 2026) — 50% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AIJTY Jianpu Technology Inc AIJTY
37 GF Score
Price $0.90
GF Value $0.83
Valuation Fairly Valued
! 3 Warning Signs
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What is Jianpu Technology GF Value Rank?

Jianpu Technology AIJTY -2.80% 37 GF Value Rank is 6 as of Aug. 20, 2026, which is 50% above its 10-year median of 4.00. GuruFocus rates AIJTY with a GF Score™ of 37/100 and a GF Value™ of $0.83 (Fairly Valued). The stock has 3 warning signs investors should review.

Jianpu Technology has the GF Value Rank of 6.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Jianpu Technology GF Value Rank Related Terms


AIJTY vs JF, SPST, SPFX: GF Value Rank Comparison

For the Credit Services subindustry, Jianpu Technology's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jianpu Technology GF Value Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Jianpu Technology's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Jianpu Technology's GF Value Rank falls into.


AIJTY
37GF Score
Jianpu Technology Inc AIJTY
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 6 mean?
Jianpu Technology (AIJTY) has a GF Value Rank of 6 as of Aug. 20, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Jianpu Technology and its competitors. This is 50% above median its historical median of 4.00. Over the past decade, Jianpu Technology's GF Value Rank has ranged from 1.00 to 10.00.
Is Jianpu Technology's GF Value Rank too high?
Jianpu Technology's current GF Value Rank of 6 is 50% above median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Jianpu Technology has a GF Score™ of 37/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jianpu Technology's GF Value Rank compare to JF and SPST?
Jianpu Technology's GF Value Rank of 6 can be compared against companies in the Credit Services industry. Historically, Jianpu Technology's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Credit Services company?
A good GF Value Rank depends on the Credit Services industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Jianpu Technology and its competitors. Jianpu Technology's current GF Value Rank is 6, which is 50% above median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jianpu Technology stock overvalued right now?
Based on GuruFocus' analysis, Jianpu Technology (AIJTY) is currently considered Fairly Valued. The stock's GF Value™ is $0.83, compared to a current price of $0.90 — trading 8.4% above its estimated fair value. The current GF Value Rank is 6, which is 50% above median its 10-year median of 4.00. Jianpu Technology's overall GF Score™ is 37/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Jianpu Technology (AIJTY), the current GF Value Rank is 6 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jianpu Technology (AIJTY) Overvalued in 2026?

Based on GuruFocus' analysis, Jianpu Technology stock appears to be overvalued. The current stock price of $0.90 is trading 8.4% above its estimated GF Value™ of $0.83. GuruFocus considers Jianpu Technology to be Fairly Valued.

Key valuation signals for AIJTY:

  • GF Value Rank: 6 (50% above median its 10-year median of 4.00)
  • GF Value™: $0.83 vs. price of $0.90 (8.4% above fair value)
  • GF Score™: 37/100 with 3 warning signs

No single metric tells the full story. See the AIJTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jianpu Technology Business Description

Address 19 South Haidian Road, 5F Times Cyber Building, Haidian District, Beijing, CHN, 100086
Jianpu Technology Inc is an independent open platform for providing online discovery and recommendation services for financial products in China. The company provides users with personalized search results and recommendations services such as loan applications, credit card services, and advertising and marketing services to its financial needs and credit profile. The individual users have access to financial products through the platform, including credit cards, and wealth management products. In addition, it also offers data risk management solutions to financial service providers which help in application approval, fraud detection and prevention, and other credit underwriting processes.
37GF Score

Get the complete analysis for AIJTY

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.90
Price
$0.83
GF Value