AIJTY (Jianpu Technology) 3-1 Month Momentum %: -8.88% (As of Aug. 20, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AIJTY Jianpu Technology Inc AIJTY
37 GF Score
Price $0.90
GF Value $0.83
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Jianpu Technology 3-1 Month Momentum %?

Jianpu Technology AIJTY -2.80% 37 3-1 Month Momentum % is -8.88% as of Aug. 20, 2026. GuruFocus rates AIJTY with a GF Score™ of 37/100 and a GF Value™ of $0.83 (Fairly Valued). The stock has 3 warning signs investors should review. Among 562 Credit Services companies, Jianpu Technology ranks worse than 77.76% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-20), Jianpu Technology's 3-1 Month Momentum % is -8.88%.

The industry rank for Jianpu Technology's 3-1 Month Momentum % or its related term are showing as below:

AIJTY's 3-1 Month Momentum % is ranked worse than
77.76% of 562 companies
in the Credit Services industry
Industry Median: 0.485 vs AIJTY: -8.88

Jianpu Technology  (OTCPK:AIJTY) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Jianpu Technology 3-1 Month Momentum % Related Terms


AIJTY vs JF, SPST, SPFX: 3-1 Month Momentum % Comparison

For the Credit Services subindustry, Jianpu Technology's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jianpu Technology 3-1 Month Momentum % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Jianpu Technology's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Jianpu Technology's 3-1 Month Momentum % falls into.


AIJTY
37GF Score
Jianpu Technology Inc AIJTY
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jianpu Technology  (OTCPK:AIJTY) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -8.88% mean?
Jianpu Technology (AIJTY) has a 3-1 Month Momentum % of -8.88% as of Aug. 20, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Jianpu Technology and its competitors. According to the industry distribution chart, Jianpu Technology ranks #437 out of 562 companies in the Credit Services industry, placing it in the top 77.8%.
Is Jianpu Technology's 3-1 Month Momentum % too high?
Jianpu Technology's current 3-1 Month Momentum % is -8.88%. Based on the distribution chart, Jianpu Technology ranks #437 out of 562 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Jianpu Technology has a GF Score™ of 37/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jianpu Technology's 3-1 Month Momentum % compare to JF and SPST?
According to the Credit Services industry distribution chart, Jianpu Technology ranks #437 out of 562 companies for 3-1 Month Momentum %. This places Jianpu Technology in the lower half of its industry. The industry median 3-1 Month Momentum % is 0.49. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
The median 3-1 Month Momentum % among Credit Services companies is 0.49, based on 562 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Jianpu Technology and its competitors. For the Credit Services industry, the median 3-1 Month Momentum % is 0.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jianpu Technology's current 3-1 Month Momentum % is -8.88%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jianpu Technology stock overvalued right now?
Based on GuruFocus' analysis, Jianpu Technology (AIJTY) is currently considered Fairly Valued. The stock's GF Value™ is $0.83, compared to a current price of $0.90 — trading 8.4% above its estimated fair value. The current 3-1 Month Momentum % is -8.88%. Jianpu Technology's overall GF Score™ is 37/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Jianpu Technology (AIJTY), the current 3-1 Month Momentum % is -8.88% as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jianpu Technology (AIJTY) Overvalued in 2026?

Based on GuruFocus' analysis, Jianpu Technology stock appears to be overvalued. The current stock price of $0.90 is trading 8.4% above its estimated GF Value™ of $0.83. GuruFocus considers Jianpu Technology to be Fairly Valued.

Key valuation signals for AIJTY:

  • 3-1 Month Momentum %: -8.88%
  • GF Value™: $0.83 vs. price of $0.90 (8.4% above fair value)
  • GF Score™: 37/100 with 3 warning signs

No single metric tells the full story. See the AIJTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jianpu Technology Business Description

Address 19 South Haidian Road, 5F Times Cyber Building, Haidian District, Beijing, CHN, 100086
Jianpu Technology Inc is an independent open platform for providing online discovery and recommendation services for financial products in China. The company provides users with personalized search results and recommendations services such as loan applications, credit card services, and advertising and marketing services to its financial needs and credit profile. The individual users have access to financial products through the platform, including credit cards, and wealth management products. In addition, it also offers data risk management solutions to financial service providers which help in application approval, fraud detection and prevention, and other credit underwriting processes.
37GF Score

Get the complete analysis for AIJTY

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.90
Price
$0.83
GF Value