GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » California BanCorp (NAS:BCAL) » Definitions » Equity-to-Asset

BCAL (California BanCorp) Equity-to-Asset : 0.11 (As of Sep. 2024)


View and export this data going back to 2004. Start your Free Trial

What is California BanCorp Equity-to-Asset?

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. California BanCorp's Total Stockholders Equity for the quarter that ended in Sep. 2024 was $498.1 Mil. California BanCorp's Total Assets for the quarter that ended in Sep. 2024 was $4,362.8 Mil. Therefore, California BanCorp's Equity to Asset Ratio for the quarter that ended in Sep. 2024 was 0.11.

The historical rank and industry rank for California BanCorp's Equity-to-Asset or its related term are showing as below:

BCAL' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.08   Med: 0.12   Max: 0.15
Current: 0.13

During the past 12 years, the highest Equity to Asset Ratio of California BanCorp was 0.15. The lowest was 0.08. And the median was 0.12.

BCAL's Equity-to-Asset is ranked better than
79.75% of 1541 companies
in the Banks industry
Industry Median: 0.1 vs BCAL: 0.13

California BanCorp Equity-to-Asset Historical Data

The historical data trend for California BanCorp's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

California BanCorp Equity-to-Asset Chart

California BanCorp Annual Data
Trend Dec04 Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.11 0.11 0.11 0.12 0.13

California BanCorp Quarterly Data
Dec07 Sep19 Dec19 Mar20 Sep20 Dec20 Mar21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.12 0.13 0.13 0.11 0.13

Competitive Comparison of California BanCorp's Equity-to-Asset

For the Banks - Regional subindustry, California BanCorp's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


California BanCorp's Equity-to-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, California BanCorp's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where California BanCorp's Equity-to-Asset falls into.


';

California BanCorp Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

California BanCorp's Equity to Asset Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Equity to Asset (A: Dec. 2023 )=Total Stockholders Equity/Total Assets
=288.152/2360.252
=0.12

California BanCorp's Equity to Asset Ratio for the quarter that ended in Sep. 2024 is calculated as

Equity to Asset (Q: Sep. 2024 )=Total Stockholders Equity/Total Assets
=498.064/4362.767
=0.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


California BanCorp  (NAS:BCAL) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


California BanCorp Equity-to-Asset Related Terms

Thank you for viewing the detailed overview of California BanCorp's Equity-to-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.


California BanCorp Business Description

Traded in Other Exchanges
N/A
Address
12265 El Camino Real, Suite 210, San Diego, CA, USA, 92130
California BanCorp is a registered bank holding company headquartered in San Diego, California. The Bank offers a range of financial products and services to individuals, professionals, and small to medium-sized businesses through its 14 branch offices and four loan production offices serving Northern and Southern California. The Bank's solutions-driven, relationship-based approach to banking provides accessibility to decision-makers and enhances value through strong partnerships with its clients.
Executives
Lester Machado director 355 S. GRAND AVE, SUITE 1200, LOS ANGELES CA 90071
Peter Nutz officer: EVP/ Chief Credit Officer 355 S. GRAND AVE, SUITE 1200, LOS ANGELES CA 90071
Ricardo Martin director 355 S. GRAND AVE, SUITE 1200, LOS ANGELES CA 90071
Anne A Williams director, officer: EVP / Chief Credit Officer C/O CU BANCORP, 15821 VENTURA BOULEVARD, SUITE 100, ENCINO CA 91436
John Farkash director, 10 percent owner 355 S. GRAND AVE, SUITE 1200, LOS ANGELES CA 90071
Joann Yeung officer: SVP / Chief Accounting Officer 355 S. GRAND AVE, SUITE 1200, LOS ANGELES CA 90071
Tomaso Frank Di director, officer: Executive Director 355 S. GRAND AVE, SUITE 1200, LOS ANGELES CA 90071
Martin Liska officer: EVP / Chief Risk Officer 355 S. GRAND AVE SUITE 1200, LOS ANGELES CA 90071
Richard Hernandez officer: President 355 S. GRAND AVE, SUITE 1200, LOS ANGELES CA 90071
Irwin Golds director 355 S. GRAND AVE SUITE 1200, LOS ANGELES CA 90071
Manisha Merchant officer: EVP / Chief Legal Officer 355 S. GRAND AVE, SUITE 1200, LOS ANGELES CA 90071
Kaveh Varjavand director 15821 VENTURA BOULEVARD, SUITE 100, ENCINO CA 91436
Castle Creek Capital Partners Vi, Lp 10 percent owner 6051 EL TORDO, RANCHO SANTA FE CA 92067
Anita Wolman director C/O CU BANCORP, 15821 VENTURA BOULEVARD, SUITE 100, ENCINO CA 91436
David I Rainer director, officer: CEO/Chairman C/O CU BANCORP, 15821 VENTURA BOULEVARD, SUITE 100, ENCINO CA 91436