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BCAL (California BanCorp) PB Ratio : 0.77 (As of Apr. 09, 2025)


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What is California BanCorp PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-04-09), California BanCorp's share price is $12.26. California BanCorp's Book Value per Share for the quarter that ended in Dec. 2024 was $15.86. Hence, California BanCorp's PB Ratio of today is 0.77.

Good Sign:

California BanCorp stock PB Ratio (=0.78) is close to 3-year low of 0.78.

The historical rank and industry rank for California BanCorp's PB Ratio or its related term are showing as below:

BCAL' s PB Ratio Range Over the Past 10 Years
Min: 0.62   Med: 0.98   Max: 1.32
Current: 0.77

During the past 12 years, California BanCorp's highest PB Ratio was 1.32. The lowest was 0.62. And the median was 0.98.

BCAL's PB Ratio is ranked better than
61.27% of 1526 companies
in the Banks industry
Industry Median: 0.87 vs BCAL: 0.77

During the past 12 months, California BanCorp's average Book Value Per Share Growth Rate was 1.10% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 4.40% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 1.10% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 7.60% per year.

During the past 12 years, the highest 3-Year average Book Value Per Share Growth Rate of California BanCorp was 29.20% per year. The lowest was -3.40% per year. And the median was 1.80% per year.

Back to Basics: PB Ratio


California BanCorp PB Ratio Historical Data

The historical data trend for California BanCorp's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

California BanCorp PB Ratio Chart

California BanCorp Annual Data
Trend Dec04 Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.73 1.08 1.16 1.11 1.04

California BanCorp Quarterly Data
Dec07 Sep19 Dec19 Mar20 Sep20 Dec20 Mar21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.11 0.94 0.85 0.95 1.04

Competitive Comparison of California BanCorp's PB Ratio

For the Banks - Regional subindustry, California BanCorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


California BanCorp's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, California BanCorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where California BanCorp's PB Ratio falls into.


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California BanCorp PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

California BanCorp's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2024)
=12.26/15.863
=0.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


California BanCorp  (NAS:BCAL) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


California BanCorp PB Ratio Related Terms

Thank you for viewing the detailed overview of California BanCorp's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


California BanCorp Business Description

Traded in Other Exchanges
N/A
Address
12265 El Camino Real, Suite 210, San Diego, CA, USA, 92130
California BanCorp is a registered bank holding company headquartered in San Diego, California. The Bank offers a range of financial products and services to individuals, professionals, and small to medium-sized businesses through its 14 branch offices and four loan production offices serving Northern and Southern California. The Bank's solutions-driven, relationship-based approach to banking provides accessibility to decision-makers and enhances value through strong partnerships with its clients.
Executives
Lester Machado director 355 S. GRAND AVE, SUITE 1200, LOS ANGELES CA 90071
Peter Nutz officer: EVP/ Chief Credit Officer 355 S. GRAND AVE, SUITE 1200, LOS ANGELES CA 90071
Ricardo Martin director 355 S. GRAND AVE, SUITE 1200, LOS ANGELES CA 90071
Anne A Williams director, officer: EVP / Chief Credit Officer C/O CU BANCORP, 15821 VENTURA BOULEVARD, SUITE 100, ENCINO CA 91436
John Farkash director, 10 percent owner 355 S. GRAND AVE, SUITE 1200, LOS ANGELES CA 90071
Joann Yeung officer: SVP / Chief Accounting Officer 355 S. GRAND AVE, SUITE 1200, LOS ANGELES CA 90071
Tomaso Frank Di director, officer: Executive Director 355 S. GRAND AVE, SUITE 1200, LOS ANGELES CA 90071
Martin Liska officer: EVP / Chief Risk Officer 355 S. GRAND AVE SUITE 1200, LOS ANGELES CA 90071
Richard Hernandez officer: President 355 S. GRAND AVE, SUITE 1200, LOS ANGELES CA 90071
Irwin Golds director 355 S. GRAND AVE SUITE 1200, LOS ANGELES CA 90071
Manisha Merchant officer: EVP / Chief Legal Officer 355 S. GRAND AVE, SUITE 1200, LOS ANGELES CA 90071
Kaveh Varjavand director 15821 VENTURA BOULEVARD, SUITE 100, ENCINO CA 91436
Castle Creek Capital Partners Vi, Lp 10 percent owner 6051 EL TORDO, RANCHO SANTA FE CA 92067
Anita Wolman director C/O CU BANCORP, 15821 VENTURA BOULEVARD, SUITE 100, ENCINO CA 91436
David I Rainer director, officer: CEO/Chairman C/O CU BANCORP, 15821 VENTURA BOULEVARD, SUITE 100, ENCINO CA 91436