Maroc Leasing (CAS:MLE) Equity-to-Asset: 0.09 (As of Dec. 2025) — 13% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CAS:MLE Maroc Leasing SA CAS:MLE
29 GF Score
Price MAD365.10
GF Value MAD427.86
Valuation Modestly Undervalued
View Full Analysis

What is Maroc Leasing Equity-to-Asset?

Maroc Leasing CAS:MLE +1.32% 29 Equity-to-Asset is 0.09 as of Dec. 2025, which is 13% above its 10-year median of 0.08. GuruFocus rates CAS:MLE with a GF Score™ of 29/100 and a GF Value™ of MAD427.86 (Modestly Undervalued). Among 1,526 Banks companies, Maroc Leasing ranks worse than 55.11% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Maroc Leasing's Total Stockholders Equity for the quarter that ended in Dec. 2025 was MAD1,228 Mil. Maroc Leasing's Total Assets for the quarter that ended in Dec. 2025 was MAD14,299 Mil. Therefore, Maroc Leasing's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.09.

The historical rank and industry rank for Maroc Leasing's Equity-to-Asset or its related term are showing as below:

CAS:MLE' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.08   Med: 0.08   Max: 0.09
Current: 0.09

During the past 13 years, the highest Equity to Asset Ratio of Maroc Leasing was 0.09. The lowest was 0.08. And the median was 0.08.

CAS:MLE's Equity-to-Asset is ranked worse than
55.11% of 1526 companies
in the Banks industry
Industry Median: 0.1 vs CAS:MLE: 0.09

Maroc Leasing  (CAS:MLE) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Maroc Leasing Equity-to-Asset Related Terms


Maroc Leasing Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Maroc Leasing's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Maroc Leasing Equity-to-Asset Chart

Maroc Leasing Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.08 0.08 0.08 0.09 0.09

Maroc Leasing Semi-Annual Data
Dec15 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.08 0.09 0.09 0.09 0.09

CAS:MLE vs RKT, FNMA, PFSI: Equity-to-Asset Comparison

For the Mortgage Finance subindustry, Maroc Leasing's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Maroc Leasing Equity-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Maroc Leasing's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Maroc Leasing's Equity-to-Asset falls into.


CAS:MLE
29GF Score
Maroc Leasing SA CAS:MLE
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Maroc Leasing Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Maroc Leasing's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=1227.913/14298.867
=0.09

Maroc Leasing's Equity to Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

Equity to Asset (Q: Dec. 2025 )=Total Stockholders Equity/Total Assets
=1227.913/14298.867
=0.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.09 mean?
Maroc Leasing (CAS:MLE) has a Equity-to-Asset of 0.09 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Maroc Leasing and its competitors. This is 13% above median its historical median of 0.08. Over the past decade, Maroc Leasing's Equity-to-Asset has ranged from 0.08 to 0.09. According to the industry distribution chart, Maroc Leasing ranks #841 out of 1526 companies in the Banks industry, placing it in the top 55.1%.
Is Maroc Leasing's Equity-to-Asset too high?
Maroc Leasing's current Equity-to-Asset of 0.09 is 13% above median its 10-year median of 0.08. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.09. The Banks industry median Equity-to-Asset is 0.10. Maroc Leasing's value of 0.09 is 10% below this industry median. Based on the distribution chart, Maroc Leasing ranks #841 out of 1526 companies in the Banks industry, which is below the industry midpoint. Overall, Maroc Leasing has a GF Score™ of 29/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Maroc Leasing's Equity-to-Asset compare to RKT and FNMA?
According to the Banks industry distribution chart, Maroc Leasing ranks #841 out of 1526 companies for Equity-to-Asset. This places Maroc Leasing in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Maroc Leasing's value of 0.09 is 10% below this benchmark. Historically, Maroc Leasing's own Equity-to-Asset has ranged from 0.08 to 0.09 over the past decade. While the company's 10-year median is 0.08 vs. the industry median of 0.10, Maroc Leasing has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Maroc Leasing's current Equity-to-Asset of 0.09 is 10% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Maroc Leasing and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Maroc Leasing's current Equity-to-Asset is 0.09, which is 13% above median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Maroc Leasing stock overvalued right now?
Based on GuruFocus' analysis, Maroc Leasing (CAS:MLE) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD427.86, compared to a current price of MAD365.10 — trading 14.7% below its estimated fair value. The current Equity-to-Asset is 0.09, which is 13% above median its 10-year median of 0.08 and 10% below the Banks industry median of 0.10. Maroc Leasing's overall GF Score™ is 29/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Maroc Leasing (CAS:MLE), the current Equity-to-Asset is 0.09 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Maroc Leasing (CAS:MLE) Overvalued in 2026?

Based on GuruFocus' analysis, Maroc Leasing stock appears to be undervalued. The current stock price of MAD365.10 is trading 14.7% below its estimated GF Value™ of MAD427.86. GuruFocus considers Maroc Leasing to be Modestly Undervalued.

Key valuation signals for CAS:MLE:

  • Equity-to-Asset: 0.09 (13% above median its 10-year median of 0.08)
  • GF Value™: MAD427.86 vs. price of MAD365.10 (14.7% below fair value)
  • GF Score™: 29/100
  • Industry Position: 10% below the Banks median (#841 of 1526)

No single metric tells the full story. See the CAS:MLE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Maroc Leasing Business Description

Address 57. Angle Boulevard Abdelmoumen et Rue Pinel, Casablanca, MAR
Maroc Leasing SA provides lease financing for real estate and furniture. It also helps in financing lease for movable and immovable property professional, commercial and industrial.
29GF Score

Get the complete analysis for CAS:MLE

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD365.10
Price
MAD427.86
GF Value