Maroc Leasing (CAS:MLE) 5-Year RORE % : 11.70% (As of Dec. 2025)


CAS:MLE Maroc Leasing SA CAS:MLE
29 GF Score
Price MAD340.00
GF Value MAD427.44
Valuation Modestly Undervalued
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What is Maroc Leasing 5-Year RORE %?

Maroc Leasing CAS:MLE -3.68% 29 5-Year RORE % is 11.70 as of Dec. 2025. GuruFocus rates CAS:MLE with a GF Score™ of 29/100 and a GF Value™ of MAD427.44 (Modestly Undervalued). Among 1,414 Banks companies, Maroc Leasing ranks better than 55.23% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Maroc Leasing's 5-Year RORE % for the quarter that ended in Dec. 2025 was 11.70%.

The industry rank for Maroc Leasing's 5-Year RORE % or its related term are showing as below:

CAS:MLE's 5-Year RORE % is ranked better than
55.23% of 1414 companies
in the Banks industry
Industry Median: 9.78 vs CAS:MLE: 11.70

Maroc Leasing  (CAS:MLE) 5-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 5-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Maroc Leasing 5-Year RORE % Related Terms


Maroc Leasing 5-Year RORE % Historical Data

* Premium members only.

The historical data trend for Maroc Leasing's 5-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Maroc Leasing 5-Year RORE % Chart

Maroc Leasing Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
5-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.83 -1.67 0.00 47.05 11.70

Maroc Leasing Semi-Annual Data
Dec15 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
5-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 47.05 62.14 11.70

CAS:MLE vs RKT, FNMA, PFSI: 5-Year RORE % Comparison

For the Mortgage Finance subindustry, Maroc Leasing's 5-Year RORE %, along with its competitors' market caps and 5-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Maroc Leasing 5-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, Maroc Leasing's 5-Year RORE % distribution charts can be found below:

* The bar in red indicates where Maroc Leasing's 5-Year RORE % falls into.


CAS:MLE
29GF Score
Maroc Leasing SA CAS:MLE
5-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Maroc Leasing 5-Year RORE % Calculation

Maroc Leasing's 5-Year RORE % for the quarter that ended in Dec. 2025 is calculated as:

5-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 5-year -Cumulative Dividends per Share for 5-year )
=( 38.641-32.677 )/( 118.995-68 )
=5.964/50.995
=11.70 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 5-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 5-year before.

Frequently Asked Questions Learn more about 5-Year RORE % →
What does a 5-Year RORE % of 11.70 mean?
Maroc Leasing (CAS:MLE) has a 5-Year RORE % of 11.70 as of Dec. 2025. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Maroc Leasing and its competitors. According to the industry distribution chart, Maroc Leasing ranks #633 out of 1414 companies in the Banks industry, placing it in the top 44.8%.
Is Maroc Leasing's 5-Year RORE % too high?
Maroc Leasing's current 5-Year RORE % is 11.70. The Banks industry median 5-Year RORE % is 9.78. Maroc Leasing's value of 11.70 is 19.6% above this industry median. Based on the distribution chart, Maroc Leasing ranks #633 out of 1414 companies in the Banks industry, which is above the industry midpoint. Overall, Maroc Leasing has a GF Score™ of 29/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Maroc Leasing's 5-Year RORE % compare to RKT and FNMA?
According to the Banks industry distribution chart, Maroc Leasing ranks #633 out of 1414 companies for 5-Year RORE %. This puts Maroc Leasing in the upper half of its industry. The industry median 5-Year RORE % is 9.78. Maroc Leasing's value of 11.70 is 19.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year RORE % for a Banks company?
The median 5-Year RORE % among Banks companies is 9.78, based on 1,414 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Maroc Leasing's current 5-Year RORE % of 11.70 is 19.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year RORE % mean?
A high 5-Year RORE % can signal that a stock is expensive relative to its fundamentals. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Maroc Leasing and its competitors. For the Banks industry, the median 5-Year RORE % is 9.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Maroc Leasing's current 5-Year RORE % is 11.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Maroc Leasing stock overvalued right now?
Based on GuruFocus' analysis, Maroc Leasing (CAS:MLE) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD427.44, compared to a current price of MAD340.00 — trading 20.5% below its estimated fair value. The current 5-Year RORE % is 11.70 and 19.6% above the Banks industry median of 9.78. Maroc Leasing's overall GF Score™ is 29/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year RORE % calculated?
5-Year RORE % is calculated from a company's financial statements. For Maroc Leasing (CAS:MLE), the current 5-Year RORE % is 11.70 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Maroc Leasing (CAS:MLE) Overvalued in 2026?

Based on GuruFocus' analysis, Maroc Leasing stock appears to be undervalued. The current stock price of MAD340.00 is trading 20.5% below its estimated GF Value™ of MAD427.44. GuruFocus considers Maroc Leasing to be Modestly Undervalued.

Key valuation signals for CAS:MLE:

  • 5-Year RORE %: 11.70
  • GF Value™: MAD427.44 vs. price of MAD340.00 (20.5% below fair value)
  • GF Score™: 29/100
  • Industry Position: 19.6% above the Banks median (#633 of 1414)

No single metric tells the full story. See the CAS:MLE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Maroc Leasing Business Description

Address 57. Angle Boulevard Abdelmoumen et Rue Pinel, Casablanca, MAR
Maroc Leasing SA provides lease financing for real estate and furniture. It also helps in financing lease for movable and immovable property professional, commercial and industrial.
29GF Score

Get the complete analysis for CAS:MLE

5-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD340.00
Price
MAD427.44
GF Value