Maroc Leasing (CAS:MLE) Forward Rate of Return (Yacktman) %: 8.51% (As of Dec. 2025) — 28% Above Median

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CAS:MLE Maroc Leasing SA CAS:MLE
29 GF Score
Price MAD365.00
GF Value MAD428.34
Valuation Modestly Undervalued
View Full Analysis

What is Maroc Leasing Forward Rate of Return (Yacktman) %?

Maroc Leasing CAS:MLE 29 Forward Rate of Return (Yacktman) % is 8.51% as of Dec. 2025, which is 28% above its 10-year median of 6.64. GuruFocus rates CAS:MLE with a GF Score™ of 29/100 and a GF Value™ of MAD428.34 (Modestly Undervalued). Among 1,416 Banks companies, Maroc Leasing ranks worse than 77.68% on this metric.

Yacktman defines forward rate of return as the normalized free cash flow yield plus real growth plus inflation. Maroc Leasing's forward rate of return for was 8.51%.

The historical rank and industry rank for Maroc Leasing's Forward Rate of Return (Yacktman) % or its related term are showing as below:

CAS:MLE' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 4.75   Med: 6.64   Max: 8.7
Current: 8.47

During the past 13 years, Maroc Leasing's highest Forward Rate of Return was 8.70. The lowest was 4.75. And the median was 6.64.

CAS:MLE's Forward Rate of Return (Yacktman) % is ranked worse than
77.68% of 1416 companies
in the Banks industry
Industry Median: 15.385 vs CAS:MLE: 8.47

Unlike the Earnings Yield %, the Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.


Maroc Leasing  (CAS:MLE) Forward Rate of Return (Yacktman) % Explanation

Unlike the Earnings Yield, the Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.

For the growth part of the Forward Rate of Return calculation, GuruFocus uses the 5-year average growth rate of Book Value per share as the growth rate, and the growth rate is always capped at 20%. For the Free Cash Flow we use per share data averaged over five years. The reason we use five years is to make it comparable to the growth rate.


Be Aware

In the Forward Rate of Return calculation, the growth rate is added directly to today's free cash flow yield. Therefore the calculation is reliable only if the company can grow at the same rate in the future as it did in the past. Investors should pay close attention to this when researching growth stocks. A more accurate measurement for return is Return on Capital.


Maroc Leasing Forward Rate of Return (Yacktman) % Related Terms


Maroc Leasing Forward Rate of Return (Yacktman) % Historical Data

* Premium members only.

The historical data trend for Maroc Leasing's Forward Rate of Return (Yacktman) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Maroc Leasing Forward Rate of Return (Yacktman) % Chart

Maroc Leasing Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Forward Rate of Return (Yacktman) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.75 5.19 6.89 7.25 8.51

Maroc Leasing Semi-Annual Data
Dec15 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Forward Rate of Return (Yacktman) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.89 0.00 7.25 0.00 8.51

CAS:MLE vs RKT, FNMA, PFSI: Forward Rate of Return (Yacktman) % Comparison

For the Mortgage Finance subindustry, Maroc Leasing's Forward Rate of Return (Yacktman) %, along with its competitors' market caps and Forward Rate of Return (Yacktman) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Maroc Leasing Forward Rate of Return (Yacktman) % vs Banks Industry

For the Banks industry and Financial Services sector, Maroc Leasing's Forward Rate of Return (Yacktman) % distribution charts can be found below:

* The bar in red indicates where Maroc Leasing's Forward Rate of Return (Yacktman) % falls into.


CAS:MLE
29GF Score
Maroc Leasing SA CAS:MLE
Forward Rate of Return (Yacktman) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Maroc Leasing Forward Rate of Return (Yacktman) % Calculation

Forward Rate of Return is a concept that Don Yacktman uses in his investment approach. Yacktman explained the forward rate of return concept in detail in his interview with GuruFocus. Yacktman defines forward rate of return as the normalized free cash flow yield plus real growth plus inflation. He said in the interview (March 2012, when the S&P 500 was at about 1400):

If the business is stable, this calculation is fairly straightforward. For instance, on the S&P 500 we would normalize earnings. We would then calculate what percentage of those earnings are not reinvested in the underlying businesses and are therefore free. Historically, for the S&P 500, this has been just under 50% of earnings. Currently, we expect the S&P to earn about 70 on a normalized basis, a number which is far below reported earnings due to our adjusting for record high profit margins. $70 X ½ / 1400 gives you a normalized free cash flow yield of approximately 2.5%.

The historical real growth rate of the S&P 500 (companies) is about 1.5%. Assuming an inflation rate of 2.5%, the forward rate of return on an investment in the S&P 500 is about 6.5% today (2.5% free cash flow yield plus 1.5% real growth plus 2.5% inflation).

Maroc Leasing's Forward Rate of Return of Dec. 2025 is

Forward Rate of Return=Normalized Free Cash Flow/Price+5-Year Book Value Growth Rate
=11.42766667/360+0.0534
=8.51 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Forward Rate of Return (Yacktman) % of 8.51% mean?
Maroc Leasing (CAS:MLE) has a Forward Rate of Return (Yacktman) % of 8.51% as of Dec. 2025. Yacktman's forward rate of return equals the sum of normalized free-cash-flow yield plus earnings growth. View historical data on Maroc Leasing and its competitors. This is 28% above median its historical median of 6.64. Over the past decade, Maroc Leasing's Forward Rate of Return (Yacktman) % has ranged from 4.75 to 8.70. According to the industry distribution chart, Maroc Leasing ranks #1100 out of 1416 companies in the Banks industry, placing it in the top 77.7%.
Is Maroc Leasing's Forward Rate of Return (Yacktman) % too high?
Maroc Leasing's current Forward Rate of Return (Yacktman) % of 8.51% is 28% above median its 10-year median of 6.64. Over the past 10 years, this metric has ranged from a low of 4.75 to a high of 8.70. The Banks industry median Forward Rate of Return (Yacktman) % is 15.39. Maroc Leasing's value of 8.51% is 44.7% below this industry median. Based on the distribution chart, Maroc Leasing ranks #1100 out of 1416 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Maroc Leasing has a GF Score™ of 29/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Maroc Leasing's Forward Rate of Return (Yacktman) % compare to RKT and FNMA?
According to the Banks industry distribution chart, Maroc Leasing ranks #1100 out of 1416 companies for Forward Rate of Return (Yacktman) %. This places Maroc Leasing in the lower half of its industry. The industry median Forward Rate of Return (Yacktman) % is 15.39. Maroc Leasing's value of 8.51% is 44.7% below this benchmark. Historically, Maroc Leasing's own Forward Rate of Return (Yacktman) % has ranged from 4.75 to 8.70 over the past decade. While the company's 10-year median is 6.64 vs. the industry median of 15.39, Maroc Leasing has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Rate of Return (Yacktman) % for a Banks company?
The median Forward Rate of Return (Yacktman) % among Banks companies is 15.39, based on 1,416 companies in the industry. Companies in the top quartile (top 25%) have a Forward Rate of Return (Yacktman) % significantly above this median, while those in the bottom quartile fall well below. However, Forward Rate of Return (Yacktman) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Maroc Leasing's current Forward Rate of Return (Yacktman) % of 8.51% is 44.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Rate of Return (Yacktman) % mean?
A high Forward Rate of Return (Yacktman) % can signal that a stock is expensive relative to its fundamentals. Yacktman's forward rate of return equals the sum of normalized free-cash-flow yield plus earnings growth. View historical data on Maroc Leasing and its competitors. For the Banks industry, the median Forward Rate of Return (Yacktman) % is 15.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Maroc Leasing's current Forward Rate of Return (Yacktman) % is 8.51%, which is 28% above median its own 10-year median of 6.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Maroc Leasing stock overvalued right now?
Based on GuruFocus' analysis, Maroc Leasing (CAS:MLE) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD428.34, compared to a current price of MAD365.00 — trading 14.8% below its estimated fair value. The current Forward Rate of Return (Yacktman) % is 8.51%, which is 28% above median its 10-year median of 6.64 and 44.7% below the Banks industry median of 15.39. Maroc Leasing's overall GF Score™ is 29/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Rate of Return (Yacktman) % calculated?
Forward Rate of Return (Yacktman) % is calculated from a company's financial statements. For Maroc Leasing (CAS:MLE), the current Forward Rate of Return (Yacktman) % is 8.51% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Maroc Leasing (CAS:MLE) Overvalued in 2026?

Based on GuruFocus' analysis, Maroc Leasing stock appears to be undervalued. The current stock price of MAD365.00 is trading 14.8% below its estimated GF Value™ of MAD428.34. GuruFocus considers Maroc Leasing to be Modestly Undervalued.

Key valuation signals for CAS:MLE:

  • Forward Rate of Return (Yacktman) %: 8.51% (28% above median its 10-year median of 6.64)
  • GF Value™: MAD428.34 vs. price of MAD365.00 (14.8% below fair value)
  • GF Score™: 29/100
  • Industry Position: 44.7% below the Banks median (#1100 of 1416)

No single metric tells the full story. See the CAS:MLE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Maroc Leasing Business Description

Address 57. Angle Boulevard Abdelmoumen et Rue Pinel, Casablanca, MAR
Maroc Leasing SA provides lease financing for real estate and furniture. It also helps in financing lease for movable and immovable property professional, commercial and industrial.
29GF Score

Get the complete analysis for CAS:MLE

Forward Rate of Return (Yacktman) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD365.00
Price
MAD428.34
GF Value