Maroc LeasingCAS:MLE ROA % is 0.78% as of Dec. 2025, which is 22% above its 10-year median of 0.64. Among 1,529 Banks companies, Maroc Leasing ranks worse than 63.77% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Maroc Leasing's annualizedNet Income for the quarter that ended in Dec. 2025 was MAD109 Mil.
Maroc Leasing's average Total Assets over the quarter that ended in Dec. 2025 was MAD13,966 Mil. Therefore, Maroc Leasing's annualized ROA % for the quarter that ended in Dec. 2025 was 0.78%.
The historical rank and industry rank for Maroc Leasing's ROA % or its related term are showing as below:
CAS:MLE'
s ROA % Range Over the Past 10 Years
Min: 0.17 Med: 0.64 Max: 0.82
Current: 0.78
During the past 13 years, Maroc Leasing's highest ROA % was 0.82%. The lowest was 0.17%. And the median was 0.64%.
CAS:MLE's ROA % is ranked worse than 63.77% of 1529
companies
in the Banks industry
Industry Median: 0.98
vs CAS:MLE: 0.78
Maroc Leasing (CAS:MLE) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Maroc Leasing ROA % Related Terms
Maroc Leasing ROA % Historical Data
* Premium members only.
The historical data trend for Maroc Leasing's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Maroc Leasing's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Maroc Leasing ROA % vs Banks Industry
For the Banks industry and Financial Services sector, Maroc Leasing's ROA % distribution charts can be found below:
* The bar in red indicates where Maroc Leasing's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Maroc Leasing (CAS:MLE) has a ROA % of 0.78% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Maroc Leasing and its competitors. This is 22% above median its historical median of 0.64. Over the past decade, Maroc Leasing's ROA % has ranged from 0.17 to 0.82. According to the industry distribution chart, Maroc Leasing ranks #975 out of 1529 companies in the Banks industry, placing it in the top 63.8%.
Is Maroc Leasing's ROA % too high?
Maroc Leasing's current ROA % of 0.78% is 22% above median its 10-year median of 0.64. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 0.82. The Banks industry median ROA % is 0.98. Maroc Leasing's value of 0.78% is 20.4% below this industry median. Based on the distribution chart, Maroc Leasing ranks #975 out of 1529 companies in the Banks industry, which is below the industry midpoint.
How does Maroc Leasing's ROA % compare to RKT and FNMA?
According to the Banks industry distribution chart, Maroc Leasing ranks #975 out of 1529 companies for ROA %. This places Maroc Leasing in the lower half of its industry. The industry median ROA % is 0.98. Maroc Leasing's value of 0.78% is 20.4% below this benchmark. Historically, Maroc Leasing's own ROA % has ranged from 0.17 to 0.82 over the past decade. While the company's 10-year median is 0.64 vs. the industry median of 0.98, Maroc Leasing has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Maroc Leasing's current ROA % of 0.78% is 20.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Maroc Leasing and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Maroc Leasing's current ROA % is 0.78%, which is 22% above median its own 10-year median of 0.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Maroc Leasing stock overvalued right now?
Maroc Leasing (CAS:MLE) has a current ROA % of 0.78%. The stock's GF Value™ is MAD426.29, compared to a current price of MAD350.25 — trading 17.8% below its estimated fair value. The current ROA % is 0.78%, which is 22% above median its 10-year median of 0.64 and 20.4% below the Banks industry median of 0.98. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Maroc Leasing (CAS:MLE), the current ROA % is 0.78% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Maroc Leasing SA provides lease financing for real estate and furniture. It also helps in financing lease for movable and immovable property professional, commercial and industrial.
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