Maroc Leasing (CAS:MLE) PB Ratio: 0.83 (As of Jul. 19, 2026) — 27% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CAS:MLE Maroc Leasing SA CAS:MLE
29 GF Score
Price MAD365.10
GF Value MAD427.80
Valuation Modestly Undervalued
View Full Analysis

What is Maroc Leasing PB Ratio?

Maroc Leasing CAS:MLE +1.32% 29 PB Ratio is 0.83 as of Jul. 19, 2026, which is 27% below its 10-year median of 1.14. GuruFocus rates CAS:MLE with a GF Score™ of 29/100 and a GF Value™ of MAD427.80 (Modestly Undervalued). Among 1,517 Banks companies, Maroc Leasing ranks better than 73.5% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-19), Maroc Leasing's share price is MAD365.10. Maroc Leasing's Book Value per Share for the quarter that ended in Dec. 2025 was MAD442.17. Hence, Maroc Leasing's PB Ratio of today is 0.83.

Good Sign:

Maroc Leasing SA stock PB Ratio (=0.83) is close to 10-year low of 0.77.

The historical rank and industry rank for Maroc Leasing's PB Ratio or its related term are showing as below:

CAS:MLE' s PB Ratio Range Over the Past 10 Years
Min: 0.77   Med: 1.14   Max: 1.57
Current: 0.83

During the past 13 years, Maroc Leasing's highest PB Ratio was 1.57. The lowest was 0.77. And the median was 1.14.

CAS:MLE's PB Ratio is ranked better than
73.5% of 1517 companies
in the Banks industry
Industry Median: 1.12 vs CAS:MLE: 0.83

During the past 12 months, Maroc Leasing's average Book Value Per Share Growth Rate was 5.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 5.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 5.30% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Maroc Leasing was 5.80% per year. The lowest was 2.80% per year. And the median was 4.10% per year.

Back to Basics: PB Ratio


Maroc Leasing  (CAS:MLE) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Maroc Leasing PB Ratio Related Terms


Maroc Leasing PB Ratio Historical Data

* Premium members only.

The historical data trend for Maroc Leasing's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Maroc Leasing PB Ratio Chart

Maroc Leasing Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.10 0.95 0.90 0.89 0.81

Maroc Leasing Semi-Annual Data
Dec15 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.90 1.04 0.89 0.85 0.81

CAS:MLE vs RKT, FNMA, PFSI: PB Ratio Comparison

For the Mortgage Finance subindustry, Maroc Leasing's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Maroc Leasing PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Maroc Leasing's PB Ratio distribution charts can be found below:

* The bar in red indicates where Maroc Leasing's PB Ratio falls into.


CAS:MLE
29GF Score
Maroc Leasing SA CAS:MLE
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Maroc Leasing PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Maroc Leasing's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=365.10/442.172
=0.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.83 mean?
Maroc Leasing (CAS:MLE) has a PB Ratio of 0.83 as of Jul. 19, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Maroc Leasing and its competitors. This is 27% below median its historical median of 1.14. Over the past decade, Maroc Leasing's PB Ratio has ranged from 0.77 to 1.57. According to the industry distribution chart, Maroc Leasing ranks #402 out of 1517 companies in the Banks industry, placing it in the top 26.5%.
Is Maroc Leasing's PB Ratio too high?
Maroc Leasing's current PB Ratio of 0.83 is 27% below median its 10-year median of 1.14. Over the past 10 years, this metric has ranged from a low of 0.77 to a high of 1.57. The Banks industry median PB Ratio is 1.12. Maroc Leasing's value of 0.83 is 25.9% below this industry median. Based on the distribution chart, Maroc Leasing ranks #402 out of 1517 companies in the Banks industry, which is above the industry midpoint. Overall, Maroc Leasing has a GF Score™ of 29/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Maroc Leasing's PB Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Maroc Leasing ranks #402 out of 1517 companies for PB Ratio. This puts Maroc Leasing in the upper half of its industry. The industry median PB Ratio is 1.12. Maroc Leasing's value of 0.83 is 25.9% below this benchmark. Historically, Maroc Leasing's own PB Ratio has ranged from 0.77 to 1.57 over the past decade. While the company's 10-year median is 1.14 vs. the industry median of 1.12, Maroc Leasing has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Maroc Leasing's current PB Ratio of 0.83 is 25.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Maroc Leasing and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Maroc Leasing's current PB Ratio is 0.83, which is 27% below median its own 10-year median of 1.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Maroc Leasing stock overvalued right now?
Based on GuruFocus' analysis, Maroc Leasing (CAS:MLE) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD427.80, compared to a current price of MAD365.10 — trading 14.7% below its estimated fair value. The current PB Ratio is 0.83, which is 27% below median its 10-year median of 1.14 and 25.9% below the Banks industry median of 1.12. Maroc Leasing's overall GF Score™ is 29/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Maroc Leasing (CAS:MLE), the current PB Ratio is 0.83 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Maroc Leasing (CAS:MLE) Overvalued in 2026?

Based on GuruFocus' analysis, Maroc Leasing stock appears to be undervalued. The current stock price of MAD365.10 is trading 14.7% below its estimated GF Value™ of MAD427.80. GuruFocus considers Maroc Leasing to be Modestly Undervalued.

Key valuation signals for CAS:MLE:

  • PB Ratio: 0.83 (27% below median its 10-year median of 1.14)
  • GF Value™: MAD427.80 vs. price of MAD365.10 (14.7% below fair value)
  • GF Score™: 29/100
  • Industry Position: 25.9% below the Banks median (#402 of 1517)

No single metric tells the full story. See the CAS:MLE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Maroc Leasing Business Description

Address 57. Angle Boulevard Abdelmoumen et Rue Pinel, Casablanca, MAR
Maroc Leasing SA provides lease financing for real estate and furniture. It also helps in financing lease for movable and immovable property professional, commercial and industrial.
29GF Score

Get the complete analysis for CAS:MLE

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD365.10
Price
MAD427.80
GF Value