Maroc Leasing (CAS:MLE) Return-on-Tangible-Equity: 10.16% (As of Dec. 2025) — Near Median


What is Maroc Leasing Return-on-Tangible-Equity?

Maroc Leasing CAS:MLE Return-on-Tangible-Equity is 10.16% as of Dec. 2025, which is 9% above its 10-year median of 9.33. Among 1,525 Banks companies, Maroc Leasing ranks worse than 57.05% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Maroc Leasing's annualized net income for the quarter that ended in Dec. 2025 was MAD109 Mil. Maroc Leasing's average shareholder tangible equity for the quarter that ended in Dec. 2025 was MAD1,074 Mil. Therefore, Maroc Leasing's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 10.16%.

The historical rank and industry rank for Maroc Leasing's Return-on-Tangible-Equity or its related term are showing as below:

CAS:MLE' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 2.41   Med: 9.33   Max: 11.12
Current: 10.12

During the past 13 years, Maroc Leasing's highest Return-on-Tangible-Equity was 11.12%. The lowest was 2.41%. And the median was 9.33%.

CAS:MLE's Return-on-Tangible-Equity is ranked worse than
57.05% of 1525 companies
in the Banks industry
Industry Median: 11.21 vs CAS:MLE: 10.12

Maroc Leasing  (CAS:MLE) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Maroc Leasing Return-on-Tangible-Equity Related Terms


Maroc Leasing Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Maroc Leasing's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Maroc Leasing Return-on-Tangible-Equity Chart

Maroc Leasing Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.76 7.75 11.12 10.52 10.05

Maroc Leasing Semi-Annual Data
Dec15 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.36 8.71 12.56 10.15 10.16

CAS:MLE vs RKT, FNMA, PFSI: Return-on-Tangible-Equity Comparison

For the Mortgage Finance subindustry, Maroc Leasing's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Maroc Leasing Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Maroc Leasing's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Maroc Leasing's Return-on-Tangible-Equity falls into.



Maroc Leasing Return-on-Tangible-Equity Calculation

Maroc Leasing's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=107.295/( (1031.847+1102.497 )/ 2 )
=107.295/1067.172
=10.05 %

Maroc Leasing's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=109.152/( (1046.056+1102.497)/ 2 )
=109.152/1074.2765
=10.16 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 10.16% mean?
Maroc Leasing (CAS:MLE) has a Return-on-Tangible-Equity of 10.16% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Maroc Leasing and its competitors. This is near median its historical median of 9.33. Over the past decade, Maroc Leasing's Return-on-Tangible-Equity has ranged from 2.41 to 11.12. According to the industry distribution chart, Maroc Leasing ranks #870 out of 1525 companies in the Banks industry, placing it in the top 57%.
Is Maroc Leasing's Return-on-Tangible-Equity too high?
Maroc Leasing's current Return-on-Tangible-Equity of 10.16% is near median its 10-year median of 9.33. Over the past 10 years, this metric has ranged from a low of 2.41 to a high of 11.12. The Banks industry median Return-on-Tangible-Equity is 11.21. Maroc Leasing's value of 10.16% is 9.4% below this industry median. Based on the distribution chart, Maroc Leasing ranks #870 out of 1525 companies in the Banks industry, which is below the industry midpoint.
How does Maroc Leasing's Return-on-Tangible-Equity compare to RKT and FNMA?
According to the Banks industry distribution chart, Maroc Leasing ranks #870 out of 1525 companies for Return-on-Tangible-Equity. This places Maroc Leasing in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.21. Maroc Leasing's value of 10.16% is 9.4% below this benchmark. Historically, Maroc Leasing's own Return-on-Tangible-Equity has ranged from 2.41 to 11.12 over the past decade. While the company's 10-year median is 9.33 vs. the industry median of 11.21, Maroc Leasing has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.21, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Maroc Leasing's current Return-on-Tangible-Equity of 10.16% is 9.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Maroc Leasing and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Maroc Leasing's current Return-on-Tangible-Equity is 10.16%, which is near median its own 10-year median of 9.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Maroc Leasing stock overvalued right now?
Maroc Leasing (CAS:MLE) has a current Return-on-Tangible-Equity of 10.16%. The stock's GF Value™ is MAD426.29, compared to a current price of MAD350.25 — trading 17.8% below its estimated fair value. The current Return-on-Tangible-Equity is 10.16%, which is near median its 10-year median of 9.33 and 9.4% below the Banks industry median of 11.21. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Maroc Leasing (CAS:MLE), the current Return-on-Tangible-Equity is 10.16% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Maroc Leasing Business Description

Address 57. Angle Boulevard Abdelmoumen et Rue Pinel, Casablanca, MAR
Maroc Leasing SA provides lease financing for real estate and furniture. It also helps in financing lease for movable and immovable property professional, commercial and industrial.