Maroc Leasing (CAS:MLE) Return-on-Tangible-Asset: 0.79% (As of Dec. 2025) — 23% Above Median


What is Maroc Leasing Return-on-Tangible-Asset?

Maroc Leasing CAS:MLE -0.04% Return-on-Tangible-Asset is 0.79% as of Dec. 2025, which is 23% above its 10-year median of 0.64.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Maroc Leasing's annualized Net Income for the quarter that ended in Dec. 2025 was MAD109 Mil. Maroc Leasing's average total tangible assets for the quarter that ended in Dec. 2025 was MAD13,840 Mil. Therefore, Maroc Leasing's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 0.79%.

The historical rank and industry rank for Maroc Leasing's Return-on-Tangible-Asset or its related term are showing as below:

CAS:MLE' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.17   Med: 0.64   Max: 0.83
Current: 0.79

During the past 13 years, Maroc Leasing's highest Return-on-Tangible-Asset was 0.83%. The lowest was 0.17%. And the median was 0.64%.

CAS:MLE's Return-on-Tangible-Asset is not ranked
in the Banks industry.
Industry Median: 0.99 vs CAS:MLE: 0.79

Maroc Leasing  (CAS:MLE) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Maroc Leasing Return-on-Tangible-Asset Related Terms


Maroc Leasing Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Maroc Leasing's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Maroc Leasing Return-on-Tangible-Asset Chart

Maroc Leasing Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.78 0.57 0.83 0.81 0.79

Maroc Leasing Semi-Annual Data
Dec15 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.92 0.66 0.97 0.79 0.79

CAS:MLE vs RKT, FNMA, PFSI: Return-on-Tangible-Asset Comparison

For the Mortgage Finance subindustry, Maroc Leasing's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Maroc Leasing Return-on-Tangible-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Maroc Leasing's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Maroc Leasing's Return-on-Tangible-Asset falls into.



Maroc Leasing Return-on-Tangible-Asset Calculation

Maroc Leasing's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=107.295/( (13131.816+14173.451)/ 2 )
=107.295/13652.6335
=0.79 %

Maroc Leasing's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=109.152/( (13506.848+14173.451)/ 2 )
=109.152/13840.1495
=0.79 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.

What does a Return-on-Tangible-Asset of 0.79% mean?
Maroc Leasing (CAS:MLE) has a Return-on-Tangible-Asset of 0.79% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Maroc Leasing and its competitors. This is 23% above median its historical median of 0.64. Over the past decade, Maroc Leasing's Return-on-Tangible-Asset has ranged from 0.17 to 0.83.
Is Maroc Leasing's Return-on-Tangible-Asset too high?
Maroc Leasing's current Return-on-Tangible-Asset of 0.79% is 23% above median its 10-year median of 0.64. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 0.83. The Banks industry median Return-on-Tangible-Asset is 0.99. Maroc Leasing's value of 0.79% is 20.2% below this industry median.
How does Maroc Leasing's Return-on-Tangible-Asset compare to RKT and FNMA?
Maroc Leasing's Return-on-Tangible-Asset of 0.79% can be compared against companies in the Banks industry. The industry median Return-on-Tangible-Asset is 0.99. Maroc Leasing's value of 0.79% is 20.2% below this benchmark. Historically, Maroc Leasing's own Return-on-Tangible-Asset has ranged from 0.17 to 0.83 over the past decade. While the company's 10-year median is 0.64 vs. the industry median of 0.99, Maroc Leasing has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Maroc Leasing's current Return-on-Tangible-Asset of 0.79% is 20.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Maroc Leasing and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Maroc Leasing's current Return-on-Tangible-Asset is 0.79%, which is 23% above median its own 10-year median of 0.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Maroc Leasing stock overvalued right now?
Maroc Leasing (CAS:MLE) has a current Return-on-Tangible-Asset of 0.79%. The stock's GF Value™ is MAD426.29, compared to a current price of MAD350.10 — trading 17.9% below its estimated fair value. The current Return-on-Tangible-Asset is 0.79%, which is 23% above median its 10-year median of 0.64 and 20.2% below the Banks industry median of 0.99. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Maroc Leasing (CAS:MLE), the current Return-on-Tangible-Asset is 0.79% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Maroc Leasing Business Description

Address 57. Angle Boulevard Abdelmoumen et Rue Pinel, Casablanca, MAR
Maroc Leasing SA provides lease financing for real estate and furniture. It also helps in financing lease for movable and immovable property professional, commercial and industrial.