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Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Upstart Holdings's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $635.3 Mil. Upstart Holdings's Total Assets for the quarter that ended in Dec. 2023 was $2,017.1 Mil. Therefore, Upstart Holdings's Equity to Asset Ratio for the quarter that ended in Dec. 2023 was 0.32.
The historical rank and industry rank for Upstart Holdings's Equity-to-Asset or its related term are showing as below:
During the past 7 years, the highest Equity to Asset Ratio of Upstart Holdings was 0.63. The lowest was -0.16. And the median was 0.33.
The historical data trend for Upstart Holdings's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Upstart Holdings Annual Data | ||||||||||||||||
Trend | Dec17 | Dec18 | Dec19 | Dec20 | Dec21 | Dec22 | Dec23 | |||||||||
Equity-to-Asset | Get a 7-Day Free Trial | -0.16 | 0.63 | 0.44 | 0.35 | 0.32 |
Upstart Holdings Quarterly Data | ||||||||||||||||||||
Dec17 | Dec18 | Sep19 | Dec19 | Mar20 | Jun20 | Sep20 | Dec20 | Mar21 | Jun21 | Sep21 | Dec21 | Mar22 | Jun22 | Sep22 | Dec22 | Mar23 | Jun23 | Sep23 | Dec23 | |
Equity-to-Asset | Get a 7-Day Free Trial | 0.35 | 0.34 | 0.36 | 0.32 | 0.32 |
For the Credit Services subindustry, Upstart Holdings's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
For the Credit Services industry and Financial Services sector, Upstart Holdings's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Upstart Holdings's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Upstart Holdings's Equity to Asset Ratio for the fiscal year that ended in Dec. 2023 is calculated as
Equity to Asset (A: Dec. 2023 ) | = | Total Stockholders Equity | / | Total Assets |
= | 635.305 | / | 2017.1 | |
= | 0.31 |
Upstart Holdings's Equity to Asset Ratio for the quarter that ended in Dec. 2023 is calculated as
Equity to Asset (Q: Dec. 2023 ) | = | Total Stockholders Equity | / | Total Assets |
= | 635.305 | / | 2017.1 | |
= | 0.31 |
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Upstart Holdings (NAS:UPST) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Thank you for viewing the detailed overview of Upstart Holdings's Equity-to-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.
Sanjay Datta | officer: Chief Financial Officer | C/O UPSTART HOLDINGS, INC., 2950 S. DELAWARE STREET, SUITE 300, SAN MATEO CA 94403 |
Scott Darling | officer: Chief Legal Officer | C/O STITCH FIX, INC., 1 MONTGOMERY STREET, SUITE 1500, SAN FRANCISCO CA 94104 |
Paul Gu | director, officer: SVP, Product and Data Science | C/O UPSTART HOLDINGS, INC., 2950 S. DELAWARE STREET, SUITE 300, SAN MATEO CA 94403 |
Natalia Mirgorodskaya | officer: Corporate Controller | C/O UPSTART HOLDINGS, INC., 2950 S. DELAWARE STREET, SUITE 300, SAN MATEO CA 94403 |
Dave Girouard | director, 10 percent owner, officer: Chief Executive Officer | C/O UPSTART HOLDINGS, INC., 2950 S. DELAWARE STREET, SUITE 300, SAN MATEO CA 94403 |
Kerry Whorton Cooper | director | 77 BEALE ST., P.O. BOX 770000, SAN FRANCISCO CA 94177 |
Alison Nicoll | officer: General Counsel | C/O UPSTART HOLDINGS, INC., 2950 S. DELAWARE STREET, SUITE 300, SAN MATEO CA 94403 |
Daniel S Loeb | 10 percent owner, other: See Footnote (1) | THIRD POINT LLC, 390 PARK AVENUE, NEW YORK NY 10022 |
Third Point Llc | 10 percent owner | 55 HUDSON YARDS, NEW YORK NY 10001 |
Cassidy Sukhinder Singh | director | C/O URBAN OUTFITTERS INC, 5000 SOUTH BROAD STREET, PHILADELPHIA PA 19112 |
Mary Hentges | director | C/O SHOTSPOTTER, INC., 7979 GATEWAY BLVD., STE. 210, NEWARK CA 94560 |
Terry Hilliard C. Iii | director | ONE SW COLUMBIA ST STE 1200, PORTLAND OR 97258 |
Anna M. Counselman | officer: SVP, People and Operations | C/O UPSTART HOLDINGS, INC., 2950 S. DELAWARE STREET, SUITE 300, SAN MATEO CA 94403 |
Jeff Huber | director | 209 REDWOOD SHORES PARKWAY, REDWOOD CITY CA 94065 |
Robert S Schwartz | director | C/O THIRD POINT LLC, 390 PARK AVENUE, NEW YORK NY 10022 |
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