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EarlyPay (ASX:EPY) EV-to-EBITDA : 10.10 (As of Jul. 10, 2025)


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What is EarlyPay EV-to-EBITDA?

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, EarlyPay's enterprise value is A$257.56 Mil. EarlyPay's EBITDA for the trailing twelve months (TTM) ended in Dec. 2024 was A$25.50 Mil. Therefore, EarlyPay's EV-to-EBITDA for today is 10.10.

The historical rank and industry rank for EarlyPay's EV-to-EBITDA or its related term are showing as below:

ASX:EPY' s EV-to-EBITDA Range Over the Past 10 Years
Min: 9.55   Med: 17.38   Max: 77.84
Current: 10.1

During the past 13 years, the highest EV-to-EBITDA of EarlyPay was 77.84. The lowest was 9.55. And the median was 17.38.

ASX:EPY's EV-to-EBITDA is ranked better than
78.9% of 308 companies
in the Credit Services industry
Industry Median: 22.02 vs ASX:EPY: 10.10

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2025-07-10), EarlyPay's stock price is A$0.20. EarlyPay's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2024 was A$0.007. Therefore, EarlyPay's PE Ratio (TTM) for today is 28.57.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


EarlyPay EV-to-EBITDA Historical Data

The historical data trend for EarlyPay's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

EarlyPay EV-to-EBITDA Chart

EarlyPay Annual Data
Trend Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.33 17.06 13.98 27.06 9.57

EarlyPay Semi-Annual Data
Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 27.06 - 9.57 -

Competitive Comparison of EarlyPay's EV-to-EBITDA

For the Credit Services subindustry, EarlyPay's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


EarlyPay's EV-to-EBITDA Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, EarlyPay's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where EarlyPay's EV-to-EBITDA falls into.


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EarlyPay EV-to-EBITDA Calculation

EarlyPay's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=257.555/25.504
=10.10

EarlyPay's current Enterprise Value is A$257.56 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. EarlyPay's EBITDA for the trailing twelve months (TTM) ended in Dec. 2024 was A$25.50 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


EarlyPay  (ASX:EPY) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

EarlyPay's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.20/0.007
=28.57

EarlyPay's share price for today is A$0.20.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. EarlyPay's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2024 was A$0.007.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


EarlyPay EV-to-EBITDA Related Terms

Thank you for viewing the detailed overview of EarlyPay's EV-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.


EarlyPay Business Description

Traded in Other Exchanges
N/A
Address
201 Miller Street, Level 5, North Sydney, Sydney, NSW, AUS, 2060
EarlyPay Ltd is engaged in providing tailored financing solutions to businesses of all shapes and sizes. It is a line of credit financing for businesses in Australia. It is involved in various business activities namely Invoice Finance, and Equipment Finance. It generates the majority of its revenue from the Invoice finance segment.

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