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Amerant BancorpAMTB 65 EV-to-FCF is 14.54 as of Jul. 15, 2026, which is 50% below its 10-year median of 29.08. GuruFocus rates AMTB with a GF Score™ of 65/100 and a GF Value™ of $21.50 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,199 Banks companies, Amerant Bancorp ranks worse than 75.4% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Amerant Bancorp's Enterprise Value is $1,765.2 Mil.
Amerant Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $121.4 Mil. Therefore, Amerant Bancorp's EV-to-FCF for today is 14.54.
The historical rank and industry rank for Amerant Bancorp's EV-to-FCF or its related term are showing as below:
AMTB'
s EV-to-FCF Range Over the Past 10 Years
Min: -135.46 Med: 29.08 Max: 140.91
Current: 14.54
During the past 11 years, the highest EV-to-FCF of Amerant Bancorp was 140.91. The lowest was -135.46. And the median was 29.08.
AMTB's EV-to-FCF is ranked worse than 75.4% of 1199
companies
in the Banks industry
Industry Median: 6.57
vs AMTB: 14.54
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Amerant Bancorp's PE Ratio (TTM) for today is calculated as:
Amerant Bancorp's share price for today is $25.63.
Amerant Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.410.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Amerant Bancorp EV-to-FCF Related Terms
Amerant Bancorp EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Amerant Bancorp's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Amerant Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Amerant Bancorp EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Amerant Bancorp's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Amerant Bancorp's EV-to-FCF falls into.
Amerant Bancorp's current Enterprise Value is $1,765.2 Mil.
Amerant Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $121.4 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Amerant Bancorp (AMTB) has a EV-to-FCF of 14.54 as of Jul. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Amerant Bancorp and its competitors. This is 50% below median its historical median of 29.08. According to the industry distribution chart, Amerant Bancorp ranks #904 out of 1199 companies in the Banks industry, placing it in the top 75.4%.
Is Amerant Bancorp's EV-to-FCF too high?
Amerant Bancorp's current EV-to-FCF of 14.54 is 50% below median its 10-year median of 29.08. The Banks industry median EV-to-FCF is 6.57. Amerant Bancorp's value of 14.54 is 121.3% above this industry median. Based on the distribution chart, Amerant Bancorp ranks #904 out of 1199 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Amerant Bancorp has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Amerant Bancorp's EV-to-FCF compare to CCNE and CPF?
According to the Banks industry distribution chart, Amerant Bancorp ranks #904 out of 1199 companies for EV-to-FCF. This places Amerant Bancorp in the lower half of its industry. The industry median EV-to-FCF is 6.57. Amerant Bancorp's value of 14.54 is 121.3% above this benchmark. While the company's 10-year median is 29.08 vs. the industry median of 6.57, Amerant Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,199 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amerant Bancorp's current EV-to-FCF of 14.54 is 121.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Amerant Bancorp and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amerant Bancorp's current EV-to-FCF is 14.54, which is 50% below median its own 10-year median of 29.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amerant Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Amerant Bancorp (AMTB) is currently considered Modestly Overvalued. The stock's GF Value™ is $21.50, compared to a current price of $25.63 — trading 19.2% above its estimated fair value. The current EV-to-FCF is 14.54, which is 50% below median its 10-year median of 29.08 and 121.3% above the Banks industry median of 6.57. Amerant Bancorp's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Amerant Bancorp (AMTB), the current EV-to-FCF is 14.54 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Amerant Bancorp (AMTB) Overvalued in 2026?
Based on GuruFocus' analysis, Amerant Bancorp stock appears to be overvalued.
The current stock price of $25.63 is trading 19.2% above its estimated GF Value™ of $21.50.
GuruFocus considers Amerant Bancorp to be Modestly Overvalued.
Key valuation signals for AMTB:
EV-to-FCF: 14.54 (50% below median its 10-year median of 29.08)
GF Value™: $21.50 vs. price of $25.63 (19.2% above fair value)
Industry Position: 121.3% above the Banks median (#904 of 1199)
No single metric tells the full story. See the AMTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Amerant Bancorp Inc is a bank holding company. Through its bank, it provides individuals and businesses deposit, credit, investment, wealth management, and fiduciary services, both in the United States and to select international customers. The bank also provides banking services through traditional channels, such as banking centers and ATMs, as well as via secure websites, mobile devices and telephones.
65GF Score
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