AUBN (Auburn National Bancorp) EV-to-FCF: -1.83 (As of Jul. 26, 2026)

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AUBN Auburn National Bancorp Inc AUBN
60 GF Score
Price $26.62
GF Value $25.97
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Auburn National Bancorp EV-to-FCF?

Auburn National Bancorp AUBN +2.38% 60 EV-to-FCF is -1.83 as of Jul. 26, 2026. GuruFocus rates AUBN with a GF Score™ of 60/100 and a GF Value™ of $25.97 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,197 Banks companies, Auburn National Bancorp ranks better than 92.98% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Auburn National Bancorp's Enterprise Value is $-19.84 Mil. Auburn National Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $10.86 Mil. Therefore, Auburn National Bancorp's EV-to-FCF for today is -1.83.

The historical rank and industry rank for Auburn National Bancorp's EV-to-FCF or its related term are showing as below:

AUBN' s EV-to-FCF Range Over the Past 10 Years
Min: -1155.16   Med: 3.91   Max: 61.47
Current: -1.83

During the past 13 years, the highest EV-to-FCF of Auburn National Bancorp was 61.47. The lowest was -1155.16. And the median was 3.91.

AUBN's EV-to-FCF is ranked better than
92.98% of 1197 companies
in the Banks industry
Industry Median: 6.85 vs AUBN: -1.83

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-26), Auburn National Bancorp's stock price is $26.62. Auburn National Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $2.270. Therefore, Auburn National Bancorp's PE Ratio (TTM) for today is 11.73.


Auburn National Bancorp  (NAS:AUBN) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Auburn National Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=26.62/2.270
=11.73

Auburn National Bancorp's share price for today is $26.62.
Auburn National Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.270.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Auburn National Bancorp EV-to-FCF Related Terms


Auburn National Bancorp EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Auburn National Bancorp's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Auburn National Bancorp EV-to-FCF Chart

Auburn National Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.44 15.93 3.00 2.97 -2.98

Auburn National Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.44 -4.68 -2.67 -2.98 -2.71

AUBN vs CNBB, BYLB, PBHC: EV-to-FCF Comparison

For the Banks - Regional subindustry, Auburn National Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Auburn National Bancorp EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Auburn National Bancorp's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Auburn National Bancorp's EV-to-FCF falls into.


AUBN
60GF Score
Auburn National Bancorp Inc AUBN
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Auburn National Bancorp EV-to-FCF Calculation

Auburn National Bancorp's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-19.843/10.863
=-1.83

Auburn National Bancorp's current Enterprise Value is $-19.84 Mil.
Auburn National Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $10.86 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -1.83 mean?
Auburn National Bancorp (AUBN) has a EV-to-FCF of -1.83 as of Jul. 26, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Auburn National Bancorp and its competitors. According to the industry distribution chart, Auburn National Bancorp ranks #84 out of 1197 companies in the Banks industry, placing it in the top 7%.
Is Auburn National Bancorp's EV-to-FCF too high?
Auburn National Bancorp's current EV-to-FCF is -1.83. Based on the distribution chart, Auburn National Bancorp ranks #84 out of 1197 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Auburn National Bancorp has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Auburn National Bancorp's EV-to-FCF compare to CNBB and BYLB?
According to the Banks industry distribution chart, Auburn National Bancorp ranks #84 out of 1197 companies for EV-to-FCF. This places Auburn National Bancorp in the top 7% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.85, based on 1,197 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Auburn National Bancorp and its competitors. For the Banks industry, the median EV-to-FCF is 6.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Auburn National Bancorp's current EV-to-FCF is -1.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Auburn National Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Auburn National Bancorp (AUBN) is currently considered Fairly Valued. The stock's GF Value™ is $25.97, compared to a current price of $26.62 — trading 2.5% above its estimated fair value. The current EV-to-FCF is -1.83. Auburn National Bancorp's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Auburn National Bancorp (AUBN), the current EV-to-FCF is -1.83 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Auburn National Bancorp (AUBN) Overvalued in 2026?

Based on GuruFocus' analysis, Auburn National Bancorp stock appears to be overvalued. The current stock price of $26.62 is trading 2.5% above its estimated GF Value™ of $25.97. GuruFocus considers Auburn National Bancorp to be Fairly Valued.

Key valuation signals for AUBN:

  • EV-to-FCF: -1.83
  • GF Value™: $25.97 vs. price of $26.62 (2.5% above fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the AUBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Auburn National Bancorp Business Description

Address 100 N. Gay Street, Auburn, AL, USA, 36830
Auburn National Bancorp Inc is a bank holding company registered with the Board of Governors of the Federal Reserve System (the Federal Reserve). As a bank holding company, the Company may diversify into a broader range of financial services and other business activities than are currently permitted to the Bank under applicable laws and regulations. The holding company structure also provides greater financial and operating flexibility than is presently permitted to the Bank. The Company's business is conducted through the Bank and its subsidiaries. Although it has no immediate plansto conduct any other business, the Company may engage directly or indirectly in several activities closely related to banking permitted by the Federal Reserve.
60GF Score

Get the complete analysis for AUBN

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.62
Price
$25.97
GF Value