BSP:HAPV3'
s EV-to-FCF Range Over the Past 10 Years
Min: -1654.04 Med: 24.78 Max: 187.15
Current: 7.76
During the past 12 years, the highest EV-to-FCF of Hapvida Participacoes Investimento was 187.15. The lowest was -1654.04. And the median was 24.78.
BSP:HAPV3's EV-to-FCF is ranked better than 58.38% of 394
companies
in the Insurance industry
Industry Median: 9.72
vs BSP:HAPV3: 7.76
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Hapvida Participacoes Investimento's PE Ratio (TTM) for today is calculated as:
Hapvida Participacoes Investimento's share price for today is R$10.63.
Hapvida Participacoes Investimento's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$-0.860.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Hapvida Participacoes Investimento EV-to-FCF Related Terms
Hapvida Participacoes Investimento EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Hapvida Participacoes Investimento's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hapvida Participacoes Investimento EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Hapvida Participacoes Investimento's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Hapvida Participacoes Investimento's EV-to-FCF falls into.
Hapvida Participacoes Investimento's current Enterprise Value is R$12,663 Mil.
Hapvida Participacoes Investimento's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$1,632 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hapvida Participacoes Investimento (BSP:HAPV3) has a EV-to-FCF of 7.76 as of Jul. 05, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Hapvida Participacoes Investimento and its competitors. This is 69% below median its historical median of 24.78. According to the industry distribution chart, Hapvida Participacoes Investimento ranks #164 out of 394 companies in the Insurance industry, placing it in the top 41.6%.
Is Hapvida Participacoes Investimento's EV-to-FCF too high?
Hapvida Participacoes Investimento's current EV-to-FCF of 7.76 is 69% below median its 10-year median of 24.78. The Insurance industry median EV-to-FCF is 9.72. Hapvida Participacoes Investimento's value of 7.76 is 20.2% below this industry median. Based on the distribution chart, Hapvida Participacoes Investimento ranks #164 out of 394 companies in the Insurance industry, which is above the industry midpoint. Overall, Hapvida Participacoes Investimento has a GF Score™ of 68/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Hapvida Participacoes Investimento's EV-to-FCF compare to AFL and MET?
According to the Insurance industry distribution chart, Hapvida Participacoes Investimento ranks #164 out of 394 companies for EV-to-FCF. This puts Hapvida Participacoes Investimento in the upper half of its industry. The industry median EV-to-FCF is 9.72. Hapvida Participacoes Investimento's value of 7.76 is 20.2% below this benchmark. While the company's 10-year median is 24.78 vs. the industry median of 9.72, Hapvida Participacoes Investimento has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.72, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hapvida Participacoes Investimento's current EV-to-FCF of 7.76 is 20.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Hapvida Participacoes Investimento and its competitors. For the Insurance industry, the median EV-to-FCF is 9.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hapvida Participacoes Investimento's current EV-to-FCF is 7.76, which is 69% below median its own 10-year median of 24.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hapvida Participacoes Investimento stock overvalued right now?
Based on GuruFocus' analysis, Hapvida Participacoes Investimento (BSP:HAPV3) is currently considered Possible Value Trap. The stock's GF Value™ is R$54.55, compared to a current price of R$10.63 — trading 80.5% below its estimated fair value. The current EV-to-FCF is 7.76, which is 69% below median its 10-year median of 24.78 and 20.2% below the Insurance industry median of 9.72. Hapvida Participacoes Investimento's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Hapvida Participacoes Investimento (BSP:HAPV3), the current EV-to-FCF is 7.76 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hapvida Participacoes Investimento (BSP:HAPV3) Overvalued in 2026?
Based on GuruFocus' analysis, Hapvida Participacoes Investimento stock appears to be undervalued.
The current stock price of R$10.63 is trading 80.5% below its estimated GF Value™ of R$54.55.
GuruFocus considers Hapvida Participacoes Investimento to be Possible Value Trap.
Key valuation signals for BSP:HAPV3:
EV-to-FCF: 7.76 (69% below median its 10-year median of 24.78)
GF Value™: R$54.55 vs. price of R$10.63 (80.5% below fair value)
Industry Position: 20.2% below the Insurance median (#164 of 394)
No single metric tells the full story. See the BSP:HAPV3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hapvida Participacoes Investimento Business Description
Hapvida Participacoes Investimento SA is the medical-hospital and dental care company. The company and its subsidiaries are mainly engaged in the sale of health insurance plans and delivering the majority of medical assistance at its own hospitals, clinics, imaging diagnostics and laboratories; and the sale of dental insurance plans for services provided by an accredited network.
68GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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