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Banco ProvincialCAR:BPV -2.37%85 EV-to-FCF is 189.37 as of Jul. 15, 2026, which is 3695% above its 10-year median of 4.99. GuruFocus rates CAR:BPV with a GF Score™ of 85/100 and a GF Value™ of VES32.56 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,196 Banks companies, Banco Provincial ranks worse than 97.99% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Banco Provincial's Enterprise Value is VES748,090 Mil.
Banco Provincial's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was VES3,950 Mil. Therefore, Banco Provincial's EV-to-FCF for today is 189.37.
The historical rank and industry rank for Banco Provincial's EV-to-FCF or its related term are showing as below:
CAR:BPV'
s EV-to-FCF Range Over the Past 10 Years
Min: -45.47 Med: 4.99 Max: 189.37
Current: 189.37
During the past 13 years, the highest EV-to-FCF of Banco Provincial was 189.37. The lowest was -45.47. And the median was 4.99.
CAR:BPV's EV-to-FCF is ranked worse than 97.99% of 1196
companies
in the Banks industry
Industry Median: 6.575
vs CAR:BPV: 189.37
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Banco Provincial's PE Ratio (TTM) for today is calculated as:
Banco Provincial's share price for today is VES123.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Banco Provincial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was VES1.433.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Banco Provincial EV-to-FCF Related Terms
Banco Provincial EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Banco Provincial's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco Provincial's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Provincial EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Banco Provincial's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Banco Provincial's EV-to-FCF falls into.
Banco Provincial's current Enterprise Value is VES748,090 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Banco Provincial's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was VES3,950 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Provincial (CAR:BPV) has a EV-to-FCF of 189.37 as of Jul. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banco Provincial and its competitors. This is 3695% above median its historical median of 4.99. According to the industry distribution chart, Banco Provincial ranks #1172 out of 1196 companies in the Banks industry, placing it in the top 98%.
Is Banco Provincial's EV-to-FCF too high?
Banco Provincial's current EV-to-FCF of 189.37 is 3695% above median its 10-year median of 4.99. The Banks industry median EV-to-FCF is 6.58. Banco Provincial's value of 189.37 is 2780.2% above this industry median. Based on the distribution chart, Banco Provincial ranks #1172 out of 1196 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Provincial has a GF Score™ of 85/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Provincial's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Banco Provincial ranks #1172 out of 1196 companies for EV-to-FCF. This places Banco Provincial in the lower half of its industry. The industry median EV-to-FCF is 6.58. Banco Provincial's value of 189.37 is 2780.2% above this benchmark. While the company's 10-year median is 4.99 vs. the industry median of 6.58, Banco Provincial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.58, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Provincial's current EV-to-FCF of 189.37 is 2780.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banco Provincial and its competitors. For the Banks industry, the median EV-to-FCF is 6.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Provincial's current EV-to-FCF is 189.37, which is 3695% above median its own 10-year median of 4.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Provincial stock overvalued right now?
Based on GuruFocus' analysis, Banco Provincial (CAR:BPV) is currently considered Significantly Overvalued. The stock's GF Value™ is VES32.56, compared to a current price of VES123.00 — trading 277.8% above its estimated fair value. The current EV-to-FCF is 189.37, which is 3695% above median its 10-year median of 4.99 and 2780.2% above the Banks industry median of 6.58. Banco Provincial's overall GF Score™ is 85/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Banco Provincial (CAR:BPV), the current EV-to-FCF is 189.37 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Provincial (CAR:BPV) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Provincial stock appears to be overvalued.
The current stock price of VES123.00 is trading 277.8% above its estimated GF Value™ of VES32.56.
GuruFocus considers Banco Provincial to be Significantly Overvalued.
Key valuation signals for CAR:BPV:
EV-to-FCF: 189.37 (3695% above median its 10-year median of 4.99)
GF Value™: VES32.56 vs. price of VES123.00 (277.8% above fair value)
Industry Position: 2780.2% above the Banks median (#1172 of 1196)
No single metric tells the full story. See the CAR:BPV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Provincial SA operates as a bank in Venezuela. The company offers Current, Savings, foreign currency accounts, mutual funds, Gold credit cards, classic credit cards, and debit cards. It also provides various banking services, including personal loans, mortgage loans, vehicle loans, and flexible credit to its customers in Venezuela.
85GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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