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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Citba Financial's Enterprise Value is $37.31 Mil.
Citba Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was $0.00 Mil. Therefore, Citba Financial's EV-to-FCF for today is .
The historical rank and industry rank for Citba Financial's EV-to-FCF or its related term are showing as below:
CBAF'
s EV-to-FCF Range Over the Past 10 Years
Min: 0 Med: 0 Max: 5.14
Current: 5.14
During the past 13 years, the highest EV-to-FCF of Citba Financial was 5.14. The lowest was 0.00. And the median was 0.00.
CBAF's EV-to-FCF is ranked better than 56.8% of 1199
companies
in the Banks industry
Industry Median: 7.18
vs CBAF: 5.14
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Citba Financial's PE Ratio (TTM) for today is calculated as:
Citba Financial's share price for today is $39.50.
Citba Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.180.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Citba Financial EV-to-FCF Related Terms
Citba Financial EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Citba Financial's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Citba Financial's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Citba Financial EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Citba Financial's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Citba Financial's EV-to-FCF falls into.
Citba Financial's current Enterprise Value is $37.31 Mil.
Citba Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Is Citba Financial (CBAF) Overvalued in 2026?
Based on GuruFocus' analysis, Citba Financial stock appears to be overvalued.
The current stock price of $39.50 is trading 20.6% above its estimated GF Value™ of $32.76.
GuruFocus considers Citba Financial to be Modestly Overvalued.
Key valuation signals for CBAF:
EV-to-FCF:
GF Value™: $32.76 vs. price of $39.50 (20.6% above fair value)
No single metric tells the full story. See the CBAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Citba Financial Corp is a bank holding company engaged in the ownership and management of the Bank, which operates under a state bank charter and provides full banking services. The Bank generates commercial, mortgage, and consumer loans and receives deposits mainly from customers in Morgan County, Indiana, and surrounding counties, with loans generally secured by real property, consumer, and business assets. The Company earns revenue from interest and dividends on loans, investment securities, and other financial instruments, deposit-related fees such as account maintenance, overdrafts, ATM and wire transfers, and interchange fees from debit and credit card transactions recognized daily.
72GF Score
Get the complete analysis for CBAF
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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