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Community BancorpCMTV +2.64%52 EV-to-FCF is 13.81 as of Jul. 24, 2026, which is 36% above its 10-year median of 10.17. GuruFocus rates CMTV with a GF Score™ of 52/100 and a GF Value™ of $21.13 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,192 Banks companies, Community Bancorp ranks worse than 71.98% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Community Bancorp's Enterprise Value is $263.17 Mil.
Community Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $19.06 Mil. Therefore, Community Bancorp's EV-to-FCF for today is 13.81.
The historical rank and industry rank for Community Bancorp's EV-to-FCF or its related term are showing as below:
CMTV'
s EV-to-FCF Range Over the Past 10 Years
Min: 5.52 Med: 10.17 Max: 17.94
Current: 13.81
During the past 13 years, the highest EV-to-FCF of Community Bancorp was 17.94. The lowest was 5.52. And the median was 10.17.
CMTV's EV-to-FCF is ranked worse than 71.98% of 1192
companies
in the Banks industry
Industry Median: 6.68
vs CMTV: 13.81
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Community Bancorp (NAS:CMTV) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Community Bancorp's PE Ratio (TTM) for today is calculated as:
Community Bancorp's share price for today is $40.03.
Community Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.290.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Community Bancorp EV-to-FCF Related Terms
Community Bancorp EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Community Bancorp's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Community Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Community Bancorp EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Community Bancorp's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Community Bancorp's EV-to-FCF falls into.
Community Bancorp's current Enterprise Value is $263.17 Mil.
Community Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $19.06 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Community Bancorp (CMTV) has a EV-to-FCF of 13.81 as of Jul. 24, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Community Bancorp and its competitors. This is 36% above median its historical median of 10.17. Over the past decade, Community Bancorp's EV-to-FCF has ranged from 5.52 to 17.94. According to the industry distribution chart, Community Bancorp ranks #858 out of 1192 companies in the Banks industry, placing it in the top 72%.
Is Community Bancorp's EV-to-FCF too high?
Community Bancorp's current EV-to-FCF of 13.81 is 36% above median its 10-year median of 10.17. Over the past 10 years, this metric has ranged from a low of 5.52 to a high of 17.94. The Banks industry median EV-to-FCF is 6.68. Community Bancorp's value of 13.81 is 106.7% above this industry median. Based on the distribution chart, Community Bancorp ranks #858 out of 1192 companies in the Banks industry, which is below the industry midpoint. Overall, Community Bancorp has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Bancorp's EV-to-FCF compare to EFSI and FCAP?
According to the Banks industry distribution chart, Community Bancorp ranks #858 out of 1192 companies for EV-to-FCF. This places Community Bancorp in the lower half of its industry. The industry median EV-to-FCF is 6.68. Community Bancorp's value of 13.81 is 106.7% above this benchmark. Historically, Community Bancorp's own EV-to-FCF has ranged from 5.52 to 17.94 over the past decade. While the company's 10-year median is 10.17 vs. the industry median of 6.68, Community Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.68, based on 1,192 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community Bancorp's current EV-to-FCF of 13.81 is 106.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Community Bancorp and its competitors. For the Banks industry, the median EV-to-FCF is 6.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Bancorp's current EV-to-FCF is 13.81, which is 36% above median its own 10-year median of 10.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Community Bancorp (CMTV) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.13, compared to a current price of $40.03 — trading 89.4% above its estimated fair value. The current EV-to-FCF is 13.81, which is 36% above median its 10-year median of 10.17 and 106.7% above the Banks industry median of 6.68. Community Bancorp's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Community Bancorp (CMTV), the current EV-to-FCF is 13.81 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Community Bancorp (CMTV) Overvalued in 2026?
Based on GuruFocus' analysis, Community Bancorp stock appears to be overvalued.
The current stock price of $40.03 is trading 89.4% above its estimated GF Value™ of $21.13.
GuruFocus considers Community Bancorp to be Significantly Overvalued.
Key valuation signals for CMTV:
EV-to-FCF: 13.81 (36% above median its 10-year median of 10.17)
GF Value™: $21.13 vs. price of $40.03 (89.4% above fair value)
Industry Position: 106.7% above the Banks median (#858 of 1192)
No single metric tells the full story. See the CMTV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Community Bancorp Inc is a holding company that provides a complete line of personal and business banking services with personal services and solutions. The company mainly offers Business banking, Commercial real estate lending, residential real estate lending, Retail credit, Municipal and Institutional Banking, and Retail Banking. The company's primary lending products are commercial, real estate, municipal, and consumer loans. The bank offers a complete line of personal and business products and services, along with offerings for non-profit organizations, municipalities, and local governments. The Firm also engages in lending activity outside the area of its branch network, through loan production offices in Burlington, Vermont, and Lebanon, New Hampshire.
52GF Score
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