CMTV (Community Bancorp) Cyclically Adjusted FCF per Share: $2.79 (As of Jun. 2026)

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CMTV Community Bancorp Inc CMTV
54 GF Score
Price $41.17
GF Value $22.06
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Community Bancorp Cyclically Adjusted FCF per Share?

Community Bancorp CMTV +0.87% 54 Cyclically Adjusted FCF per Share is $2.79 as of Jun. 2026. GuruFocus rates CMTV with a GF Score™ of 54/100 and a GF Value™ of $22.06 (Significantly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Community Bancorp's adjusted free cash flow per share for the three months ended in Jun. 2026 was $0.860. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $2.79 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Community Bancorp's average Cyclically Adjusted FCF Growth Rate was 10.30% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 5.40% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 7.40% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 8.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Community Bancorp was 12.60% per year. The lowest was 5.40% per year. And the median was 9.10% per year.

As of today (2026-09-10), Community Bancorp's current stock price is $41.17. Community Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was $2.79. Community Bancorp's Cyclically Adjusted Price-to-FCF of today is 14.76.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Community Bancorp was 15.88. The lowest was 5.75. And the median was 9.76.


Community Bancorp  (NAS:CMTV) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Community Bancorp's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=41.17/2.79
=14.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Community Bancorp was 15.88. The lowest was 5.75. And the median was 9.76.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Community Bancorp Cyclically Adjusted FCF per Share Related Terms


Community Bancorp Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Community Bancorp's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Bancorp Cyclically Adjusted FCF per Share Chart

Community Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.05 2.28 2.35 2.45 2.67

Community Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.53 2.60 2.67 2.73 2.79

CMTV vs FBLA, OPBK, MRBK: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Community Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Bancorp Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Community Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Community Bancorp's Cyclically Adjusted Price-to-FCF falls into.


CMTV
54GF Score
Community Bancorp Inc CMTV
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Community Bancorp Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Community Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.86/333.9520*333.9520
=0.860

Current CPI (Jun. 2026) = 333.9520.

Community Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 0.443 241.428 0.613
201612 0.519 241.432 0.718
201703 0.294 243.801 0.403
201706 0.303 244.955 0.413
201709 0.602 246.819 0.815
201712 0.275 246.524 0.373
201803 0.444 249.554 0.594
201806 0.503 251.989 0.667
201809 0.437 252.439 0.578
201812 0.574 251.233 0.763
201903 0.341 254.202 0.448
201906 0.532 256.143 0.694
201909 0.366 256.759 0.476
201912 0.737 256.974 0.958
202003 0.149 258.115 0.193
202006 1.218 257.797 1.578
202009 0.286 260.280 0.367
202012 0.792 260.474 1.015
202103 0.605 264.877 0.763
202106 0.488 271.696 0.600
202109 0.731 274.310 0.890
202112 0.634 278.802 0.759
202203 0.490 287.504 0.569
202206 0.640 296.311 0.721
202209 0.812 296.808 0.914
202212 0.854 296.797 0.961
202303 0.621 301.836 0.687
202306 0.374 305.109 0.409
202309 0.856 307.789 0.929
202312 0.759 306.746 0.826
202403 0.254 312.332 0.272
202406 0.741 314.175 0.788
202409 0.809 315.301 0.857
202412 0.887 315.605 0.939
202503 0.019 319.799 0.020
202506 0.730 322.561 0.756
202509 0.882 324.800 0.907
202512 1.095 324.054 1.128
202603 0.697 330.213 0.705
202606 0.860 333.952 0.860

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $2.79 mean?
Community Bancorp (CMTV) has a Cyclically Adjusted FCF per Share of $2.79 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Community Bancorp and its competitors.
Is Community Bancorp's Cyclically Adjusted FCF per Share too high?
Community Bancorp's current Cyclically Adjusted FCF per Share is $2.79. Overall, Community Bancorp has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Bancorp's Cyclically Adjusted FCF per Share compare to FBLA and OPBK?
Community Bancorp's Cyclically Adjusted FCF per Share of $2.79 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Community Bancorp and its competitors. Community Bancorp's current Cyclically Adjusted FCF per Share is $2.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Community Bancorp (CMTV) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.06, compared to a current price of $41.17 — trading 86.6% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $2.79. Community Bancorp's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Community Bancorp (CMTV), the current Cyclically Adjusted FCF per Share is $2.79 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Bancorp (CMTV) Overvalued in 2026?

Based on GuruFocus' analysis, Community Bancorp stock appears to be overvalued. The current stock price of $41.17 is trading 86.6% above its estimated GF Value™ of $22.06. GuruFocus considers Community Bancorp to be Significantly Overvalued.

Key valuation signals for CMTV:

  • Cyclically Adjusted FCF per Share: $2.79
  • GF Value™: $22.06 vs. price of $41.17 (86.6% above fair value)
  • GF Score™: 54/100 with 5 warning signs

No single metric tells the full story. See the CMTV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Community Bancorp Business Description

Address 4811 US Route 5, Derby, VT, USA, 05829
Community Bancorp Inc is a holding company that provides a complete line of personal and business banking services with personal services and solutions. The company mainly offers Business banking, Commercial real estate lending, residential real estate lending, Retail credit, Municipal and Institutional Banking, and Retail Banking. The company's primary lending products are commercial, real estate, municipal, and consumer loans. The bank offers a complete line of personal and business products and services, along with offerings for non-profit organizations, municipalities, and local governments. The Firm also engages in lending activity outside the area of its branch network, through loan production offices in Burlington, Vermont, and Lebanon, New Hampshire.
54GF Score

Get the complete analysis for CMTV

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.17
Price
$22.06
GF Value