CMTV (Community Bancorp) FCF Margin %: 36.07% (As of Jun. 2026) — Near Median

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CMTV Community Bancorp Inc CMTV
54 GF Score
Price $41.17
GF Value $22.06
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Community Bancorp FCF Margin %?

Community Bancorp CMTV +0.87% 54 FCF Margin % is 36.07% as of Jun. 2026, which is 6% above its 10-year median of 34.18. GuruFocus rates CMTV with a GF Score™ of 54/100 and a GF Value™ of $22.06 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,490 Banks companies, Community Bancorp ranks better than 65.7% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Community Bancorp's Free Cash Flow for the three months ended in Jun. 2026 was $4.81 Mil. Community Bancorp's Revenue for the three months ended in Jun. 2026 was $13.35 Mil. Therefore, Community Bancorp's FCF Margin % for the quarter that ended in Jun. 2026 was 36.07%.

As of today, Community Bancorp's current FCF Yield % is 8.57%.

The historical rank and industry rank for Community Bancorp's FCF Margin % or its related term are showing as below:

CMTV' s FCF Margin % Range Over the Past 10 Years
Min: 25.95   Med: 34.18   Max: 38.6
Current: 38.6


During the past 13 years, the highest FCF Margin % of Community Bancorp was 38.60%. The lowest was 25.95%. And the median was 34.18%.

CMTV's FCF Margin % is ranked better than
65.7% of 1490 companies
in the Banks industry
Industry Median: 27.405 vs CMTV: 38.60


Community Bancorp FCF Margin % Related Terms


Community Bancorp FCF Margin % Historical Data

* Premium members only.

The historical data trend for Community Bancorp's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Bancorp FCF Margin % Chart

Community Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 35.08 37.99 35.43 36.60 31.82

Community Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 34.86 39.95 47.03 31.19 36.07

CMTV vs FBLA, OPBK, MRBK: FCF Margin % Comparison

For the Banks - Regional subindustry, Community Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Bancorp FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Community Bancorp's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Community Bancorp's FCF Margin % falls into.


CMTV
54GF Score
Community Bancorp Inc CMTV
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Community Bancorp FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Community Bancorp's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=15.268/47.977
=31.82 %

Community Bancorp's FCF Margin for the quarter that ended in Jun. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=4.814/13.347
=36.07 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 36.07% mean?
Community Bancorp (CMTV) has a FCF Margin % of 36.07% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Community Bancorp and its competitors. This is near median its historical median of 34.18. Over the past decade, Community Bancorp's FCF Margin % has ranged from 25.95 to 38.60. According to the industry distribution chart, Community Bancorp ranks #511 out of 1490 companies in the Banks industry, placing it in the top 34.3%.
Is Community Bancorp's FCF Margin % too high?
Community Bancorp's current FCF Margin % of 36.07% is near median its 10-year median of 34.18. Over the past 10 years, this metric has ranged from a low of 25.95 to a high of 38.60. The Banks industry median FCF Margin % is 27.41. Community Bancorp's value of 36.07% is 31.6% above this industry median. Based on the distribution chart, Community Bancorp ranks #511 out of 1490 companies in the Banks industry, which is above the industry midpoint. Overall, Community Bancorp has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Bancorp's FCF Margin % compare to FBLA and OPBK?
According to the Banks industry distribution chart, Community Bancorp ranks #511 out of 1490 companies for FCF Margin %. This puts Community Bancorp in the upper half of its industry. The industry median FCF Margin % is 27.41. Community Bancorp's value of 36.07% is 31.6% above this benchmark. Historically, Community Bancorp's own FCF Margin % has ranged from 25.95 to 38.60 over the past decade. While the company's 10-year median is 34.18 vs. the industry median of 27.41, Community Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.41, based on 1,490 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community Bancorp's current FCF Margin % of 36.07% is 31.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Community Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 27.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Bancorp's current FCF Margin % is 36.07%, which is near median its own 10-year median of 34.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Community Bancorp (CMTV) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.06, compared to a current price of $41.17 — trading 86.6% above its estimated fair value. The current FCF Margin % is 36.07%, which is near median its 10-year median of 34.18 and 31.6% above the Banks industry median of 27.41. Community Bancorp's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Community Bancorp (CMTV), the current FCF Margin % is 36.07% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Community Bancorp (CMTV) Overvalued in 2026?

Based on GuruFocus' analysis, Community Bancorp stock appears to be overvalued. The current stock price of $41.17 is trading 86.6% above its estimated GF Value™ of $22.06. GuruFocus considers Community Bancorp to be Significantly Overvalued.

Key valuation signals for CMTV:

  • FCF Margin %: 36.07% (near median its 10-year median of 34.18)
  • GF Value™: $22.06 vs. price of $41.17 (86.6% above fair value)
  • GF Score™: 54/100 with 5 warning signs
  • Industry Position: 31.6% above the Banks median (#511 of 1490)

No single metric tells the full story. See the CMTV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Community Bancorp Business Description

Address 4811 US Route 5, Derby, VT, USA, 05829
Community Bancorp Inc is a holding company that provides a complete line of personal and business banking services with personal services and solutions. The company mainly offers Business banking, Commercial real estate lending, residential real estate lending, Retail credit, Municipal and Institutional Banking, and Retail Banking. The company's primary lending products are commercial, real estate, municipal, and consumer loans. The bank offers a complete line of personal and business products and services, along with offerings for non-profit organizations, municipalities, and local governments. The Firm also engages in lending activity outside the area of its branch network, through loan production offices in Burlington, Vermont, and Lebanon, New Hampshire.
54GF Score

Get the complete analysis for CMTV

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.17
Price
$22.06
GF Value