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Community BancorpCMTV +0.87%54 Return-on-Tangible-Equity is 17.48% as of Jun. 2026, which is 1% above its 10-year median of 17.37. GuruFocus rates CMTV with a GF Score™ of 54/100 and a GF Value™ of $22.06 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,514 Banks companies, Community Bancorp ranks better than 85.01% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Community Bancorp's annualized net income for the quarter that ended in Jun. 2026 was $18.75 Mil. Community Bancorp's average shareholder tangible equity for the quarter that ended in Jun. 2026 was $107.29 Mil. Therefore, Community Bancorp's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 was 17.48%.
The historical rank and industry rank for Community Bancorp's Return-on-Tangible-Equity or its related term are showing as below:
CMTV'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 13.39 Med: 17.37 Max: 20.09
Current: 18.02
During the past 13 years, Community Bancorp's highest Return-on-Tangible-Equity was 20.09%. The lowest was 13.39%. And the median was 17.37%.
CMTV's Return-on-Tangible-Equity is ranked better than 85.01% of 1514
companies
in the Banks industry
Industry Median: 11.485
vs CMTV: 18.02
Community Bancorp (NAS:CMTV) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Community Bancorp Return-on-Tangible-Equity Related Terms
Community Bancorp Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Community Bancorp's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CMTV vs FBLA, OPBK, MRBK: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Community Bancorp's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Community Bancorp Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Community Bancorp's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Community Bancorp's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Jun. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 17.48% mean?
Community Bancorp (CMTV) has a Return-on-Tangible-Equity of 17.48% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Community Bancorp and its competitors. This is near median its historical median of 17.37. Over the past decade, Community Bancorp's Return-on-Tangible-Equity has ranged from 13.39 to 20.09. According to the industry distribution chart, Community Bancorp ranks #227 out of 1514 companies in the Banks industry, placing it in the top 15%.
Is Community Bancorp's Return-on-Tangible-Equity too high?
Community Bancorp's current Return-on-Tangible-Equity of 17.48% is near median its 10-year median of 17.37. Over the past 10 years, this metric has ranged from a low of 13.39 to a high of 20.09. The Banks industry median Return-on-Tangible-Equity is 11.49. Community Bancorp's value of 17.48% is 52.2% above this industry median. Based on the distribution chart, Community Bancorp ranks #227 out of 1514 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Community Bancorp has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Bancorp's Return-on-Tangible-Equity compare to FBLA and OPBK?
According to the Banks industry distribution chart, Community Bancorp ranks #227 out of 1514 companies for Return-on-Tangible-Equity. This places Community Bancorp in the top 15% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 11.49. Community Bancorp's value of 17.48% is 52.2% above this benchmark. Historically, Community Bancorp's own Return-on-Tangible-Equity has ranged from 13.39 to 20.09 over the past decade. While the company's 10-year median is 17.37 vs. the industry median of 11.49, Community Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.49, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community Bancorp's current Return-on-Tangible-Equity of 17.48% is 52.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Community Bancorp and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Bancorp's current Return-on-Tangible-Equity is 17.48%, which is near median its own 10-year median of 17.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Community Bancorp (CMTV) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.06, compared to a current price of $41.17 — trading 86.6% above its estimated fair value. The current Return-on-Tangible-Equity is 17.48%, which is near median its 10-year median of 17.37 and 52.2% above the Banks industry median of 11.49. Community Bancorp's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Community Bancorp (CMTV), the current Return-on-Tangible-Equity is 17.48% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Community Bancorp (CMTV) Overvalued in 2026?
Based on GuruFocus' analysis, Community Bancorp stock appears to be overvalued.
The current stock price of $41.17 is trading 86.6% above its estimated GF Value™ of $22.06.
GuruFocus considers Community Bancorp to be Significantly Overvalued.
Key valuation signals for CMTV:
Return-on-Tangible-Equity: 17.48% (near median its 10-year median of 17.37)
GF Value™: $22.06 vs. price of $41.17 (86.6% above fair value)
Industry Position: 52.2% above the Banks median (#227 of 1514)
No single metric tells the full story. See the CMTV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Community Bancorp Inc is a holding company that provides a complete line of personal and business banking services with personal services and solutions. The company mainly offers Business banking, Commercial real estate lending, residential real estate lending, Retail credit, Municipal and Institutional Banking, and Retail Banking. The company's primary lending products are commercial, real estate, municipal, and consumer loans. The bank offers a complete line of personal and business products and services, along with offerings for non-profit organizations, municipalities, and local governments. The Firm also engages in lending activity outside the area of its branch network, through loan production offices in Burlington, Vermont, and Lebanon, New Hampshire.
54GF Score
Get the complete analysis for CMTV
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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