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CMTV (Community Bancorp) Intrinsic Value: Projected FCF : $37.80 (As of May. 30, 2025)


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What is Community Bancorp Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2025-05-30), Community Bancorp's Intrinsic Value: Projected FCF is $37.80. The stock price of Community Bancorp is $18.06. Therefore, Community Bancorp's Price-to-Intrinsic-Value-Projected-FCF of today is 0.5.

The historical rank and industry rank for Community Bancorp's Intrinsic Value: Projected FCF or its related term are showing as below:

CMTV' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.42   Med: 0.62   Max: 0.79
Current: 0.48

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Community Bancorp was 0.79. The lowest was 0.42. And the median was 0.62.

CMTV's Price-to-Projected-FCF is ranked better than
54.28% of 1308 companies
in the Banks industry
Industry Median: 0.5 vs CMTV: 0.48

Community Bancorp Intrinsic Value: Projected FCF Historical Data

The historical data trend for Community Bancorp's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Community Bancorp Intrinsic Value: Projected FCF Chart

Community Bancorp Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.14 33.80 34.06 36.47 38.30

Community Bancorp Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 36.31 36.37 37.79 38.30 37.80

Competitive Comparison of Community Bancorp's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, Community Bancorp's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Bancorp's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Community Bancorp's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Community Bancorp's Price-to-Projected-FCF falls into.


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Community Bancorp Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Community Bancorp's Free Cash Flow(6 year avg) = $12.97.

Community Bancorp's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Mar25)*0.8)/Shares Outstanding (Diluted Average)
=(9.9881567514702*12.97232+102.905*0.8)/5.605
=37.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Community Bancorp  (OTCPK:CMTV) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Community Bancorp's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=18.06/37.804382799328
=0.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Community Bancorp Intrinsic Value: Projected FCF Related Terms

Thank you for viewing the detailed overview of Community Bancorp's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Community Bancorp Business Description

Traded in Other Exchanges
N/A
Address
4811 US Route 5, Derby, VT, USA, 05829
Community Bancorp Inc is a holding company that provides a complete line of personal and business banking services with personal services and solutions. The company mainly offers Business banking, Commercial real estate lending, residential real estate lending, Retail credit, Municipal and Institutional Banking, and Retail Banking. The company's primary lending products are commercial, real estate, municipal, and consumer loans. The bank offers a complete line of personal and business products and services, along with offerings for non-profit organizations, municipalities, and local governments. The Firm also engages in lending activity outside the area of its branch network, through loan production offices in Burlington, Vermont, and Lebanon, New Hampshire.
Executives
Carol Martin director 4811 US ROUTE 5, DERBY VT 05829
Louise M Bonvechio officer: Vice President & CFO 4811 US ROUTE 5, DERBY VT 05829
David Laforce director 4811 US ROUTE 5, DERBY VT 05829
Jeffrey Lee Moore director 4811 US ROUTE 5, DERBY VT 05829
Christopher L. Caldwell officer: EVP & Chief Lending Officer 4811 US ROUTE 5, DERBY VT 05829
Frederic Oeschger director 4811 US ROUTE 5, DERBY VT 05829
David Mark Bouffard director 33 MOUNTAIN VIEW DRIVE, NEWPORT VT 05855
Aminta K Conant director 4811 US ROUTE 5, DERBY VT 05829
Emma Marvin director 4811 US ROUTE 5, DERBY VT 05829
Bruce D Baker director 4811 US ROUTE 5, DERBY VT 05829
Wheeler James G. Jr. director 4811 US ROUTE 5, DERBY VT 05829
Leslie Delhaie officer: EVP/COIO 4811 US ROUTE 5, DERBY VT 05829
Jacques R Couture director 4811 US ROUTE 5, DERBY VT 05829
Dorothy R Mitchell director 4811 US ROUTE 5, DERBY VT 05829
Kathryn M Austin officer: Executive Vice President 4811 US ROUTE 5, DERBY VT 05829