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Community BancorpCMTV +0.87%54 Pretax Margin % is 42.51% as of Jun. 2026, which is 13% above its 10-year median of 37.55. GuruFocus rates CMTV with a GF Score™ of 54/100 and a GF Value™ of $22.06 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,519 Banks companies, Community Bancorp ranks better than 69.39% on this metric.
Community Bancorp (NAS:CMTV) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Community Bancorp Pretax Margin % Related Terms
Community Bancorp Pretax Margin % Historical Data
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The historical data trend for Community Bancorp's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CMTV vs FBLA, OPBK, MRBK: Pretax Margin % Comparison
For the Banks - Regional subindustry, Community Bancorp's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Community Bancorp Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Community Bancorp's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Community Bancorp's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Community Bancorp (CMTV) has a Pretax Margin % of 42.51% as of Jun. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Community Bancorp and its competitors. This is 13% above median its historical median of 37.55. Over the past decade, Community Bancorp's Pretax Margin % has ranged from 27.53 to 43.45. According to the industry distribution chart, Community Bancorp ranks #465 out of 1519 companies in the Banks industry, placing it in the top 30.6%.
Is Community Bancorp's Pretax Margin % too high?
Community Bancorp's current Pretax Margin % of 42.51% is 13% above median its 10-year median of 37.55. Over the past 10 years, this metric has ranged from a low of 27.53 to a high of 43.45. The Banks industry median Pretax Margin % is 35.69. Community Bancorp's value of 42.51% is 19.1% above this industry median. Based on the distribution chart, Community Bancorp ranks #465 out of 1519 companies in the Banks industry, which is above the industry midpoint. Overall, Community Bancorp has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Bancorp's Pretax Margin % compare to FBLA and OPBK?
According to the Banks industry distribution chart, Community Bancorp ranks #465 out of 1519 companies for Pretax Margin %. This puts Community Bancorp in the upper half of its industry. The industry median Pretax Margin % is 35.69. Community Bancorp's value of 42.51% is 19.1% above this benchmark. Historically, Community Bancorp's own Pretax Margin % has ranged from 27.53 to 43.45 over the past decade. While the company's 10-year median is 37.55 vs. the industry median of 35.69, Community Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.69, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community Bancorp's current Pretax Margin % of 42.51% is 19.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Community Bancorp and its competitors. For the Banks industry, the median Pretax Margin % is 35.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Bancorp's current Pretax Margin % is 42.51%, which is 13% above median its own 10-year median of 37.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Community Bancorp (CMTV) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.06, compared to a current price of $41.17 — trading 86.6% above its estimated fair value. The current Pretax Margin % is 42.51%, which is 13% above median its 10-year median of 37.55 and 19.1% above the Banks industry median of 35.69. Community Bancorp's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Community Bancorp (CMTV), the current Pretax Margin % is 42.51% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Community Bancorp (CMTV) Overvalued in 2026?
Based on GuruFocus' analysis, Community Bancorp stock appears to be overvalued.
The current stock price of $41.17 is trading 86.6% above its estimated GF Value™ of $22.06.
GuruFocus considers Community Bancorp to be Significantly Overvalued.
Key valuation signals for CMTV:
Pretax Margin %: 42.51% (13% above median its 10-year median of 37.55)
GF Value™: $22.06 vs. price of $41.17 (86.6% above fair value)
Industry Position: 19.1% above the Banks median (#465 of 1519)
No single metric tells the full story. See the CMTV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Community Bancorp Inc is a holding company that provides a complete line of personal and business banking services with personal services and solutions. The company mainly offers Business banking, Commercial real estate lending, residential real estate lending, Retail credit, Municipal and Institutional Banking, and Retail Banking. The company's primary lending products are commercial, real estate, municipal, and consumer loans. The bank offers a complete line of personal and business products and services, along with offerings for non-profit organizations, municipalities, and local governments. The Firm also engages in lending activity outside the area of its branch network, through loan production offices in Burlington, Vermont, and Lebanon, New Hampshire.
54GF Score
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