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Community BancorpCMTV +0.87%54 Net Debt Paydown Yield % is 14.10% as of Sep. 10, 2026, which is 1194% above its 10-year median of 1.09. GuruFocus rates CMTV with a GF Score™ of 54/100 and a GF Value™ of $22.06 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,408 Banks companies, Community Bancorp ranks better than 87.57% on this metric.
Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt.
As of today, Community Bancorp's Net Debt Paydown Yield % was 14.10%.
Community Bancorp (NAS:CMTV) Net Debt Paydown Yield % Explanation
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.
In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.
Community Bancorp Net Debt Paydown Yield % Related Terms
Community Bancorp Net Debt Paydown Yield % Historical Data
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The historical data trend for Community Bancorp's Net Debt Paydown Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CMTV vs FBLA, OPBK, MRBK: Net Debt Paydown Yield % Comparison
For the Banks - Regional subindustry, Community Bancorp's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Community Bancorp Net Debt Paydown Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Community Bancorp's Net Debt Paydown Yield % distribution charts can be found below:
* The bar in red indicates where Community Bancorp's Net Debt Paydown Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
What does a Net Debt Paydown Yield % of 14.10% mean?
Community Bancorp (CMTV) has a Net Debt Paydown Yield % of 14.10% as of Sep. 10, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Community Bancorp and its competitors. This is 1194% above median its historical median of 1.09. According to the industry distribution chart, Community Bancorp ranks #175 out of 1408 companies in the Banks industry, placing it in the top 12.4%.
Is Community Bancorp's Net Debt Paydown Yield % too high?
Community Bancorp's current Net Debt Paydown Yield % of 14.10% is 1194% above median its 10-year median of 1.09. Based on the distribution chart, Community Bancorp ranks #175 out of 1408 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Community Bancorp has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Community Bancorp's Net Debt Paydown Yield % compare to FBLA and OPBK?
According to the Banks industry distribution chart, Community Bancorp ranks #175 out of 1408 companies for Net Debt Paydown Yield %. This places Community Bancorp in the top 12% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Community Bancorp and its competitors. Community Bancorp's current Net Debt Paydown Yield % is 14.10%, which is 1194% above median its own 10-year median of 1.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Community Bancorp (CMTV) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.06, compared to a current price of $41.17 — trading 86.6% above its estimated fair value. The current Net Debt Paydown Yield % is 14.10%, which is 1194% above median its 10-year median of 1.09. Community Bancorp's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Community Bancorp (CMTV), the current Net Debt Paydown Yield % is 14.10% as of Sep. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Community Bancorp (CMTV) Overvalued in 2026?
Based on GuruFocus' analysis, Community Bancorp stock appears to be overvalued.
The current stock price of $41.17 is trading 86.6% above its estimated GF Value™ of $22.06.
GuruFocus considers Community Bancorp to be Significantly Overvalued.
Key valuation signals for CMTV:
Net Debt Paydown Yield %: 14.10% (1194% above median its 10-year median of 1.09)
GF Value™: $22.06 vs. price of $41.17 (86.6% above fair value)
No single metric tells the full story. See the CMTV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Community Bancorp Inc is a holding company that provides a complete line of personal and business banking services with personal services and solutions. The company mainly offers Business banking, Commercial real estate lending, residential real estate lending, Retail credit, Municipal and Institutional Banking, and Retail Banking. The company's primary lending products are commercial, real estate, municipal, and consumer loans. The bank offers a complete line of personal and business products and services, along with offerings for non-profit organizations, municipalities, and local governments. The Firm also engages in lending activity outside the area of its branch network, through loan production offices in Burlington, Vermont, and Lebanon, New Hampshire.
54GF Score
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